Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

CommunityAmerica Credit Union vs Delta Community Credit Union

CommunityAmerica Credit Union 4.8★ · Free to download 55
Winner Delta Community Credit Union
Delta Community Credit Union 4.8★ · Free to download 60

Delta Community Credit Union (App B) has a slight edge over CommunityAmerica Credit Union (App A) due to fewer reported critical app crashes and a more stable user experience, despite both apps facing similar issues with persistent review prompts and slow transfer times.

Full reviews: CommunityAmerica Credit Union · Delta Community Credit Union

Both CommunityAmerica Credit Union and Delta Community Credit Union apps suffer from significant technical issues, including frequent crashes and slow processing times. While CommunityAmerica users report widespread and persistent crashing, Delta Community users also experience crashes, but their complaints are more varied, including issues with mobile deposits and slow transfers.

Head to head

Reliability & Stability edge: Delta Community Credit UnionR1R2R3R6
CommunityAmerica Credit Union CommunityAmerica Credit Union's app is plagued by consistent and widespread crashing, with many users reporting the app closing immediately after login or requiring multiple attempts (3-7 times) to open successfully R1R2R3R6. Some users note this issue has persisted for months and worsened after updates or mergers R16R40.
Delta Community Credit Union Delta Community Credit Union's app also experiences crashes and issues with opening, with users reporting it 'constantly crashing' or being 'unable to open' . Specific problems include the app crashing when trying to access Zelle or during check deposits R73. Some users also report the app being slow after updates or getting stuck on a blank loading page .
Features & Functionality tieR4R5R2R36
CommunityAmerica Credit Union CommunityAmerica users report issues with transaction notifications not working on iPhones R4R36R40. The mobile deposit feature is described as 'glitchy, unreliable, unstable' R58. Some users also note that the app sometimes loads website content within menus R5. Transfers to Citi take three business days to reflect R2.
Delta Community Credit Union Delta Community users experience delays in transfers from other financial institutions R63R67 and issues with transferring money between their own savings and checking accounts . The mobile deposit feature has problems with the camera not working or requiring permission that isn't available R73R75. New account holders face a seven-day waiting period for banking activities, including mobile deposits R76. The Zelle feature crashes , and the monthly Zelle limit is perceived as low ($3000) . Users also desire a dark mode and app icon and wish for autopay from external banks for loans .
Ease of Use & Interface tieR1R5R9R35
CommunityAmerica Credit Union Some users find the CommunityAmerica app 'shockingly well functioning and straightforward-to-use' when it works R5R35. However, others describe it as 'clunky' R1 and mention issues like the keyboard not opening R1. The interface is generally liked but overshadowed by crashing problems R9.
Delta Community Credit Union Delta Community's app is described as 'easy to navigate' and 'simple & easy to use' by some . However, recent updates have made the app slower and 'visually complicated' . Users also complain about the exit icon being hard to find , the widget not refreshing , and a dark blue background with black text making reminders unreadable . There are also issues with entering verification numbers for access .
Support & Communication tieR4R18R33R38
CommunityAmerica Credit Union CommunityAmerica users mention being unable to contact support regarding app issues or that developers are aware of issues but fixes are slow to come R4. Some users are annoyed by persistent requests to rate the app R18R33R38.
Delta Community Credit Union Delta Community users also frequently complain about persistent prompts to rate the app, calling it 'bugging me' and 'annoying' . There are no specific mentions of direct support interactions regarding app issues, but customer service for the credit union itself is generally praised .
Pick CommunityAmerica Credit Union if

You prioritize a credit union with generally positive feedback on its in-person service and overall banking experience, and are willing to tolerate significant app stability issues, hoping for future fixes .

Pick Delta Community Credit Union if

You need a banking app that, while not perfect, has a slightly lower incidence of critical crashing issues compared to its competitor, and you value a credit union with a long-standing positive relationship with its members .

Evidence note: Both apps are free to download, so there's no free-vs-paid asymmetry. Recent reviews for both apps show a negative skew, primarily due to app stability issues and persistent review prompts, which contrasts with their higher lifetime ratings. The evidence for CommunityAmerica Credit Union's app stability issues is much more pervasive and consistent across a large number of reviews.

Frequently asked

Which app is more reliable for daily banking tasks?
Delta Community Credit Union's app is generally more reliable for daily banking tasks, as CommunityAmerica Credit Union's app is frequently reported to crash upon login or refuse to open, requiring multiple attempts to access R1R3R7R16.
Do either of these apps have issues with transaction notifications?
CommunityAmerica Credit Union's app has reported issues with not sending transaction notifications on iPhones, which users find frustrating R4R36R40. Delta Community Credit Union's app reviews do not specifically mention issues with transaction notifications.
Are there problems with mobile deposits in either app?
Yes, both apps have reported problems with mobile deposits; CommunityAmerica's mobile deposit feature is described as 'glitchy, unreliable, unstable' R58, while Delta Community users report issues with the camera not working for check deposits and new account holders facing a seven-day waiting period before they can use mobile deposit R73R75R76.
Which app has faster money transfers?
Neither app is noted for fast money transfers; CommunityAmerica users report transfers to Citi taking three business days to reflect R2, and Delta Community users complain about transfers from other financial institutions taking too long to post R63R67.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] CommunityAmerica Credit Union 1/5 · US Too many bugs: Last update required to login multiple times. The current app won’t open the keyboard. This app is clunky and never smooth.
  2. [R2] CommunityAmerica Credit Union 4/5 · US Community America App: Sometimes the app crashes on me, where I’ll have to login four times before it stays open. In addition, Citi takes a little too long to pull the amount that we paid on the app. It takes three business days for it to reflect on my bank account. Outside of that, I Thank Citi for its services.
  3. [R3] CommunityAmerica Credit Union 3/5 · US App closes out after putting in password: Have to have this app because it's my bank but it's very frustrating that my app closes every single time I put in my password and enter, just immediately kicks me out of the app. It's a fine app besides this bug.
  4. [R6] CommunityAmerica Credit Union 3/5 · US Crashes: Over the last month starting in June I tried to open the app and it crashes. Sometimes two or three times before it will finally open.
  5. [R4] CommunityAmerica Credit Union 1/5 · US Credit card alerts: Still not getting transaction notifications on my iPhone 16. Was hoping the new update would fix it, but sadly no. I know the developers are aware. When will a fix come?
  6. [R5] CommunityAmerica Credit Union 5/5 · US Just works!: A shockingly well functioning and straightforward-to-use financial app. There’s a few menus where you can tell the app is actually loading in website content but otherwise most of the interactions are simple and fast.
  7. [R36] CommunityAmerica Credit Union 3/5 · US Missing something: I LOVE this bank, but I wish the app supported live push notifications! It has everything but that! Whereas anytime a charge is made to one of your accounts the app notifies you on phone via push notification. I don’t understand why prepaid card apps will do that but actual bank apps won’t. The app crashes at times when you try logging into it, so then you have to make a second
  8. [R9] CommunityAmerica Credit Union 3/5 · US Crashing every time I log in: I like the interface of the app but it keeps crashing every time I log in. They need to fix this asap.
  9. [R35] CommunityAmerica Credit Union 5/5 · US Simply good: Easy to use, convenient and reliable to send make and receive payments
  10. [R18] CommunityAmerica Credit Union 3/5 · US S.O.C.K.S.: The app keeps asking me for a rating and every time it does they get one less star. Every time I try to login it boots me 3x then on the 4th I usually get in. I don’t mind this financial institution for their member services but their app leaves much to be desired.
  11. [R33] CommunityAmerica Credit Union 3/5 · US App keeps crashing: Over last month the app keeps crashing when I attempt to open (iPhone 12). After a couple of attempts it does open properly. I also get an annoying pop up to rate the app every single time I use it!
  12. [R38] CommunityAmerica Credit Union 5/5 · US App review: App is great but I don’t need to give it five stars everytime I go online.
  13. [R7] CommunityAmerica Credit Union 2/5 · US App Now Crashes All The Time: This used to be a solid app; now it crashes upon login all the time (sometimes multiple times attempting to login)
  14. [R16] CommunityAmerica Credit Union 1/5 · US Keeps closing: The apps keeps closing without fully opening. Enter login information then immediately closes. You have to try 3-7 times before it actually opens. Please fix this. It has been doing this for months. It does the same to my son that has a different phone and different wireless carrier
  15. [R40] CommunityAmerica Credit Union 1/5 · US Constant crashes and no notifications.: Used to be great but now it crashes multiple times before you can log in and most importantly I don't receive push notifications about my credit/debit card usage. I find myself using other credit cards for that reason. There hasn't been an update for two months, iOS updated at least twice in the same time. All my other credit card apps work normally. Fix thi
  16. [R58] CommunityAmerica Credit Union 1/5 · US Worst Mobile Deposit Ever!!: This is the most glitchy, unreliable, unstable platform on the face of tech! It should be scrapped and replaced immediately!!
  17. [R73] Delta Community Credit Union 1/5 · US Check deposit app: I take a pic of the front of the check and then screen goes black and I have to close the app
  18. [R75] Delta Community Credit Union 3/5 · US Recent bug fix messed with my camera: The recent bug fix must have done something to disable my phones camera from taking a picture because it says you have to grant the app permission, but there’s no way in my phone’s settings to give it permission to use the camera. I tried reinstalling the app, but I still can’t make a mobile deposit because the camera won’t work with the app anymore. Used to b
  19. [R76] Delta Community Credit Union 1/5 · US Ridiculous rules for new accounts: So many crazy rules for new account holders. You have to wait a full seven days before you can do any banking at all after opening an account. You cannot even make a mobile deposit.
  20. [R63] Delta Community Credit Union 3/5 · US Transfers into DCCU: It takes too long for money that is being transferred from other financial institutions to post to my DCCU account!
  21. [R67] Delta Community Credit Union 1/5 · US Takes way too long for a deposit to post: I sent a direct transfer from my other bank. Those funds left my account late last week (ergo DCCU had them since then) yet no sign of my deposit until late today. Unacceptable. I’ve been a member since 1986. Treat me better than that!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store