Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

My CFCU Mobile vs CCU Mobile Banking

My CFCU Mobile 4.8★ · Free to download 65
Winner CCU Mobile Banking
CCU Mobile Banking 4.9★ · Free to download 70

CCU Mobile Banking (App B) has a slight edge over My CFCU Mobile (App A) due to generally more positive feedback on core banking features and better Zelle integration, despite both apps sharing common issues with mobile check deposit and biometric login.

Full reviews: My CFCU Mobile · CCU Mobile Banking

Both My CFCU Mobile and CCU Mobile Banking are free mobile banking apps with high lifetime ratings, but recent reviews highlight significant functionality issues for both, particularly with mobile check deposits and biometric logins. CCU Mobile Banking appears to offer more comprehensive features like Zelle and money management, while My CFCU Mobile struggles with basic transfers and app stability.

Head to head

Features edge: CCU Mobile BankingR1R4R15R16
My CFCU Mobile My CFCU Mobile users frequently complain about the lack of Zelle or issues with Zelle transfers, making it difficult to send money outside the bank R1R4R21R23. Some users also report issues with selecting accounts for bill payments R15 and connecting to external services like Plaid R16.
CCU Mobile Banking CCU Mobile Banking generally receives positive feedback for its features, with some users highlighting Zelle integration as a major benefit . The app also offers money management features that can track spending across multiple banks . However, some users report the transfer service between checking and savings is often down , and external transfer options might be missing .
Ease of Use edge: CCU Mobile BankingR9R27R28R30
My CFCU Mobile Users of My CFCU Mobile describe the app as slow, laggy, and not user-friendly R9. Many find it difficult to sign in, with some experiencing frequent lockouts and password resets R27R28. The recent update also caused issues with font size and information display for some R30.
CCU Mobile Banking CCU Mobile Banking is generally described as easy to navigate and straightforward . However, some users find the new login process inconvenient, requiring manual searching for passwords . There are also complaints about the app frequently asking for reviews and triggering excessive notifications for cash back offers .
Reliability tieR6R8R10R20
My CFCU Mobile My CFCU Mobile users report frequent crashes, freezing, and the app vanishing from the phone R8R10. Many experience issues with mobile check deposit not working for extended periods R20R24R56R58. Alerts are often delayed R6.
CCU Mobile Banking CCU Mobile Banking also faces significant reliability issues, particularly with mobile check deposit, where users report the camera not working, getting stuck on 'rotate screen' messages, or the app crashing R69. The app sometimes won't open for days or experiences application errors . Transfers and bill pay features can also be down or crash the app .
Biometric Login (Face ID/Touch ID) tieR3R7R14R22
My CFCU Mobile A recurring problem for My CFCU Mobile is non-functional facial recognition or Face ID. Users report the option is missing, doesn't work, or requires manual password entry every time R3R7R14R22.
CCU Mobile Banking CCU Mobile Banking users also express frustration with Face ID. Some state the option was eliminated in a new version or that they wish the feature was available . Auto sign-in can also boot users out of the app .
Price/Value tieR2R17R29R31
My CFCU Mobile Both apps are free to download. My CFCU Mobile users generally praise the credit union's customer service and competitive rates, indicating good value from the institution itself R2R17R29R31.
CCU Mobile Banking CCU Mobile Banking is also free to download. Its users frequently commend the credit union's excellent service, competitive rates, and overall value, similar to App A .
Pick My CFCU Mobile if

You prioritize strong customer service from your credit union and are willing to tolerate an app that can be slow and has limited features like Zelle R17R29R31.

Pick CCU Mobile Banking if

You need Zelle integration for transfers and appreciate a generally easy-to-use interface, despite potential issues with mobile check deposits and biometric login .

Evidence note: Both apps have high lifetime ratings, but recent reviews for both are heavily skewed negative, focusing on bugs and poor performance after updates. The comparison primarily reflects these more recent user experiences.

Frequently asked

Do these apps support Zelle for money transfers?
CCU Mobile Banking (App B) supports Zelle and users praise its integration , while My CFCU Mobile (App A) users frequently complain about the lack of Zelle or its non-functionality R1R4R21R23.
Are there issues with mobile check deposit in these apps?
Yes, both apps have significant issues with mobile check deposit; My CFCU Mobile (App A) users report the feature not working for a year or giving error messages R24R56R58, and CCU Mobile Banking (App B) users frequently experience camera malfunctions, 'rotate device' errors, or app crashes during deposits R69.
Do these apps support Face ID or Touch ID for login?
Both apps have problems with biometric login; My CFCU Mobile (App A) users report Face ID not working or the option being unavailable R3R7R14R22, and CCU Mobile Banking (App B) users state Face ID was removed in an update or is not available .

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] My CFCU Mobile 1/5 · US Zelle does not work: There is no much left to say, I have not been able to make a single transfer with Zelle.
  2. [R4] My CFCU Mobile 1/5 · US Worse app: This app or branch need to upgrade to modern times !!! Cant connect to any tap for my phone or zelle a d sending people money is a hassle
  3. [R15] My CFCU Mobile 3/5 · US Paying Bill Account Options: Before I was able to choose from which account I wanted to pay my bill from but now I can’t. So now I have to constantly transfer money before paying my bill which makes it inconvenient. Hope they fix that.
  4. [R16] My CFCU Mobile 1/5 · US Worst bank: You can even use plaid, when you try to have a loan in other banks or any loan company you can’t access in their bank when you use plaid and it goes to sign in bank is either bank is in active or can’t see your bank. Worst ever
  5. [R9] My CFCU Mobile 3/5 · US Laggy: When selecting certain account it takes a long time to load. At times even times out.
  6. [R27] My CFCU Mobile 3/5 · US Could be better: It is difficult to sign in to your account and the application could have been designed better.
  7. [R28] My CFCU Mobile 1/5 · US All nicknames taken.: I hate this system. What a pain to get on my acct. I select delivery preference as email. Asks for authentication code but I don’t get the code in email.
  8. [R30] My CFCU Mobile 1/5 · US The new format is too hard to work with: I was shocked when I opened my VonsCU APP- which I loved- to discover that the font is SO LARGE I can’t read anything without having to click through every screen, and even then all the information I used to get on one page is not there. PLEASE return it to the way it was.
  9. [R6] My CFCU Mobile 3/5 · US Alerts: Alerts are delayed would be nice to get instant alert of withdrawls and transactions and not hours later
  10. [R8] My CFCU Mobile 4/5 · US Needs a new update: I sign in to my account and once I’m in the application vanishes from my phone to my homepage. This needs a new update.
  11. [R10] My CFCU Mobile 1/5 · US New update is horrible: I dislike this update so much. Nothing is actually up to date in your account when you move things around. App also crashes and takes forever to log in.
  12. [R20] My CFCU Mobile 5/5 · US Deposit check thru mobile app: Just when you deposit a check it takes long it doesn’t get it at the first time and it’s frustrating
  13. [R3] My CFCU Mobile 3/5 · US Facial recognition doesn’t work: Everything’s pretty nice on the new app except facial recognition doesn’t work to save your life. Please fix this.
  14. [R7] My CFCU Mobile 2/5 · US Can’t enable face ID: There’s no option for setting the face ID login in the security settings.
  15. [R14] My CFCU Mobile 4/5 · US Cool update but: After so many years of a plain app it finally got an update. So far I’m liking except….. I can have the facial recognition to open it up. I can’t find where to add that feature 😫
  16. [R22] My CFCU Mobile 1/5 · US Face recognition password: Every time I go to login, I have to put in my password the face recognition doesn’t work. It only works after I put in my password every time.
  17. [R2] My CFCU Mobile 5/5 · US Best Union: Very very happy with my UNION
  18. [R17] My CFCU Mobile 5/5 · US Love this Credit Union!: I’ve been with them for many years and I love their customer service and competitive rates! Keep up the great work!!
  19. [R29] My CFCU Mobile 5/5 · US Banking with certified federal credit union: I love banking with Certified federal credit Union, the employees are so pleasant and very informed, and they really help me out whenever I need it. They are the best.
  20. [R31] My CFCU Mobile 5/5 · US Perfection: I’ve been with Von’s credit union for 20+ years. Amazing customer service, love this app it’s so easy to use.
  21. [R21] My CFCU Mobile 3/5 · US Need zelle: What we need is zelle so we could transfer Money to other people when we need to pay them or split the bill
  22. [R23] My CFCU Mobile 4/5 · US Review: Love the app, only wish it would have Zelle!
  23. [R24] My CFCU Mobile 3/5 · US Photo deposit: Photo deposit feature still doesn’t work. Been about a year?????
  24. [R56] My CFCU Mobile 1/5 · US Cannot upload pictures for mobile check deposit: Since this new upgrade, now I cannot upload my pictures for mobile check deposit! Please fix the problem?! The credit union is also closed on weekends?! Very inconvenient.
  25. [R58] My CFCU Mobile 1/5 · US Crappy App: I can no longer make remote deposits with this app. Now, I get an error message. Every. Single. Time. Horrible app.
  26. [R69] CCU Mobile Banking 3/5 · US Problems when trying to deposit a check on the app: I had a few different banks on the past. North Island is an excellent bank every nice and smooth. The only problem I have is the app to deposit checks.There is no way to deposit a check. I do everything I’m supposed to do.T try 10 times no success. I try to do that so I don’t have to go to the bank to save time and gas. When I go to the bank I te

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store