Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

First Community CU (MO) vs Community First CU

First Community CU (MO) 4.8★ · Free to download 55
Winner Community First CU
Community First CU 4.8★ · Free to download 60

Community First CU (B) has a slight edge over First Community CU (A) due to its more consistent functionality and better user experience, despite both apps facing recent issues after updates.

Full reviews: First Community CU (MO) · Community First CU

Both First Community CU (A) and Community First CU (B) are free banking apps that have experienced significant user dissatisfaction following recent updates, leading to crashes, login issues, and reduced functionality. While First Community CU (A) struggles with frequent downtime and an outdated interface, Community First CU (B) users report similar problems but also praise its ease of use and comprehensive features when it works.

Head to head

Features edge: Community First CUR2R3R8R9
First Community CU (MO) Users of First Community CU (A) appreciate being able to do all banking from their phone and find the new UI slick, but desire more loan account information, a working search function, and better organization for transactions R2R3R8R9. Some users also want overdraft functionality and earlier direct deposits .
Community First CU Community First CU (B) users praise features like quick balance checks, cash flow analysis, and credit score reporting, as well as easy transfers and mobile deposits R105. However, many lament the loss of functionality after updates, such as not being able to see check images, credit card details, or past bill payments .
Ease of Use edge: Community First CUR1R8R13R18
First Community CU (MO) First Community CU (A) receives mixed reviews on ease of use. Some find it easily navigable and simple R8, while others describe it as outdated, unorganized, and not intuitive R1R13. The new update is seen by some as less user-friendly, especially for bill pay R18.
Community First CU Community First CU (B) is generally described as user-friendly and easy to navigate by many . However, recent updates have made bill pay more complicated and less intuitive for some users .
Reliability tieR1R6R10R12
First Community CU (MO) First Community CU (A) suffers from significant reliability issues, with frequent freezing, crashing, and login problems R1R10R12. Users report the app being down for maintenance frequently, sometimes for days, and transfers not processing instantly R6.
Community First CU Community First CU (B) also faces reliability challenges, with users reporting issues logging in, the app saying 'Access Denied', and frequent glitches R64. Mobile deposit functionality is a particular pain point, often not working or taking too long to process R78R96R100.
Price/Value tieR14R105R115
First Community CU (MO) Both apps are free to download, and users of First Community CU (A) appreciate the convenience of having access to their account information R14.
Community First CU Community First CU (B) is also free to download, and users value the convenience of managing their accounts and paying bills from their phone R105R115.
Support edge: First Community CU (MO)R20R22R39R43
First Community CU (MO) First Community CU (A) receives high praise for its outstanding service and helpful, pleasant employees who can fix banking problems R20R39R43. However, some users report no answer when calling for help and zero help from tech support for app issues R22.
Community First CU Community First CU (B) members commend the helpful, attentive, and knowledgeable team at their credit union . However, when app issues arise, customer service sometimes struggles to resolve them, and some users feel their reports of problems are not taken seriously .
Pick First Community CU (MO) if

you prioritize excellent in-person customer service and don't mind occasional app glitches or an outdated interface R20R39R43.

Pick Community First CU if

you value a generally user-friendly app with strong features like cash flow analysis and credit score reporting, and are willing to tolerate some post-update issues .

Evidence note: Both apps have a high lifetime rating, but recent reviews for both are heavily skewed negative, indicating significant issues following recent updates. The free nature of both apps means there's no free-vs-paid asymmetry to consider.

Frequently asked

Are there issues with mobile deposits for these apps?
Yes, users of both apps have reported issues with mobile deposits. First Community CU (MO) users mention money not transferring instantly from pending after depositing R54, while Community First CU users frequently complain about the mobile deposit feature being glitchy, not working, or taking several days to process R78R96R100.
Do these apps have login problems?
Yes, both apps have significant login problems. First Community CU (MO) users report the app freezing and not letting them log in, or being unable to access it for extended periods R10R46R59. Community First CU users also experience issues logging in, with the app sometimes getting stuck on 'logging into account' or displaying 'Access Denied' R64.
How do recent updates affect the apps?
Recent updates have negatively impacted both apps. First Community CU (MO) users describe the app as giving problems, being less user-friendly, and having a 'terrible' new look R18R19R25R34. Community First CU users also express dissatisfaction, calling the new update 'horrible', 'over complicated', and leading to lost functionality and a messy interface .

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] First Community CU (MO) 4/5 · US Decent app: Decent financial app, I’m able to do all banking from my phone.
  2. [R3] First Community CU (MO) 3/5 · US Loan Account: Would be nice to see more information on the loan account. Start date, payments completed and payments left to make quantities.
  3. [R8] First Community CU (MO) 5/5 · US Review: Easily navigable
  4. [R9] First Community CU (MO) 3/5 · US Where did the search function go?: I don’t see the search function anywhere to easily find transactions without having to search through my entire feed. Disappointing as I use that function regularly.
  5. [R1] First Community CU (MO) 1/5 · US Horrible: Won’t transfer to external accounts. Every time i go to settings > account preference it freezes. The app is outdated, unorganized and this is after the so called update.
  6. [R13] First Community CU (MO) 1/5 · US Very outdated app: looks like it was made in the 90s, very basic. it could use some updates on appearance and some new functions.
  7. [R18] First Community CU (MO) 3/5 · US Not a fan of the new update: The new update is not nearly as user friendly as the previous version! Otherwise it works as it should. I just wish this one were easier for users, particularly the bill pay portion. I do all my bills through the bill pay and that was a real mess after the huge change over. Which seems to not have any real improvements for the end users, in my opinion. It just made bil
  8. [R6] First Community CU (MO) 3/5 · US Review: My money don’t transfer instantly into my account sometimes when I withdraw I have to wait 3-4hrs
  9. [R10] First Community CU (MO) 2/5 · US .: App keeps freezing & not letting me login.
  10. [R12] First Community CU (MO) 3/5 · US used to be good: Has always worked great until recently. Now constantly won’t open the app and crashes. Makes me uninstall and reinstall to get it to fix. Happens almost weekly, which is way too much.
  11. [R14] First Community CU (MO) 5/5 · US App: fantastic! Frequency of rating request: too much.: I appreciate that First Community wants a rating for the app. I am so grateful to have access to my account information at the touch of a button. However, it is frustrating that it pops up every time I log in. It would be better if the rating screen was occasional.
  12. [R105] Community First CU 5/5 · US Ease of use to monitor accounts and pay bills!: This app is exceptional for monitoring accounts, paying bills and mobile deposits! It is especially useful when traveling for longer periods of time to pay bills from my phone. Thank you for being progressive in serving your customers.
  13. [R115] Community First CU 5/5 · US CFCU APP ON MY IPHONE: It is so convenient to have the CFCU APP on my IPhone. It totally empowers me to check and manage all of my accounts anytime and from anywhere. It enables bill paying and transfer of funds; again, anytime and from anywhere. I rate the CFCU APP 5-STARS for convenience, ease to use, and reliability (has never let me down).
  14. [R20] First Community CU (MO) 5/5 · US Outstanding service: I've never been at a bank with so many pleasant employees!..from the manager to every single bank teller. Joe Kaminski
  15. [R22] First Community CU (MO) 1/5 · US Worst bank: I’ve been with them for years and gotten paid at the same time recently I have been getting paid whenever the money feels like coming to my account such as I get paid at 11 I’ve been getting paid at 2 o’clock 10 o’clock 3 o’clock and I get paid Thursdays at night. I’ve been calling for help no answer and also the app does not work.
  16. [R39] First Community CU (MO) 5/5 · US Exceptional Help when you need it!: No matter the problem related to banking. They can fix it!
  17. [R43] First Community CU (MO) 5/5 · US FCCU: I have been banking at FCCU since 1986. Never a bad experience.
  18. [R54] First Community CU (MO) 1/5 · US Transfer: why won’t my money transfer to available from pending from depositing money.
  19. [R78] Community First CU 1/5 · US AVOID MOBILE DEPOSITS: I’ve never seen a bank with such awful mobile deposit policies. It takes several days to go through when so many other banks will upload the amount in your account right away. If you’re looking for banking ease and not having to go out of your way to the bank, this isn’t the bank for you
  20. [R96] Community First CU 1/5 · US Mobile deposit does not work: The mobile deposit feature has always been glitchy, but recently it will come up with some random error message every time. “Please use a dark background”or “depositing this check will exceed your $4,000 daily limit”. I don’t think a $7.00 check is going to put me over my limit. I called and was told to delete and download the app again. No such luck. I work during ba
  21. [R100] Community First CU 1/5 · US Mobile deposit: I’ve been banking with community first for about ten years now and never had much of an issue. I recently moved and the closest community first is an hour away but I chose to stick with them because of the mobile deposit and mobile banking. After the new software update, I am not able to deposit my checks through the online banking which really puts a huge hold on everything. I jus
  22. [R46] First Community CU (MO) 1/5 · US Won’t let me on app: Everytime I try to get on the app I just keep getting kicked off! I haven’t been able to look at it for over a 1 week
  23. [R59] First Community CU (MO) 5/5 · US Great app until recently: I have used this app for years, until recently. It has worked perfectly, for the most part. For the last few weeks I have been unable to log in on my iPhone. Stating “ Unable to access. Please try again later” I have uninstalled and reinstalled the app as well.
  24. [R64] Community First CU 2/5 · US Issues: Can’t log into it the normal way, it just sits and says logging into account. I have to click on the contact us button and login through there to even see my bank account its a huge inconvenience
  25. [R19] First Community CU (MO) 1/5 · US Latest update is terrible!!!!!: Seriously hope yall fix the app soon
  26. [R25] First Community CU (MO) 1/5 · US Update: Every since the update this app has been giving me problems
  27. [R34] First Community CU (MO) 1/5 · US The new look sucks: Not a fan of this at all, the old one was better.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store