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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

First Community CU (MO) vs Maps CU

First Community CU (MO) 4.8★ · Free to download 65
Winner First Community CU (MO)
Maps CU 4.7★ · Free to download 55

First Community CU (MO) has a slight edge due to its generally more positive feedback on core banking features and app stability, despite recent issues, while Maps CU struggles significantly with mobile deposit functionality.

Full reviews: First Community CU (MO) · Maps CU

First Community CU (MO) and Maps CU both offer free mobile banking apps, but recent updates have introduced stability and functionality issues for both. First Community CU (MO) is praised for its navigability and comprehensive banking features, though users report frequent crashes and slow transfers. Maps CU users appreciate its ease of use for transfers and bill pay, but widely criticize its unreliable mobile deposit feature and slow loading times.

Head to head

Features edge: First Community CU (MO)R2R3R9R26
First Community CU (MO) First Community CU (MO) users generally find the app allows them to do all banking from their phone and appreciate features like credit card applications R2R26. However, some users desire more detailed loan account information and the ability to nickname accounts R3. There are also complaints about the lack of a search function for transactions and difficulty with external transfers R9R58.
Maps CU Maps CU users value the ease of transferring money between accounts and paying bills . However, a significant number of users report issues with mobile check deposits, stating it often fails to recognize checks or is too blurry R69R72. Some users also wish for more advanced features like low balance alerts and the ability to view past months' statements for business accounts .
Ease of Use tieR4R8R18R30
First Community CU (MO) Many First Community CU (MO) users find the app easily navigable and simple to use R8. However, recent updates have made the app less user-friendly for some, particularly the bill pay section R18. Some users also dislike the lack of color coding for transactions and the constant notification alerts that don't clear R4R30.
Maps CU Maps CU is often described as easy to navigate, simple, and organized . Users appreciate the straightforward interface for banking needs . Conversely, some users find the app not intuitive, with issues like not being able to see pending transactions at a glance or a bank total on the transaction side . There are also complaints about constantly having to re-enter passwords .
Reliability tieR1R6R10R12
First Community CU (MO) First Community CU (MO) has faced significant reliability issues recently, with users reporting the app constantly freezing, crashing, and not allowing logins R1R10R12R36. Some users have had to uninstall and reinstall the app weekly R12. There are also complaints about frequent downtime for maintenance, sometimes lasting for days . Money transfers are reported to be slow, sometimes taking 3-4 hours or even a whole day R6R21.
Maps CU Maps CU also has reliability concerns, with users reporting the app is often down or under maintenance . Slow loading times and random logouts are common complaints . The mobile deposit feature is particularly unreliable, with many users stating it frequently fails . Some users also experience issues with the app crashing .
Price/Value edge: First Community CU (MO)R14R26R79R105
First Community CU (MO) Both apps are free to download. First Community CU (MO) users appreciate having access to account information at the touch of a button R14. Some users mention getting a credit card with a great percentage rate R26. There are no specific complaints about app-related fees.
Maps CU Maps CU is also free to download. Users appreciate the convenience of online banking for managing accounts and making transfers . However, some users report being charged transfer fees or ATM fees without clear understanding R79. There are also complaints about the bank's algorithm charging fees when deposits and charges are made on the same day R105.
Support edge: Maps CUR20R22R39R43
First Community CU (MO) First Community CU (MO) receives praise for its outstanding service and pleasant, helpful employees R20R39R43. Users report that staff can fix banking-related problems R39. However, some users have experienced no answer when calling for help with app issues R22, and one user reported zero help from tech support .
Maps CU Maps CU is highly praised for its excellent customer service, with users describing staff as authentic, friendly, helpful, and knowledgeable . The chat feature is specifically highlighted for fast and efficient service . Despite this, one user reported that the bank did nothing to dispute a charge after being scammed .
Pick First Community CU (MO) if

Pick First Community CU (MO) if you prioritize a generally navigable app for core banking tasks and value strong in-person customer service, and are willing to tolerate occasional app crashes and slow transfer processing R8R20R2R12.

Pick Maps CU if

Pick Maps CU if you value exceptional customer service, especially through chat, and primarily use the app for simple transfers and bill payments, but be prepared for significant issues with mobile check deposits and potential app instability R69.

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. Recent negative reviews for both apps highlight significant stability and functionality issues, which may skew recent ratings lower than lifetime averages. Many reviews for both apps discuss the credit union's service rather than just the app, which has been incorporated where relevant to the overall user experience.

Frequently asked

Do these apps support mobile check deposit?
First Community CU (MO) reviews do not explicitly mention mobile check deposit, but users discuss depositing money and transfers R6R54. Maps CU offers mobile check deposit, but many users report it is unreliable, often failing to recognize checks or being blurry, especially on newer iPhone models R69R72.
Are there issues with app stability or crashes?
Yes, both apps have reported issues with stability and crashes. First Community CU (MO) users frequently experience the app freezing, crashing, not letting them log in, and requiring reinstallation R1R10R12R36. Maps CU users also report constant crashing and the app being down or under maintenance frequently .
How do transfers work in these apps?
In First Community CU (MO), users report issues transferring to external accounts and slow processing times for transfers, sometimes taking 3-4 hours or a whole day R1R6R21R58. Maps CU users find transfers between accounts easy and convenient , though some have been charged transfer fees .

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] First Community CU (MO) 4/5 · US Decent app: Decent financial app, I’m able to do all banking from my phone.
  2. [R3] First Community CU (MO) 3/5 · US Loan Account: Would be nice to see more information on the loan account. Start date, payments completed and payments left to make quantities.
  3. [R9] First Community CU (MO) 3/5 · US Where did the search function go?: I don’t see the search function anywhere to easily find transactions without having to search through my entire feed. Disappointing as I use that function regularly.
  4. [R26] First Community CU (MO) 5/5 · US Loan: I got a credit card with a great percentage rate. quick and easy
  5. [R4] First Community CU (MO) 1/5 · US Show colors on amount taken out or Deposited: I don’t like it doesn’t show a color amount when something has taken out of your account or being paid. I have to search for the amount that I’m looking for and that’s ridiculous.
  6. [R8] First Community CU (MO) 5/5 · US Review: Easily navigable
  7. [R18] First Community CU (MO) 3/5 · US Not a fan of the new update: The new update is not nearly as user friendly as the previous version! Otherwise it works as it should. I just wish this one were easier for users, particularly the bill pay portion. I do all my bills through the bill pay and that was a real mess after the huge change over. Which seems to not have any real improvements for the end users, in my opinion. It just made bil
  8. [R30] First Community CU (MO) 3/5 · US Notifications: This app shows there are 2 new notifications all the time. They say they know about the issue and it will be fixed but it has been this way for a really long time and it’s such a nuisance.
  9. [R1] First Community CU (MO) 1/5 · US Horrible: Won’t transfer to external accounts. Every time i go to settings > account preference it freezes. The app is outdated, unorganized and this is after the so called update.
  10. [R6] First Community CU (MO) 3/5 · US Review: My money don’t transfer instantly into my account sometimes when I withdraw I have to wait 3-4hrs
  11. [R10] First Community CU (MO) 2/5 · US .: App keeps freezing & not letting me login.
  12. [R12] First Community CU (MO) 3/5 · US used to be good: Has always worked great until recently. Now constantly won’t open the app and crashes. Makes me uninstall and reinstall to get it to fix. Happens almost weekly, which is way too much.
  13. [R14] First Community CU (MO) 5/5 · US App: fantastic! Frequency of rating request: too much.: I appreciate that First Community wants a rating for the app. I am so grateful to have access to my account information at the touch of a button. However, it is frustrating that it pops up every time I log in. It would be better if the rating screen was occasional.
  14. [R79] Maps CU 2/5 · US ATM: I have been getting charged for using a ATM machine! I don't understand which ones I can use and which ones I can't use- if it's the only one in the building how do you expect me to not use it?
  15. [R105] Maps CU 1/5 · US Fees: Maps computer algorithm is rudimentary and obsolete. It charges fees when it should have logic that recalculates fees when deposit and charges are made on the same day.
  16. [R20] First Community CU (MO) 5/5 · US Outstanding service: I've never been at a bank with so many pleasant employees!..from the manager to every single bank teller. Joe Kaminski
  17. [R22] First Community CU (MO) 1/5 · US Worst bank: I’ve been with them for years and gotten paid at the same time recently I have been getting paid whenever the money feels like coming to my account such as I get paid at 11 I’ve been getting paid at 2 o’clock 10 o’clock 3 o’clock and I get paid Thursdays at night. I’ve been calling for help no answer and also the app does not work.
  18. [R39] First Community CU (MO) 5/5 · US Exceptional Help when you need it!: No matter the problem related to banking. They can fix it!
  19. [R43] First Community CU (MO) 5/5 · US FCCU: I have been banking at FCCU since 1986. Never a bad experience.
  20. [R54] First Community CU (MO) 1/5 · US Transfer: why won’t my money transfer to available from pending from depositing money.
  21. [R69] Maps CU 3/5 · US LOVE the bank but mobile deposit no good: I’ve been at the bank for a long time! A fantastic bank. But there’s constantly a problem with the mobile deposit. It will not recognize the check, I try every angle every light, and still will not deposit. This needs improvement!
  22. [R72] Maps CU 3/5 · US OK App Except When Depositing Checks: My iPhone 8 Plus camera doesn’t seem to play well with the check-deposit camera feature on the app. I’ve tried to alter the background that the checks are on multiple times. Sometimes it’ll work, sometimes not. I’ve gotten to the point that I don’t even bother using that function in the app anymore, but instead throw up my hands in frustration and drive to the
  23. [R36] First Community CU (MO) 1/5 · US Crashing: I am unable to even open the app. It crashes before it even gets to the log in screen. App used to be great but has been glitchy lately.
  24. [R21] First Community CU (MO) 3/5 · US Very Average: Better than US Bank but it takes so long to process transfers and transactions from outside the bank, especially ones that are supposed to be instant it can sometimes take a whole day. Really makes my life way harder when I’m tryna to get gas while ubering or something like that.
  25. [R58] First Community CU (MO) 1/5 · US External Transactions: I’ve found it so difficult to do external transactions whether it’s to a person or your other banks. I believe other banks have an easier process. The way to receive your password is also questionable because they send riddles for some reason when they could just tell you to create a new one.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store