Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Meritrust Mobile vs Helium Mobile

Meritrust Mobile 4.6★ · Free to download 40
Winner Helium Mobile
Helium Mobile 4.8★ · Free to download 70

Pick Helium Mobile for a more reliable and user-friendly experience.

Helium Mobile generally offers a better user experience with fewer complaints about functionality and customer service compared to Meritrust Mobile, which struggles with reliability and usability issues. While both apps have free tiers, Helium's recent changes have led to significant user dissatisfaction regarding its pricing structure.

Head to head

features edge: Helium MobileR3R13R61R66
Meritrust Mobile Users find Meritrust lacking in essential features like bill pay details and account access, often noting bugs and crashes.
Helium Mobile Helium users appreciate the service's functionality but express frustration over recent changes to its free plan and app features.
ease of use edge: Helium MobileR7R22R69R98
Meritrust Mobile Meritrust is frequently described as clunky and unintuitive, with many users struggling to navigate the app.
Helium Mobile Helium's app is generally considered easier to use, though some users report issues with updates and account management.
reliability edge: Helium MobileR13R54R70R95
Meritrust Mobile Meritrust users report frequent crashes and login issues, leading to a lack of trust in the app's reliability.
Helium Mobile Helium users have mixed experiences, with some praising the service while others report problems with account management and customer support.
price/value tieR61R64R90R92
Meritrust Mobile Meritrust is free to use, but users feel the app does not deliver value due to its many issues.
Helium Mobile Helium's free plan has faced criticism for becoming less accessible, with some users feeling misled about pricing.
support edge: Helium MobileR17R41R65R85
Meritrust Mobile Meritrust's support is noted as lacking responsiveness, with users expressing frustration over unresolved issues.
Helium Mobile Helium's customer service receives mixed reviews, but some users report positive experiences when issues arise.
Pick Meritrust Mobile if

you prioritize a credit union with a long-standing reputation and can overlook app issues.

Pick Helium Mobile if

you want a more user-friendly mobile experience with better overall service reliability.

Evidence note: Helium's reviews are skewed by recent changes to its pricing structure, which has led to significant user dissatisfaction, while Meritrust's reviews highlight long-standing issues with app functionality.

Frequently asked

Is Helium Mobile really free?
Helium Mobile offers a free plan, but recent changes have made it less accessible, with some users reporting unexpected charges and limitations.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] Meritrust Mobile 3/5 · US Bill Pay - Can’t see payee details: Why can’t I see the address info of the payees I’m paying in bill pay? It’s nice it finds something and seems to confirm with zip code, but I don’t feel confident that a smaller local company is going to the right place. I don’t need to have the ability to change anything, simply show me a street address. Finances are about how we feel as much as functionality.
  2. [R13] Meritrust Mobile 1/5 · US Trash: The app crashes over and over, never loads or pulls up, constantly has errors, and over half the time you can’t even get passed the login screen. Considering switching banks just based on how bad this app runs and inaccessibilities of my account through the app.
  3. [R61] Helium Mobile 1/5 · US Garbage: Advertised as being free, but my plan was canceled and app support was non existent. Complete waste of time.
  4. [R66] Helium Mobile 3/5 · US Can’t choose free option: I just downloaded the app on my iPhone 12 and created an account but for some reason it won’t give me the option for the free plan. It only gives me the 15 and 30 dollar plans. I explicitly downloaded the app because I thought it would be free but it keeps asking for payment. If you guys can fix that then it would be greatly appreciated.
  5. [R7] Meritrust Mobile 1/5 · US Confusing: I’ve had a couple auto loan apps and this one is by far the most not self explanatory app when it comes to transferring money into the account and around the account. Very frustrating app to work with and set up auto payments 🙅
  6. [R22] Meritrust Mobile 1/5 · US Difficult to Use: It's backwards and not user friendly. Still have to call in for information that should be able to access in the app. Not able to make payments ahead.
  7. [R69] Helium Mobile 3/5 · US Love the service, hate the app: My service is great but I had to contact support just to update my payment method today. I also moved almost 2 months go and whatever they use for address updates it’s just straight up doesn’t work. I can copy paste my address straight from the USPS website and it’ll still say that it can’t update it.
  8. [R98] Helium Mobile 1/5 · US App is terrible: I have no idea what the service is actually like, because I haven’t actually been able to sign up for it. The only way to sign up is via their terrible app, which as so far first not accepted my preferred email address, and then, once I hit upon one it would accept, won’t let me advance beyond the billing page, where the “Proceed to Checkout” button remains gray despite having fi
  9. [R54] Meritrust Mobile 1/5 · US Crashes to Home Screen constantly: Since the latest update the app crashes to the home screen on any action. Transfer, view account, anything at all, instant crash. The app is completely unusable at the moment.
  10. [R70] Helium Mobile 2/5 · US I want to like it: In theory this service seems like it should be a good idea. The reviews would tell you it is. But their execution, customer service and overall quality of speed is far from desirable. My BIGGEST complaint is absolutely having NO WARNING before my data speed is throttled. I’m throttled so much I can’t even use my phone to pay for more high speed data. That has left me in some ver
  11. [R95] Helium Mobile 4/5 · US Good service, but spotty.: Really good value and affordable service. I’ve had a mostly positive experience, but there are definitely moments where the connection drops or gets weak in certain areas. Good service, just not perfect yet.
  12. [R64] Helium Mobile 1/5 · US Fraud: Made us add a credit card for “taxes and fees” on the free plan then turn around and increase the plan to $15 per month. Fraudulent way to make us pay money and get payment information
  13. [R90] Helium Mobile 1/5 · US Horrible bait and switch: Horrible company steals information....its a bait and switch....free plan become 2 dollars month now it's 15 dollars month
  14. [R92] Helium Mobile 1/5 · US SCAM!!: The pulled a full blow bait and switch. Offered free limited phone service to get people using, called it free forever, then changed it to $15 a month! Shame on them, try being honest with your customers.
  15. [R17] Meritrust Mobile 5/5 · US Member: My only complaint with Meritrust is when I call the main number I never get an answer and when I put my name on the callback list, they never called me back which means I have to go to my branch office to get whatever I need done.
  16. [R41] Meritrust Mobile 5/5 · US Works after a call from Nick: I’ve been a Meritrust member for 20+ years, but didn’t realize that my checking account number and member number are different. I tried to re enroll for the online and mobile app but it kept giving me an error, so I sent a message on the chat. The following day, Nick called and was very helpful and patient with me while I tried to re enroll. He got everything working
  17. [R65] Helium Mobile 5/5 · US Great Customer Service: My SIM card got stolen and Customer Service put my account on freeze for me as I requested. We eventually got it all sorted out. Quality people.
  18. [R85] Helium Mobile 5/5 · US Amazing Service: Helium is an amazing service easy to use, customer service is fast and answers quickly. Definitely recommend to all my friends and family to use!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store