Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Town & Country FCU Mobile vs Hudson Valley CU Mobile

Town & Country FCU Mobile 4.8★ · Free to download 60
Winner Hudson Valley CU Mobile
Hudson Valley CU Mobile 4.8★ · Free to download 70

Hudson Valley CU Mobile (App B) has a slight edge due to its generally more reliable core banking features, despite some recent update issues, while Town & Country FCU Mobile (App A) struggles significantly with mobile check deposit and login consistency.

Full reviews: Town & Country FCU Mobile · Hudson Valley CU Mobile

Hudson Valley CU Mobile generally offers a more reliable mobile banking experience with a wider range of features, though recent updates have caused some frustration. Town & Country FCU Mobile, while praised for its credit union service, faces significant challenges with its app's mobile check deposit and login stability.

Head to head

Features tieR1R9R12R15
Town & Country FCU Mobile Users appreciate features like quick view and widget options, and the ability to transfer money between accounts . However, some wish for the ability to submit travel notifications electronically and transfer money to other members R12. Mobile check deposit is a key feature but is frequently reported as buggy or difficult to use R1R9R15.
Hudson Valley CU Mobile Hudson Valley CU Mobile offers features like quick balance views without signing in, and easy transfers . However, recent updates have removed merchant names from debit purchases, made bill pay cumbersome, and eliminated the ability to see pending electronic deposits R101. Users also desire a customer service chat function and the ability to see joint account holders .
Ease of Use tieR9R13R15R21
Town & Country FCU Mobile Many users find App A easy to use, self-explanatory, and user-friendly, praising its clean interface and simple design . However, the mobile check deposit feature is frequently cited as difficult, requiring multiple attempts or not working at all R9R13R15R21.
Hudson Valley CU Mobile App B is described as easy to use, simple, and not complicated by many users, with some loving the print and quick balance view . Conversely, recent updates have made the app less user-friendly, with complaints about cumbersome bill pay, difficulty finding information like Member ID, and issues with account balances not refreshing or displaying R101R103.
Reliability edge: Hudson Valley CU MobileR1R6R7R18
Town & Country FCU Mobile App A suffers from significant reliability issues, with users reporting frequent login problems, Face ID not working, app crashes, freezing, and error messages R7. The mobile check deposit feature is particularly unreliable, often failing to open the camera or accept pictures R1R6R18. Some users note that account balances take days to update R28.
Hudson Valley CU Mobile App B also has reliability concerns, with users reporting frequent logouts, the app being down, and issues with Face ID R61R64R67R69. Some users experience crashes during mobile deposits and problems with account balances not displaying or refreshing R109. However, many users also describe it as reliable and working well .
Price/Value tieR4R5R8R11
Town & Country FCU Mobile Both apps are free to download. Users praise Town & Country FCU for competitive rates on savings, checking, and loans, and for helping improve credit R11. The credit union itself is highly valued for its service R4R5R8R11.
Hudson Valley CU Mobile Both apps are free to download. Hudson Valley CU is praised for its excellent customer service and helpful staff . However, some users complain about $35 fees and accounts being blocked after spending money .
Support edge: Hudson Valley CU MobileR4R5R8R11
Town & Country FCU Mobile While the credit union itself receives high praise for friendly and helpful staff, there are no specific mentions of in-app support or resolution for app-related issues R4R5R8R11. One user mentioned the credit union was "working on" a display name bug for a year without resolution R4.
Hudson Valley CU Mobile Users commend Hudson Valley CU's customer service for being polite, helpful, and providing quick resolutions to issues . However, some users report difficulties reaching customer service or getting responses to app issues R61.
Pick Town & Country FCU Mobile if

you prioritize a credit union with strong personal relationships and competitive rates, and you primarily use the app for basic functions like checking balances, or if you have a newer iPhone for mobile deposits .

Pick Hudson Valley CU Mobile if

you need an app with generally more reliable core banking functions, even with recent update frustrations, and value a credit union with responsive customer service for account issues .

Evidence note: Both apps have a significant number of positive reviews praising the credit union itself rather than specifically the app, which can skew lifetime ratings. Recent negative reviews for both apps highlight issues with updates and core functionality, suggesting a decline in recent user satisfaction despite high lifetime averages.

Frequently asked

Does Town & Country FCU Mobile support mobile check deposit?
Yes, Town & Country FCU Mobile supports mobile check deposit, but many users report it is frequently buggy, difficult to use, crashes, or fails to open the camera R1R6R9R15.
Are there login issues with Hudson Valley CU Mobile?
Yes, Hudson Valley CU Mobile users frequently report login issues, including being logged out often, Face ID not working reliably, and the app being unavailable or crashing R61R64R67R69.
Do these apps show pending transactions?
Town & Country FCU Mobile users report that it often takes days for purchases or bills to show up, even in the pending menu R28. For Hudson Valley CU Mobile, a recent update removed the ability to see pending electronic deposits and balances do not refresh unless another function is clicked R101R103R109.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] Town & Country FCU Mobile 1/5 · US Mobile Check does not work: The app will not open a camera or a viewfinder at all and just creates a blank screen. This is true for my partner as well.
  2. [R9] Town & Country FCU Mobile 3/5 · US One issue: I love this app, but depositing checks on here is an extremely difficult task. My checks are always neat, and lined up right where it says it needs to be, and I’m always retaking the photo.. pretty annoying. Other than that, app works great.
  3. [R12] Town & Country FCU Mobile 3/5 · US Travel: I wish I could electronically submit travel notifications. Other than that I love the app!! The credit union itself is 5 stars. Also, maybe a branch this way would be nice.
  4. [R15] Town & Country FCU Mobile 3/5 · US Mobile deposit: Difficult to use. I use on several other bank apps with no difficulty. Often doesn’t accept pictures taken.
  5. [R13] Town & Country FCU Mobile 2/5 · US Very difficult depositing: I’m have use
  6. [R21] Town & Country FCU Mobile 3/5 · US iPhone3 for Check Deposit: I took dozens of photos before I got a successful shot to deposit a check. I tried different light and backgrounds. Is the iPhone 3 that different? Otherwise I love the app!
  7. [R6] Town & Country FCU Mobile 3/5 · US TCFCU is great, app sometimes works: The CU is great but the apple app works inconsistently. Sometimes the check deposit pics are never accepted by the app. Luckily I have a droid phone also and never have problems with check deposits
  8. [R7] Town & Country FCU Mobile 1/5 · US Banks OK app is TERRIBLE: App often won’t let you login. Face ID basically never works. Even when you put your password j. The app still crashes or freezes or displays an error that it can’t find your account. Very frustrating and tiresome.
  9. [R18] Town & Country FCU Mobile 3/5 · US When it works it's great: Very temperamental, most if the time when making deposits it crashes directly after snapping the pic of the front of the check. I have to login several times because if this and sometimes have no luck at all and have to go to the branch o make the deposit. When it works, 25% of the time, it is really slick. Other functions work well, XFR, balance check etc, but the de
  10. [R4] Town & Country FCU Mobile 1/5 · US Great FCU but TERRIBLE app: We’ve been members with TCFCU for many years and have always had a great experience with them. They were honestly very refreshing coming from BoA prior. But their app has always been pretty lacking. I’ve had a bug with my online banking account name for a year now and they can’t seem to figure out the problem. The display name is literally not displaying correctly in th
  11. [R5] Town & Country FCU Mobile 5/5 · US Guidance fam!: I’ve been with TCFCU since moving to Maine and they’ve been nothing short of great! Helping and teaching me a lot of my firsts!
  12. [R8] Town & Country FCU Mobile 5/5 · US Amazing: I absolutely loved this credit union! The most friendly and understanding credit union I’ve ever encountered! Been here almost 20 years! I’ll never leave.
  13. [R11] Town & Country FCU Mobile 5/5 · US TCFCU !!!: They are great, I’ve been a member for atleast 15 years, and they’ve been great with helping me improve my credit, they’ve given me loans based on bi-weekly payments and I after two vehicle loans I was able to get a nice Nissan Frontier with money down and I’m on my last year or so with my payments
  14. [R61] Hudson Valley CU Mobile 1/5 · US Crazy: I don’t go in the app for one week and it logged me out. I can’t log back in and I’ve called multiple times and nobody wants to answer
  15. [R64] Hudson Valley CU Mobile 1/5 · US Not good: App is down pretty frequently
  16. [R67] Hudson Valley CU Mobile 1/5 · US Why: The amount of nondescript errors I get from this app that make it sound like I’m being hacked constantly. Do not use this app. It’s constantly down and I can’t access my bank information.
  17. [R69] Hudson Valley CU Mobile 3/5 · US Logs me out 90% of the time: This app is usually pretty good, but for the past few months it does this annoying thing where you log in, start navigating a bit, and within 5 seconds it logs you out forcing you to re-log back in. Then, after that it works fine. But, it happens 9 out of 10 times. It’s super frustrating to say the least.
  18. [R28] Town & Country FCU Mobile 1/5 · US Overdraw bait: If you want to know how much money you have in your account, this is not for you. It often takes days up to a week for purchases or bills paid to show up even in the pending menu.
  19. [R101] Hudson Valley CU Mobile 1/5 · US New Mobile application: Is not as easy to use and efficient as the old version. The part that upset me the most is that iis that now I can’t see when a pending electronic deposit from my pension will be credited to my account.
  20. [R103] Hudson Valley CU Mobile 1/5 · US Horrible update: The update is so frustratingly unhelpful. Firstly, it does not provide balances including pending. This makes it difficult to calculate my expenses. I had to partially balance my checkbook for the first time in decades. I can add, but why the step back? I can also no longer review details of my income to know when it will become available. This is a major inconvenience, and almost
  21. [R109] Hudson Valley CU Mobile 2/5 · US Not refreshing: With the latest update - none of the pending balances refresh, unless you click on another function. Pretty annoying!!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store