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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Maine State Credit Union vs Georgia's Own Credit Union

Maine State Credit Union 4.8★ · Free to download 70
Winner Georgia's Own Credit Union
Georgia's Own Credit Union 4.8★ · Free to download 75

Choose Georgia's Own Credit Union for a more reliable app experience.

Full reviews: Maine State Credit Union · Georgia's Own Credit Union

While both apps have their strengths, Georgia's Own Credit Union edges out Maine State Credit Union primarily due to its larger user base and more consistent performance. Users of Georgia's Own report better overall functionality despite some complaints about speed and updates, whereas Maine State Credit Union faces significant criticism for frequent login issues and frustrating updates.

Head to head

features tieR9R33R36
Maine State Credit Union Maine State Credit Union users appreciate the ease of transfers and account management but express frustration over missing features like account naming for transfers R9.
Georgia's Own Credit Union Georgia's Own Credit Union users highlight the app's basic functionality but desire additional features like transaction categorization and the ability to reorder accounts R33R36.
ease of use edge: Georgia's Own Credit UnionR1R6R39R42
Maine State Credit Union Some Maine State Credit Union users find the app easy to navigate, while others report being locked out or having to reset passwords frequently R1R6.
Georgia's Own Credit Union Georgia's Own Credit Union users mention that the app is easy to use but criticize slow loading times and frequent login issues R39R42.
reliability edge: Georgia's Own Credit UnionR1R11R34R49
Maine State Credit Union Maine State Credit Union has users reporting significant issues with app updates leading to login failures and missing account information R1R11.
Georgia's Own Credit Union Georgia's Own Credit Union users also report slow performance and errors but have a larger pool of positive experiences, indicating a more stable app overall R34R49.
price/value tie
Maine State Credit Union Both apps are free to download, and users generally find value in their services, but specific pricing or fee structures aren't highlighted in reviews.
Georgia's Own Credit Union Similar to Maine State, Georgia's Own is also free to use, with users appreciating the lack of fees for basic services .
support edge: Maine State Credit UnionR5R14R71R79
Maine State Credit Union Maine State Credit Union users report good service from bank staff but have issues with app-related support R5R14.
Georgia's Own Credit Union Georgia's Own Credit Union users express frustration with customer service accessibility, particularly during technical issues R71R79.
Pick Maine State Credit Union if

you prefer a credit union with a strong local presence and good customer service.

Pick Georgia's Own Credit Union if

you want a more reliable app experience with better overall functionality.

Evidence note: Both apps have free tiers, which may skew some negative reviews from non-paying users. Maine State Credit Union's recent updates have led to more complaints, while Georgia's Own has a larger user base providing a broader perspective on app performance.

Frequently asked

Which app is better for mobile banking?
Georgia's Own Credit Union is generally considered better for mobile banking due to its more reliable app performance despite some complaints about speed R34R39.

What reviewers actually said

Built only from these 92 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R9] Maine State Credit Union 2/5 · US Fine, not a great as it could be: Okay app, I can see my balances and transactions. However, I have multiple club accounts set up but none of the names show so that I can make transfers to/from specific accounts. Because of this I usually have to go on my web browser to their online banking, which is annoying.
  2. [R33] Georgia's Own Credit Union 1/5 · US Account Sorting: You used to be able to put your accounts in any order you wanted, based on your own prioritization. The app now forces you to show all savings accounts first and all checking accounts second. I want to be able to see my highest priority accounts first without a forced checking/savings grouping.
  3. [R36] Georgia's Own Credit Union 1/5 · US Reorder Accounts Missing: Where did the reorder accounts on the mobile app go ? I called in and they said the new update is just the way it is. Not very customer focused.
  4. [R1] Maine State Credit Union 1/5 · US Was great, now is terrible: They always update their app, and every time it’s harder to use, navigate and even sign in. I’m forced to change passwords because they insist I do because they want to update and make the app worse. I’m asked to confirm my account every other time I try to sign in. Literally every update makes me want to change banks. So many hoops to jump through just to see my accoun
  5. [R6] Maine State Credit Union 3/5 · US Temperamental: This app is temperamental. Sometimes it works well and other times I need to use the web to log in. The mobile deposit feature isn’t consistent either.
  6. [R39] Georgia's Own Credit Union 2/5 · US What’s wrong with this app???: I’ve used this app for years and never had an issue until recently. Every time i log in it takes 2-4 mins for my balance to appear. Like it’s “loading” forever! I’m trying to see my balance as soon as i log in, this delay is annoying!
  7. [R42] Georgia's Own Credit Union 1/5 · US The app is super slow: It’s nice to once it decides to open. It really needs an update.
  8. [R11] Maine State Credit Union 1/5 · US Can't see my balance anymore: I like the new update except for one huge issue, the account balance isn't there. Please fix!
  9. [R34] Georgia's Own Credit Union 4/5 · US Little slow: It’s a little slow to register money taken and deposited from my checking account, which makes it a little hard to see what’s in my account, but all in all, Union is great ans I’ve used it for years
  10. [R49] Georgia's Own Credit Union 5/5 · US Great app: Excellent app 👍👍
  11. [R5] Maine State Credit Union 5/5 · US Great financial institution!: All the workers there are very helpful and well-trained. Great member satisfaction here!
  12. [R14] Maine State Credit Union 5/5 · US Trust, convenience & service: I’ve been with Maine State Credit Union since it was Maine State Employees Credit Union in 1987. Ive had home, car and personal loans with them over the years. The process for those has always been efficient and easy. My credit card with them has an ultra low rate which can’t be beat anywhere. The no ATM fees is a plus as well and I can usually find a CU ATM. I have
  13. [R71] Georgia's Own Credit Union 3/5 · US Need easier access to help: I’ve been banking with DOCO/GOWNS for the better part of 10yrs and in my opinion they’re better than most. But when I have an issue it is really time consuming and annoying when trying to get through the automated service just to wait for a rep. Recently I needed to cancel my debit card and I called GOWNS. I never got through. I used the call back feature and when they
  14. [R79] Georgia's Own Credit Union 1/5 · US Poor customer service: Never can get anyone to answer the phone or return messages

Synthesized from 92 recent App Store reviews · updated July 2026 · View on the App Store