Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

Maine State Credit Union

60
User verdict / 100 High confidence Divided

The Maine State Credit Union app, despite a high lifetime rating, is currently experiencing significant user frustration due to recent updates that have introduced login issues, password resets, and problems with viewing account balances and mobile deposits, though some users still find it easy to use for basic banking.

4.8★ lifetime (3,367) Free to download since 2012 by Maine State Credit Union updated 0.7 mo ago recent negative 19% 32 reviews across 1 regions
Login & Passwords Account Balance Visibility App Performance & Stability Ease of Use (General) Mobile Deposit
5★17
4★7
3★2
2★2
1★4
recent reviews across 1 regions, vs the 4.8★ lifetime average

Recent reviews for the Maine State Credit Union app indicate a mixed experience, with many users reporting difficulties after recent updates, including frequent password resets and inability to view account balances. While some users praise its ease of use for transfers and deposits, others are encountering persistent login problems and inconsistent mobile deposit functionality.

What users like

  • Easy to use for transfers and deposits for some usersR2R6R28
  • Allows management of multiple accounts, including family accountsR2R28
  • Provides access to account balances and transactions for someR2R27R28

What users complain about

  • Frequent password resets and login issues after updatesR22R24R25
  • Difficulty viewing account balances or total balancesR31R32R18
  • Inconsistent or non-functional mobile deposit featureR20
  • App can be temperamental, not loading or freezingR17R18R20R29
  • Club account names do not display, making transfers difficultR27

Latest update · v4021.2.0

What the developer says changed (the verdict above weighs this against what reviewers report):

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.

Recurring themes

Login & Passwords negative
Many users report constant issues with logging in, being locked out, and being forced to reset passwords frequently, making the app frustrating to use. This contradicts the developer's claim of 'easier access'.R22R24R25
Account Balance Visibility negative
Several recent reviews indicate that users can no longer see their account balances or total balances after the latest update, rendering the app useless for them.R31R32R18
App Performance & Stability negative
The app is described as temperamental, sometimes not loading, freezing, or failing to display account information, forcing users to use the web browser instead.R17R18R20R29
Ease of Use (General) mixed
While some users find the app easy to navigate and use for transfers and deposits, others find recent updates have made it harder to use and navigate.R2R6R22R28
Mobile Deposit negative
The mobile deposit feature is reported to be inconsistent, and one user noted that checks take 10 days to clear.R1R20

Who it's for

This app is for existing Maine State Credit Union members who need to perform basic banking tasks like transfers and viewing transactions and are willing to tolerate potential login issues or app instability R2R6R28. It is not for users who require consistent access to their total account balances, reliable mobile deposits, or a smooth login experience R22R31R32.

Evidence note: The recent review sample skews negative, with many complaints about post-update issues. This contrasts sharply with the high lifetime rating, suggesting a recent decline in user satisfaction. Evidence for some cons, like mobile deposit inconsistency, is based on fewer reviews.

Frequently asked

Are there issues with logging into the Maine State Credit Union app?
Yes, many recent users report frequent login issues, being locked out of their accounts, and being forced to reset their passwords often after recent updates R22R24R25.
Can I see my account balance in the app?
Some recent users report that they can no longer see their account balance or total balance after the latest update, making the app less useful for them R31R32R18.
Is the mobile deposit feature reliable?
The mobile deposit feature is reported to be inconsistent by some users, and checks can take up to 10 days to clear R1R20.
Does the app support dark mode or widgets?
No, the app does not currently support system Dark Mode or widgets, which some users would find helpful for quick balance checks and night use R19.

What reviewers actually said

Built only from these 32 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] 5/5 · US All you need.: All my accounts are easy to get around too. Transfers are simple. Interface is easy to learn. Perfect banking app.
  2. [R6] 5/5 · US All my banking need in one place: This is the easiest and most user friendly banking app I have ever used. The ability to complete transfers, deposits, and even open accounts has made my life incredibly easy. I rarely have to go into my local office and am able to almost everything online or over the phone. It’s wonderful and saves me so much time.
  3. [R28] 5/5 · US Works great: I love it. I have the ability to see all my account and my three kids accounts where I can transfer money to them if need be.
  4. [R27] 2/5 · US Fine, not a great as it could be: Okay app, I can see my balances and transactions. However, I have multiple club accounts set up but none of the names show so that I can make transfers to/from specific accounts. Because of this I usually have to go on my web browser to their online banking, which is annoying.
  5. [R22] 1/5 · US Was great, now is terrible: They always update their app, and every time it’s harder to use, navigate and even sign in. I’m forced to change passwords because they insist I do because they want to update and make the app worse. I’m asked to confirm my account every other time I try to sign in. Literally every update makes me want to change banks. So many hoops to jump through just to see my accoun
  6. [R24] 2/5 · US Maine Credit Union: Constant updates and I am always resetting my password. I’m not really convinced that the app is worth having. I have no trouble with the Credit Union, itself.
  7. [R25] 1/5 · US Locked out.: Whenever I try to login to my account it says I’m locked out so I follow the steps to unlock it and it allows me to access my account online but I’m still locked out on the app.
  8. [R31] 1/5 · US Can't see my balance anymore: I like the new update except for one huge issue, the account balance isn't there. Please fix!
  9. [R32] 1/5 · US Where is my total balance?: Yeah. Cool update.. Everything is useless if I can't see my total balance in my accounts. Maybe fix that? Very disappointed.
  10. [R18] 4/5 · US Used to work: Ever since the upgrade this app barely works for me. It doesn’t give me my account info and it’s very frustrating. I’m connected to Wi-Fi, it should work. Annoying. The old version never did this. I have a iPhone 14. Please fix.
  11. [R20] 3/5 · US Temperamental: This app is temperamental. Sometimes it works well and other times I need to use the web to log in. The mobile deposit feature isn’t consistent either.
  12. [R17] 4/5 · US Frustrating: It works great when it actually loads, but periodically it goes thru phases of not loading anything which makes banking difficult when ur app won’t load and u only have 2 locations..
  13. [R29] 5/5 · US Graphs: Every time I go to the graphs to look at spending and income the entire app freezes up and I can't go back in.
  14. [R1] 3/5 · US Checks: Not a great experience having checks take 10 days to clear! I considered going back to my former bank. Very inconvenient.
  15. [R19] 4/5 · US Good app.. but: I like the app, looks great, is well designed and smooth operation, especially for a small local state credit credit. Though it needs the system Dark Mode ability and a Widget! Would be very helpful to just open my iPhone and see my balances on a widget on my Home Screen or in Notification Center. Also would enjoy it more if at night when I open the app, I’m not blinded by a bright

Synthesized from 32 recent App Store reviews · updated July 2026 · View on the App Store