Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

MCECU Mobile vs Hudson Valley CU Mobile

MCECU Mobile 4.9★ · Free to download 75
Winner MCECU Mobile
Hudson Valley CU Mobile 4.8★ · Free to download 55

MCECU Mobile offers a more stable and generally well-received user experience, despite some calls for modernization, while Hudson Valley CU Mobile struggles with frequent login issues and recent negative updates.

Full reviews: MCECU Mobile · Hudson Valley CU Mobile

MCECU Mobile is praised for its convenience, ease of use, and reliable functionality, though some users desire a more modern interface and additional features. Hudson Valley CU Mobile, despite a higher number of ratings, faces significant criticism for frequent app outages, persistent login problems, and recent updates that have removed key features and made the app less user-friendly.

Head to head

Features edge: MCECU MobileR6R11R19R31
MCECU Mobile MCECU Mobile users appreciate features like easy fund transfers between accounts and quick balance checks R32. However, some users note the absence of bill pay and mobile check deposit in older versions, or issues with camera access for mobile deposit R11R19. There are also requests for seeing holds on funds and transaction times R6R31.
Hudson Valley CU Mobile Hudson Valley CU Mobile users highlight the ability to transfer funds and check balances as useful . However, recent updates have removed crucial features like merchant names on debit purchases, pending deposit visibility, and made bill pay cumbersome R75R87R95. Users also desire the ability to select a default account for mobile check deposits and a customer service chat function .
Ease of Use edge: MCECU MobileR9R23R26R32
MCECU Mobile Many MCECU Mobile users find the app easy to navigate and convenient, especially for checking balances and transaction history R23R26R32. However, some recent updates have made the app feel 'too busy' or caused issues with Face ID login, requiring frequent re-logins R9.
Hudson Valley CU Mobile Hudson Valley CU Mobile users report significant issues with ease of use, particularly after recent updates. Problems include the app constantly logging users out, requiring full password entry instead of facial recognition or passcodes, and a confusing layout R69R79R82. Users also find it difficult to locate basic information like member ID and customer support numbers .
Reliability edge: MCECU MobileR11R15R17R21
MCECU Mobile MCECU Mobile is generally seen as reliable, with many users reporting no issues over years of use . However, some recent reviews mention problems with logging in after updates, the app not working at all, or mobile deposit camera access failures R11R15R17R21.
Hudson Valley CU Mobile Hudson Valley CU Mobile suffers from frequent reliability issues. Users report the app being down often, crashing during mobile deposits, and account balances not displaying or refreshing correctly . Login problems, where the app constantly locks users out or fails to recognize facial recognition, are also widespread R61R79.
Price/Value edge: MCECU MobileR9R10R16R18
MCECU Mobile MCECU Mobile is free to download, and users generally express satisfaction with the overall value of the credit union's services R10R16R18. One user mentions a fee for over 6 transfers in a month R9.
Hudson Valley CU Mobile Hudson Valley CU Mobile is free to download, but some users express concerns about fees, specifically mentioning $35 fees . One user also claims the credit union makes it hard to make payments from external accounts, potentially leading to issues .
Support edge: MCECU MobileR8R20R22R25
MCECU Mobile MCECU Mobile users consistently praise the credit union's customer service, describing staff as amazing, helpful, outstanding, and always there to assist with questions or problems R8R20R22R25.
Hudson Valley CU Mobile Hudson Valley CU Mobile users report significant difficulties reaching customer service, with calls going unanswered and a lack of support for app issues R61R79. One user notes that the help feature is inadequate . However, some users do praise the in-person customer representatives as polite, helpful, and attentive .
Pick MCECU Mobile if

You prioritize a generally stable and easy-to-use banking app with highly praised customer service, even if the app's interface might feel a bit outdated to some R23R25.

Pick Hudson Valley CU Mobile if

You are already a member of Hudson Valley Credit Union and are willing to tolerate frequent app outages, login issues, and recent feature removals in exchange for potentially good in-person service .

Evidence note: Hudson Valley CU Mobile has a much larger volume of reviews, with a significant portion of recent reviews being negative, particularly concerning app updates and reliability. MCECU Mobile has fewer reviews, but a higher proportion are positive, focusing on the credit union's service rather than just the app.

Frequently asked

Does MCECU Mobile support mobile check deposit?
While some older reviews indicated a lack of mobile check deposit or issues with camera access, more recent reviews suggest the feature now works, though one user mentioned a fee for over six transfers in a month R9R11R19.
Are there frequent login problems with Hudson Valley CU Mobile?
Yes, many users report frequent login issues with Hudson Valley CU Mobile, including being constantly logged out, facial recognition not working, and needing to re-enter full passwords repeatedly R61R69R79R82.
Have recent updates improved Hudson Valley CU Mobile?
No, recent updates to Hudson Valley CU Mobile have been widely criticized for making the app less user-friendly, removing key features like merchant names on debit purchases and pending deposit visibility, and causing new bugs like account balances not refreshing R75R85R87R95.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R6] MCECU Mobile 3/5 · US Pretty good BUT...: could be better, if HOLDS were able to be seen on APP. I don't understand why they aren't! Add the HOLDS!
  2. [R11] MCECU Mobile 1/5 · US Old and horrible.: Horrible. Updates are almost nonexistent. And don’t try now to do mobile deposit on an XS iPhone. Fails to allow camera access. Horrible.
  3. [R19] MCECU Mobile 1/5 · US Outdated: This app is in serious need of an update. It has no bill pay nor mobile check deposit. Due to the branches closing at 4pm majority of the week, you (credit union) should make mobile banking a top priority. I'd like to see banking transfers from member to member as well. The whole app needs to have a facelift in general as well.
  4. [R31] MCECU Mobile 4/5 · US Times: I would like for the transactions to have the times on their
  5. [R9] MCECU Mobile 1/5 · US Too Busy: The new update is too busy, just a lot going on. It could be way more simpler. FINALLY the mobile check deposit works (didn’t work for years and no one could help) and now they charge a fee for over 6 transfer in a month.
  6. [R23] MCECU Mobile 5/5 · US MCECU: Amazing service, the app is very easy to navigate through and is very convenient
  7. [R26] MCECU Mobile 5/5 · US The app: The upgrade are easy to use
  8. [R32] MCECU Mobile 5/5 · US Credit Union App: This app is amazing. I love how convenient it is for me and my wife to transfer funds to one another. I love how quick and easy it is to check my account balance and follow my transaction history.
  9. [R15] MCECU Mobile 1/5 · US App Not Working at all😞😞😞: Please fix it.
  10. [R17] MCECU Mobile 1/5 · US Update ruined login: I can't login since the update.
  11. [R21] MCECU Mobile 2/5 · US Worked great...at first: I cannot login now for some reason. It tells me to register an email address with the site online, then try the mobile app again. We already have an email address registered...not sure what's going on with this. I LOVED the app at first. Please fix this!!
  12. [R10] MCECU Mobile 5/5 · US The Best: I have been a member of other credit unions and MCECU is by far the best😘
  13. [R16] MCECU Mobile 5/5 · US The best!: Best decision I made was switching my banking to you!
  14. [R18] MCECU Mobile 5/5 · US HJG: The best CU hands down!
  15. [R8] MCECU Mobile 5/5 · US Awesome: Always Awesome and helpful
  16. [R20] MCECU Mobile 5/5 · US Awesome 🙌🏾🙌🏾🙌🏾: The customer service @ COMCU are simply amazing 💕💕💕
  17. [R22] MCECU Mobile 5/5 · US Credit union: The credit union has always taken care of my family when I need them thank you for that
  18. [R25] MCECU Mobile 5/5 · US The City of Memphis Employee Credit Union Personal: The people who work at the City of Memphis Employee Credit Union on Whitten Road are the absolute best. Their customer service is outstanding. They are very helpful and will always take a few extra minutes to answer any question from the customers. I really like the personnel there.
  19. [R61] Hudson Valley CU Mobile 1/5 · US Crazy: I don’t go in the app for one week and it logged me out. I can’t log back in and I’ve called multiple times and nobody wants to answer
  20. [R69] Hudson Valley CU Mobile 3/5 · US Logs me out 90% of the time: This app is usually pretty good, but for the past few months it does this annoying thing where you log in, start navigating a bit, and within 5 seconds it logs you out forcing you to re-log back in. Then, after that it works fine. But, it happens 9 out of 10 times. It’s super frustrating to say the least.
  21. [R79] Hudson Valley CU Mobile 1/5 · US Constantly Locking Me Out: The app is always having issues with login and I used facial recognition. It would be less of a problem if they had any kind of customer service but trying to contact the bank makes me want to close my account.
  22. [R82] Hudson Valley CU Mobile 1/5 · US App issues: Every time I try to use the app it has me sign in. That sucks…
  23. [R75] Hudson Valley CU Mobile 3/5 · US No names of merchants: What did you do. There’s no names to see on debit purchases of who the places are. Omg!! How are we supposed to verify them if it doesn’t say what place it was done at. Now it says “debit card signature” but no name of where. Why would you do this.. we need to know where/who. This is enough to make us change our banking place and close our accounts.. we love it here but this
  24. [R85] Hudson Valley CU Mobile 1/5 · US Worst update yet: I can’t transfer between accounts! Why can’t you just leave the app alone. It was working fine and what you think is an improvement, isn’t! Clearly you must not use your own app or you’d know!
  25. [R87] Hudson Valley CU Mobile 1/5 · US What happened!!: Why did you remove the names of the merchants from the debit purchases? Now I have no idea who the merchant was! Also, deposits are no longer in green to easily determine debits and credits. Please return these basic features. Without them, the app is as good as useless. I may need to remove all of my accounts as a result!!
  26. [R95] Hudson Valley CU Mobile 1/5 · US Awful app: This latest update is awful. Bill pay is cumbersome and difficult to use. Just overall not user friendly.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store