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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

All In CU vs Indiana Members CU

All In CU 4.8★ · Free to download 65
Winner All In CU
Indiana Members CU 4.7★ · Free to download 55

All In CU has a slight edge over Indiana Members CU due to its more consistent app performance and better customer service, despite both apps facing recent update issues.

Full reviews: All In CU · Indiana Members CU

Both All In CU and Indiana Members CU offer mobile banking apps, but recent updates have caused significant frustration for users of both. All In CU's app struggles with loading, connectivity, and bill pay issues, while Indiana Members CU's new app is criticized for being confusing, hard to navigate, and having inaccurate balance displays. All In CU appears to have more positive feedback regarding its customer service and overall banking experience.

Head to head

Features tieR1R5R8R14
All In CU All In CU users generally appreciate the app's features, with some finding it convenient and easy to use R5R8. However, recent updates have been criticized for making bill pay less intuitive and removing the ability to turn bills on or off R1R25. Some users also wish for features like linking to credit cards or earlier direct deposits R14.
Indiana Members CU Indiana Members CU's app has mixed feedback on features. Some users love the new layout and financial tools , including Face ID technology . However, many users report a loss of features from the old app, such as the ability to group and rename accounts . There's also confusion about Zelle integration, with some users not finding it in the app despite IMCU partnering with Zelle .
Ease of Use edge: All In CUR1R6R9R25
All In CU All In CU's app was once praised for its simplicity and ease of checking accounts R6. However, recent updates have made it less intuitive and harder to navigate for some users R6R9. Specific complaints include difficulty with bill pay R1R25R39 and making loan payments R39.
Indiana Members CU Indiana Members CU's new app is widely criticized for being difficult to navigate and confusing R87. Users find it hard to track money movement and transaction history . Some older users also find the new design cumbersome and challenging .
Reliability tieR4R12R15R18
All In CU All In CU's app suffers from frequent loading issues R4, connectivity problems R18, and crashes, especially during mobile check deposit R12. Users also report being logged out unexpectedly R15 and issues with password credentials R19. Transaction processing times have also reportedly slowed down R47.
Indiana Members CU Indiana Members CU's app has significant reliability issues, particularly after recent updates. Users experience problems logging in R66 and frequent password resets . Mobile check deposit is reported as non-functional , and the app often locks up or spins endlessly . A major issue is the inaccurate display of available balances, which doesn't reflect pending transactions R76R83R87.
Price/Value edge: All In CUR26R31R42R48
All In CU All In CU is free to download. Users generally praise the overall value of banking with All In CU, citing satisfaction over decades R26R42R48. Some appreciate features like overdraft privilege . However, some loan applicants with good credit scores have been denied R31, and there are complaints about unexpected fees or money being taken .
Indiana Members CU Indiana Members CU is free to download. While some users express love for the bank itself , the value of the app is diminished by its functionality issues. Users report problems with overdraft protection and the bank's policies on debit cards and holding funds .
Support edge: All In CUR7R16R17R21
All In CU All In CU receives positive feedback for its customer service, with users reporting helpful and calm staff resolving account issues R17. However, there are isolated complaints about unfriendly staff, mistakes, and long waits for debit cards R7R16R21. Some users also note that staff couldn't help them with app login issues .
Indiana Members CU Indiana Members CU's customer support receives mixed reviews. Some users praise the people at IMCU , but others report rude and unhelpful staff when dealing with app issues . The in-app chat function is also reported as not working R66.
Pick All In CU if

Pick All In CU if you prioritize good customer service and a generally more stable, albeit sometimes flawed, banking app experience, and if you value a credit union with a long-standing positive reputation R26R48.

Pick Indiana Members CU if

Pick Indiana Members CU if you are comfortable with new app interfaces, potentially benefit from features like Face ID , and are willing to navigate around significant app bugs and login issues .

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. The negative reviews for both apps are heavily skewed towards recent updates, indicating a decline in user satisfaction for both after changes were implemented.

Frequently asked

Do these apps have issues with recent updates?
Yes, both All In CU and Indiana Members CU have received numerous complaints about issues following recent app updates, including problems with loading, connectivity, bill pay, and inaccurate balance displays R4R6R9R25.
Which app is easier to use for bill payments?
All In CU's app has faced criticism for its bill pay feature becoming less intuitive after updates, with users finding it difficult to turn bills on or off and schedule payments R1R25R39. Indiana Members CU's app also has issues with bill payment, specifically not showing the full credit card balance for payoff R63.
Are there login problems with either app?
Both apps have reported login problems. All In CU users sometimes cannot open the app at all or face issues with password credentials R12R15R19. Indiana Members CU users frequently report needing to reset passwords, being unable to log in, and issues with verification R66.
Does either app accurately show my available balance?
Indiana Members CU's app has significant issues with accurately reflecting available balances, as it often does not account for pending transactions, forcing users to manually calculate their true balance R76R83R87. All In CU has some reports of delayed transactions, which could impact balance accuracy R47.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] All In CU 2/5 · US Bill pay: I don’t like the new bill pay and you can’t use the app to turn bills on or off .
  2. [R5] All In CU 5/5 · US Love All In: Love the app features
  3. [R8] All In CU 5/5 · US So Convenient: So thankful this app is super easy and convenient. Makes some part of our life easy.
  4. [R14] All In CU 5/5 · US Love this bank: Love this bank and the banking app, only this I wishes that direct deposit would come 2 days early besides that everything is Perfect!
  5. [R6] All In CU 3/5 · US Decent: I used to love the app its simplicity was always nice and easy to check your bank account. They keep doing updates and adding more and more and changing things in the app it’s honestly just overall a worse app now which I is why I’m writing this review I don’t want to go thru hoops and bounds to check a number
  6. [R9] All In CU 3/5 · US Used to be great once: What used to be a great banking app is now marginal and frequently doesn’t work. All they had to do was NOTHING! Literally don’t mess with it. Now it’s counterintuitive on usability and bill pay frequently doesn’t work. I just don’t understand the need to mess something up that worked great. But not now!
  7. [R25] All In CU 1/5 · US Recent BillPay update is awful: No easy way to schedule all payments and can’t see what is scheduled without completely opening the recipient. Go back to old drag the date method with a list of planned payments easily seen.
  8. [R4] All In CU 1/5 · US Can’t even see what I got…: App doesn’t like to load most days. This update is the worst one yet.
  9. [R12] All In CU 3/5 · US App Issues: The app is awesome! But I can’t open the app sometimes AT ALL and have to completely delete the app and download it again. This has happened multiple times and it is frustrating at this point. Please fix this!!
  10. [R15] All In CU 3/5 · US The app: Something is wrong with the app it has logged me completely out with out me even knowing and i tried to put my password in but it didn’t work its a good bank but bad app!!!
  11. [R18] All In CU 3/5 · US Will not connect: I really love this app....when it’s working. Even though I am connected to the internet it states that “Sorry. It appears your device is not connected to the internet. Please connect and try again”. Now it’s been doing this since Oct 28th and it’s has connected once. That’s it. And there seems to be no way for me to fix it.
  12. [R26] All In CU 5/5 · US Best in town: For 26 years we have banked at AICU and have been completely satisfied the whole time. Great service.
  13. [R31] All In CU 1/5 · US Loan: I applied for a small personal $10k. I have almost a 720 score. Yet I get denied. I’ve run into a tight spot and needed a hand. I’m worried about losing my credit score. This bank doesn’t care. Because if your credit score is low. They can charge you more.
  14. [R42] All In CU 5/5 · US Very satisfied: We have been long term members and love All In CU. Even moving out of state, couldn’t pull us away.
  15. [R48] All In CU 5/5 · US Always Great Service: I have been a member of All In CU since 1982 when it was AACFCU. Always have received outstanding service, on all the spectrum of services, at every branch. I’ve done mobile and web site banking with them and have never had any problems. Their app is one of the most comprehensive yet easiest to use. A great banking institution. Will always be a member.
  16. [R7] All In CU 1/5 · US Junk mail: All In can send me all kinds of junk mail, but I have been waiting since March to get my debit card. It seems that it’s an impossible task. I’ve been a member for over 20 years. I think three months is a long time to wait for a debit card. I’ve been patient and I’ve heard every excuse under the sun. Yet I receive every insurance mortgage advertisement propaganda request, but they can’t
  17. [R16] All In CU 1/5 · US Service: The staff of Army Aviation Federal CU have forgotten who built this CU. Again greed has taken over. Other institutions CUs expanded to other customers without forgetting who built their CU. Service sucks, but you can get coffee and stand in line to cash a check or do you banking.
  18. [R17] All In CU 5/5 · US Passwords complications..: I had called regarding the fact it wouldn’t let me in my account with all the right credentials, the lady who I was otp with was so calm and helped me out greatly
  19. [R21] All In CU 3/5 · US Could do a better job: Some are not as friendly as they should be and some have no idea what they are doing. Interaction with some on Andrews Ave in Ozark and she made mistakes and did not apologize when it cost the customer money!!!!
  20. [R39] All In CU 2/5 · US Confusing: This is one of the only apps I’ve ever used that makes me feel dumb. It’s difficult for me to just make a payment. Have to go through external account prompts instead of just clicking a pay button. If you guys do auto loans for people you need to streamline the bill pay better than a lot of this
  21. [R63] Indiana Members CU 3/5 · US Need balance total on credit card payment option: I’ve noticed when I go to pay my credit card it only gives me minimum balance when I’d like to pay the full amount off at one time. This typically means that if I can’t remember the exact amount, I’m going back-and-forth between screens in order to make a full payoff payment.
  22. [R19] All In CU 1/5 · US No Way to log in for the first time: When attempting to log in for the first time, you add your username & password, then get the option to receive an otp. You receive it, but there is no screen for you to enter it in🙈.
  23. [R66] Indiana Members CU 3/5 · US Changes: I have not been able to log into my account on my phone and never can I chat about the issue I’m having
  24. [R47] All In CU 1/5 · US Not on time: Not seeing transactions coming out right away. Delayed transactions. This is not good for business.
  25. [R76] Indiana Members CU 1/5 · US New update: The new update suck. The available balance keep changing!!!!!
  26. [R83] Indiana Members CU 1/5 · US Bad update: Available balance doesn’t accurately reflect pending transactions, causing you to manually calculate your balance less the pending transactions, which defeats the purpose of having online banking.
  27. [R87] Indiana Members CU 2/5 · US New update isn’t the best: The new app is very hard to navigate and understand, purchases aren’t tagged accurately and balance doesn’t update

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store