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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Georgia's Own Credit Union vs Maine State Credit Union

Georgia's Own Credit Union 4.8★ · Free to download 65
Winner Maine State Credit Union
Maine State Credit Union 4.8★ · Free to download 70

Maine State Credit Union (App B) has a slight edge over Georgia's Own Credit Union (App A) due to fewer critical issues with basic functionality and a more consistent user experience, despite both apps facing recent update challenges.

Full reviews: Georgia's Own Credit Union · Maine State Credit Union

Both Georgia's Own Credit Union and Maine State Credit Union apps receive high lifetime ratings but recent reviews for both highlight significant issues following updates, including slow performance, login problems, and reduced functionality. Maine State Credit Union appears to have slightly fewer severe, persistent problems with core features like viewing balances and making payments.

Head to head

Features tieR1R4R15R16
Georgia's Own Credit Union Users of Georgia's Own Credit Union express frustration over missing or poorly implemented features, such as the inability to reorder accounts, lack of credit card transaction details, and a non-functional card locking feature R1R4R15R16. The bill pay feature is frequently criticized for being difficult to use after updates . Users also desire Zelle integration and transaction categorization within the app .
Maine State Credit Union Maine State Credit Union users report issues with specific features, including the inability to see names for multiple club accounts, making transfers difficult . Some users also note that deposits and debits are no longer color-coded, making them harder to distinguish . A significant recent problem for some users is the disappearance of the total account balance .
Ease of Use tieR1R4R5R24
Georgia's Own Credit Union Many Georgia's Own Credit Union users find the app difficult to use, especially after updates that changed account sorting, bill pay, and screen orientation R1R4R24. The app is described as basic and lacking self-service options . Some users praise its ease of use and navigation R5.
Maine State Credit Union Maine State Credit Union users generally find the app easy to use and navigate, with simple transfers and a user-friendly interface . However, recent updates have made it harder for some to use and sign in, forcing password changes and account confirmations . Some users also find the mobile deposit feature inconsistent R66.
Reliability edge: Maine State Credit UnionR2R3R7R10
Georgia's Own Credit Union Georgia's Own Credit Union users report frequent reliability issues, including slow loading times for balances, constant 'unable to load content' errors, app crashes, and login problems R2R3R7R10. The 'remember device' function is also cited as unreliable R13.
Maine State Credit Union Maine State Credit Union users also experience reliability problems, with the app being described as 'temperamental' and sometimes requiring web login R66. Issues include being locked out of the app, the app not loading content, and freezing when accessing graphs . Constant updates are also cited as a source of frustration and login difficulties .
Price/Value edge: Maine State Credit UnionR14R26R29R32
Georgia's Own Credit Union While the app is free, one user criticizes Georgia's Own Credit Union for 'outrageous' fees that they believe are the main source of the credit union's profit R34. However, other users praise the credit union for being helpful, crediting deposits immediately, and offering good service R14R26R29R32.
Maine State Credit Union Maine State Credit Union is praised for its low credit card rates, no ATM fees, good CD rates, and being a dependable financial institution . Users appreciate the helpful and well-trained staff . Some users express frustration with slow check clearing times .
Support edge: Maine State Credit UnionR14R32R34R36
Georgia's Own Credit Union Georgia's Own Credit Union receives mixed reviews for support. Some users praise the customer service as helpful and responsive to problems R14R32R36. However, others report poor customer service, difficulty reaching representatives, and unresolved technical issues R34.
Maine State Credit Union Maine State Credit Union is consistently praised for its helpful, well-trained, and friendly staff . Users describe the service as professional, knowledgeable, and dependable .
Pick Georgia's Own Credit Union if

You prioritize a credit union with a large member base and generally positive feedback on in-person service, and are willing to tolerate occasional app performance issues and feature limitations R5R14R26R29.

Pick Maine State Credit Union if

You value a banking app that is generally easy to navigate for core functions like transfers and deposits, and appreciate strong customer service and favorable credit union terms like low credit card rates and no ATM fees .

Evidence note: Both apps have high lifetime ratings, but recent reviews for both are heavily skewed negative, indicating a decline in user satisfaction following recent updates. The free nature of both apps means there is no free-vs-paid asymmetry to consider.

Frequently asked

Do these apps allow mobile check deposits?
Yes, both apps offer mobile check deposit functionality, though Georgia's Own Credit Union users report issues with the app misreading amounts, and Maine State Credit Union users find the feature inconsistent R9R60R66.
Are there issues with logging into these apps?
Yes, both apps have reported login issues; Georgia's Own Credit Union users experience problems with the 'remember device' function and general login failures, while Maine State Credit Union users frequently get locked out or are forced to reset passwords after updates R12R13R18R19.
Can I manage my credit card through these apps?
Georgia's Own Credit Union users report significant difficulty managing credit cards, with no transaction details available in the main app and a separate card manager app being non-functional R15R16R22R57. Reviews for Maine State Credit Union do not specifically detail credit card management within the app, though the credit union offers credit cards .

What reviewers actually said

Built only from these 92 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] Georgia's Own Credit Union 1/5 · US Account Sorting: You used to be able to put your accounts in any order you wanted, based on your own prioritization. The app now forces you to show all savings accounts first and all checking accounts second. I want to be able to see my highest priority accounts first without a forced checking/savings grouping.
  2. [R4] Georgia's Own Credit Union 1/5 · US Reorder Accounts Missing: Where did the reorder accounts on the mobile app go ? I called in and they said the new update is just the way it is. Not very customer focused.
  3. [R15] Georgia's Own Credit Union 3/5 · US Credit card access: There are no details for the credit card I have on file. It would be helpful to review the details of the credit card
  4. [R16] Georgia's Own Credit Union 1/5 · US Could be much better: There’s no way to manage locking and unlocking your card with this main app. The separate card manager app is worthless/non functional and needs to be removed. It never let me past the enrollment screen. Because there’s no easy way to lock your card when you’re not using it I decided to go without one. Also, don’t use a VPN when using the app. I got locked out and had to do f
  5. [R5] Georgia's Own Credit Union 5/5 · US Wooooo!: Easy to use, very secure, best banking app I’ve had.
  6. [R24] Georgia's Own Credit Union 3/5 · US Used to be 5 stars: Why did you change the app so it is only in portrait mode now? I use my iPad in landscape mode most of the time. The app used to switch to landscape mode. Please bring this back and I’ll put the stars back to 5.
  7. [R2] Georgia's Own Credit Union 4/5 · US Little slow: It’s a little slow to register money taken and deposited from my checking account, which makes it a little hard to see what’s in my account, but all in all, Union is great ans I’ve used it for years
  8. [R3] Georgia's Own Credit Union 3/5 · US Unable to load content please refresh: Get on every page “unable to load content please refresh page” . This error never goes away and this error keeps from you completing transactions whether it’s a profile update / setting or transaction .
  9. [R7] Georgia's Own Credit Union 2/5 · US What’s wrong with this app???: I’ve used this app for years and never had an issue until recently. Every time i log in it takes 2-4 mins for my balance to appear. Like it’s “loading” forever! I’m trying to see my balance as soon as i log in, this delay is annoying!
  10. [R10] Georgia's Own Credit Union 1/5 · US The app is super slow: It’s nice to once it decides to open. It really needs an update.
  11. [R14] Georgia's Own Credit Union 5/5 · US Love GA’s Own: This credit union is so helpful! They always credit my account immediately when I deposit checks. When my Social Security check arrives it is immediately credited to my account and I can use that money to pay my bills while some of my friends banks do not allow them access to their money early. When I do go in n Georgia Own they are the friendliest employees ever. They are very nice
  12. [R26] Georgia's Own Credit Union 5/5 · US Great place for banking needs!: I’m been a satisfied customer for many years!
  13. [R29] Georgia's Own Credit Union 5/5 · US Best bank in GA: In my opinion it's the best bank in Georgia. I've delt with a few other banks but Georgias own has been the best for my situation and helped me. I'd highly recommend them to others.
  14. [R32] Georgia's Own Credit Union 5/5 · US 5 STARS: If I ever had a problem on has been on top of it all I gotta do is give them a call. I love banking with you guys. All you gotta do is keep an eye on your accounts. And thank God they fix it to where you can do banking online. I’m giving you five stars because you deserve it.!!
  15. [R34] Georgia's Own Credit Union 1/5 · US Stay away from this Credit Union and their Terrible App: The worst bank/credit union in all of Georgia. First, what a stupid name! Did they fire all of their marketing staff the week they had to come up with a name? It does even make any sense. If you are sucked in and open an account, their fees are OUTRAGEOUS! They make most of their profit from FEES which you will pay! Their Customer Service if
  16. [R36] Georgia's Own Credit Union 3/5 · US Love this app! Awesome. Great customer service: Best service!
  17. [R9] Georgia's Own Credit Union 3/5 · US Check deposit: Overall a good app, but I wish it would read checks for deposits better. I often run into it misreading the amount.
  18. [R60] Georgia's Own Credit Union 5/5 · US Just what you need: Instant transfers are easy, message center makes for easy notification of travel plans, mobile check deposit… love this credit union and the app is great too.
  19. [R66] Maine State Credit Union 3/5 · US Temperamental: This app is temperamental. Sometimes it works well and other times I need to use the web to log in. The mobile deposit feature isn’t consistent either.
  20. [R12] Georgia's Own Credit Union 3/5 · US Login issues: Not able to log in to my account
  21. [R13] Georgia's Own Credit Union 1/5 · US App doesn’t remember device.: The app is decent. Except the “remember device” function is worthless. Every single time I login, which is always from the same and only device I use for banking, it forgets. The “remember” box is a joke.
  22. [R18] Georgia's Own Credit Union 3/5 · US Used to work better: For some reason the latest versions keep logging me out. Other than that annoyance, it’s a well done app.
  23. [R19] Georgia's Own Credit Union 1/5 · US Can’t Access: Today 20Oct2025 was able to access 1x. Returned to confirm posted transactions and the app does not open. Keep receiving “Disclosure not accepted. please refresh and accept the disclosure to sign into the app” when I do as requested only get the circling symbol that after a few seconds returns with the same “quote” as above. Need a solution to resolve. Please advise.
  24. [R22] Georgia's Own Credit Union 1/5 · US Needs improvement: All you can see is balances on this app. I have a credit card through them & I can’t see any of the transactions only the balances! It doesn’t even tell me when & how much my minimum payment is. Whats the point of the app if I can’t see minor things like this?? I can pay online & THEN it says what to pay but all of that should be on main page. It’s a frustrating & behind app. Pl
  25. [R57] Georgia's Own Credit Union 1/5 · US Will rate low until we can pay our credit card: Since Ga Own still doesn’t let you pay your credit card bill from the mobile site (even after switching to desktop mode), the Card app is completely broken, and this app refuses to allow you to pay the bill, I will continue to rate it one star. Please add some sort of functionality to pay the credit card bill on a phone. This has been an issue for ov

Synthesized from 92 recent App Store reviews · updated July 2026 · View on the App Store