Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Unitus Community Credit Union vs First Community CU (MO)

Unitus Community Credit Union 4.8★ · Free to download 45
Winner First Community CU (MO)
First Community CU (MO) 4.8★ · Free to download 55

First Community CU (MO) is slightly better due to fewer critical app functionality issues and more consistent performance, though both apps have significant problems.

Full reviews: Unitus Community Credit Union · First Community CU (MO)

Both Unitus Community Credit Union and First Community CU (MO) apps suffer from frequent crashes, login issues, and poor user experience after recent updates. While Unitus has more severe login and balance display problems, First Community CU (MO) struggles with app outages and external transfers.

Head to head

Features tieR19R21R23R57
Unitus Community Credit Union Unitus users appreciate features like easy fund transfers between Unitus accounts and mobile check deposit, but some find the new version lacks functionality, such as not showing full names or account numbers for transfers to kids R21R23. There are also requests for face recognition R19 and notifications for overdrafts or strange activity R57.
First Community CU (MO) First Community CU (MO) users generally find the app allows them to do all banking from their phone . However, users desire more detailed loan information , a working search function for transactions , and better organization for bill pay . Some also complain about excessive solicitations for offerings within the app .
Ease of Use tieR4R7R11R12
Unitus Community Credit Union Many Unitus users find the app intuitive and accessible R11. However, recent updates have made it less user-friendly, with issues like the 'remember me' function not working R4, constant password resets R7, and difficulties with mobile check deposits R12R13R37. Some users also report slow loading times and an unintuitive interface .
First Community CU (MO) First Community CU (MO) users describe the app as easily navigable and slick . However, the new update is criticized for being less user-friendly, especially the bill pay section . Users also report issues with notifications not clearing and a general lack of intuitiveness .
Reliability edge: First Community CU (MO)R1R3R7R15
Unitus Community Credit Union Unitus suffers from significant reliability issues, with the app constantly crashing R1, frequently locking users out R3R7R15, and failing to display correct balances R35R48R52. Many users report the app opening to a white screen or being unable to log in due to bugs R36.
First Community CU (MO) First Community CU (MO) also has reliability problems, including frequent freezing and crashing . A major concern is the app being down for maintenance for extended periods, sometimes up to a week . Transfers, especially external ones, are often slow to process R66.
Price/Value tieR5R14R39R41
Unitus Community Credit Union Unitus users praise the credit union for awesome rates, low fees, and great service, with many being long-term members R5R14R39R41. The app is free to download.
First Community CU (MO) First Community CU (MO) members also express loyalty and satisfaction with the credit union's service . The app is free to download.
Support tieR2R8R26R36
Unitus Community Credit Union Unitus receives high praise for its customer service, with staff described as extremely friendly, helpful, patient, and professional R2R8R26. However, some users report issues with tech support for app problems R36.
First Community CU (MO) First Community CU (MO) is lauded for its outstanding and exceptional customer service, with pleasant and helpful employees . However, some users report no answer when calling for help with app issues and zero help from tech support .
Pick Unitus Community Credit Union if

you prioritize excellent in-person and phone customer service and are willing to deal with frequent app glitches, login issues, and potentially inaccurate balance displays R2R8R26.

Pick First Community CU (MO) if

you need an app that is generally navigable and offers comprehensive banking features, despite occasional crashes, slow transfers, and frustrating app outages .

Evidence note: Both apps have a significant number of negative reviews regarding app functionality and stability, despite high lifetime ratings. Recent reviews skew more negatively, indicating a decline in app quality for both.

Frequently asked

Do these apps support mobile check deposit?
Yes, both apps offer mobile check deposit, but Unitus users report frequent issues with the feature, including crashes and strict endorsement requirements R12R13R37.
Are there issues with logging into these apps?
Yes, both apps have significant login issues; Unitus users frequently experience being locked out, needing to reset passwords, and problems with 'remember me' functions R3R4R7R15, while First Community CU (MO) users report the app freezing and not letting them log in .
Do the apps display accurate account balances?
Unitus users report that the app often does not show correct or updated balances, sometimes requiring multiple refreshes or logouts to see accurate amounts R35R48R52. Reviews for First Community CU (MO) do not specifically mention balance display inaccuracies, but focus more on slow transaction processing R66.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R19] Unitus Community Credit Union 1/5 · US Face recognition !!!!!: When are you going to start using face recognition for the password ???? You are behind the times !! I am seriously thinking about changing banks because I have so many problems with signing in with the passwords !! With this Credit Union. I have had to change it a few times ! Seriously !!! I hate trying to log in this account And I have 3 banks and I don’t have any pr
  2. [R21] Unitus Community Credit Union 3/5 · US Don’t like this new version: I can’t transfer to my kids cause the whole name or acct numbers don’t show. So frustrating. Also not intuitive in some areas
  3. [R23] Unitus Community Credit Union 5/5 · US Thanks, Unitus!: I love how easy it is to transfer funds back and forth with my mom, who also uses Unitus. The mobile check deposit feature is a plus too, if you have a check to deposit and no interest in going to the ATM. I’ve never had an issue with the app, and appreciate how it lets you know days in advance if there will be scheduled maintenance, providing a clear timeframe and sticking to
  4. [R57] Unitus Community Credit Union 5/5 · US Notifications would be nice: I would like the app better if it gave me account notifications. (Overdrafts, strange activity, etc.)
  5. [R4] Unitus Community Credit Union 1/5 · US Worst ever: Worst banking app I’ve ever used. The remember me function never works, has a “human check” that only works half the time and have to close the app and reopen it.
  6. [R7] Unitus Community Credit Union 2/5 · US Wasted time: Lately every time I open the app I get a pop up that says my account is locked and I have to reset my password. Unsure what is going on but I have had to reset my password 3 times in the last month. If I do not use the app and go straight to the webpage my account does not get locked out. It’s ridiculous at this point.
  7. [R11] Unitus Community Credit Union 5/5 · US Finances made easy: I love how intuitive and accessible the app is. It definitely makes life a lot easier.
  8. [R12] Unitus Community Credit Union 3/5 · US Multiple snap check deposit doesn’t work: After last change, App no longer lets you continue to add next snap check deposit after you completed 1st one. There is the option to add another but it never connects. I now always have to go to back to the account and add the next check from inside the account. It would be nice if this was fixed.
  9. [R1] Unitus Community Credit Union 1/5 · US Terrible App. Terrible Bank.: App never works, and constantly crashes. I also did not like the update they did years ago to their logo and the app altogether. Unitus used to be a great credit union, and a better option than major banking institutions, but they fell off somewhere and I’m not sure when they’ll get it together. I wish I could end my business with them now.
  10. [R3] Unitus Community Credit Union 3/5 · US Update on 5/5/2026: New update has totally locked me out of my Unitus account.
  11. [R15] Unitus Community Credit Union 3/5 · US No access: Too many instances where I can’t access my account, usually late at night
  12. [R5] Unitus Community Credit Union 5/5 · US Never leaving: I have been with Unitus since the beginning, and NEVER plan on leaving. I have ALWAYS been treated like a person, rather than a number with them! They have financially helped me through my divorce and made me feel seen. I loooooove UNITUS!!!
  13. [R14] Unitus Community Credit Union 5/5 · US Love the CCU: I have been a member since 2005 and love this banking community
  14. [R39] Unitus Community Credit Union 5/5 · US Good: I have been a member for 65 years and I feel I have always been treated fairly and good!
  15. [R41] Unitus Community Credit Union 5/5 · US Unitus: You Should Keep it !! I’M from b/4 1969’
  16. [R2] Unitus Community Credit Union 5/5 · US There the best hands down!!: Huge thank you to Unitus CCU! Johnson Creek, Clackamas Ore I came in dealing with phone issues and trouble connecting my accounts, and the teller handled everything like an absolute pro. She went above and beyond to help me, stayed patient the whole time, and truly made a stressful situation so much easier. I’m incredibly grateful, she was a real lifesaver. Thank you so
  17. [R8] Unitus Community Credit Union 5/5 · US Thank you: The staff at Unitus have always been extremely friendly & helpful. They have answered of my questions and helped me to outline strategies to bring some semblance of order to my accounts. Thank you, PY
  18. [R26] Unitus Community Credit Union 5/5 · US Customer service: The quality and comfort of the customer service line for this credit union is truly unmatched.
  19. [R36] Unitus Community Credit Union 1/5 · US No longer user friendly: I used to love this app, but sometime in the last couple of months there’s been an update or something else has changed that now logs me out almost immediately after logging in. This is not a session time out due to inactivity. We’re taking 10-30 seconds after logging in. I brought this to Unitus’ attention and the work around is to close down all of my other apps before
  20. [R13] Unitus Community Credit Union 2/5 · US Mobile Deposit Nonsense: I have tried twice to do a mobile deposit and both were held up. The first one was declined, and it stated I did not write “ For mobile deposit only” on the check. I did however check the box next to the preprinted “Check box for mobile/remote deposit” which in the past has been sufficient. It asked me to hand write and resubmit. Again, it was declined. It should not be th
  21. [R37] Unitus Community Credit Union 5/5 · US FOR MOBILE DEPOSIT ONLY: Your app always does not seem to recognize that a check has been clearly preprinted and or written “FOR MOBILE DEPOSIT ONLY” On each check I have submitted recently. APP continues to WARN me that it needs to be on the back of the check. And now your app has chosen to hold a check for review from my EMPLOYER. I am assuming because this PREPRINTED “FOR MOBILE DEPOSIT ONLY
  22. [R35] Unitus Community Credit Union 5/5 · US App: I often login to the website to check my balances, because the balances are often not correct when I login on the app. Yesterday there was a delay in showing my transfer on the app.
  23. [R48] Unitus Community Credit Union 1/5 · US Inaccurate Information.: The app never shows the actual amount of $ you have. Sometimes it’ll show you the amount before your pending withdrawals are taken out, sometimes it’ll refresh when I open the app and I’ll suddenly get 3 emails letting me know I’ve gone below my low balance alert. What’s the point of an app if you can’t get an accurate idea of how much $ yoh have without closing and openin
  24. [R52] Unitus Community Credit Union 2/5 · US App does not show updated amounts when you transfer money: I have 3 Unitus accounts that display when I open my app. When I transfer money from one account to another, the new amount does not reflect in the balance. I can see that it was transferred and deposited, but I have to log out and then log back in to see the new balances reflected. Please fix that issue so it shows up without having to lo
  25. [R66] First Community CU (MO) 3/5 · US Review: My money don’t transfer instantly into my account sometimes when I withdraw I have to wait 3-4hrs

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store