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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Unitus Community Credit Union vs First Community Credit Union

Unitus Community Credit Union 4.8★ · Free to download 60
Winner First Community Credit Union
First Community Credit Union 4.8★ · Free to download 75

First Community Credit Union (FCCU) has a slight edge due to its more consistent app performance and higher user satisfaction with core banking features, despite some recent glitches, while Unitus Community Credit Union (Unitus) struggles with frequent app crashes and login issues.

Full reviews: Unitus Community Credit Union · First Community Credit Union

First Community Credit Union's app generally receives positive feedback for ease of use and reliability, allowing users to manage finances effectively on the go. Unitus Community Credit Union, while praised for customer service, faces significant challenges with app stability, login problems, and issues with mobile deposits and transfers.

Head to head

App Stability and Reliability edge: First Community Credit UnionR1R3R4R7
Unitus Community Credit Union Unitus users frequently report the app crashing, opening to a white screen, and experiencing extremely long load times R1. Many users also complain about being locked out of their accounts, having to reset passwords repeatedly, or issues with biometric login R3R4R7R19.
First Community Credit Union FCCU users generally find the app works well and is reliable, with some stating it 'works flawless, never crashes' . However, some recent updates have caused issues like the main screen not loading properly or the app being unavailable for a few days .
Core Banking Features (Transfers, Deposits, Balances) edge: First Community Credit UnionR6R12R13R16
Unitus Community Credit Union Unitus users report issues with mobile check deposits, including checks being held or declined for insufficient endorsements, and the feature crashing R12R13R37R38. Transfers, especially to external accounts, are described as frustrating and sometimes require excessive verification R6R16. Balance displays are often inaccurate or delayed .
First Community Credit Union FCCU users praise the app for easy transfers, including instantaneous transfers between accounts R78R82R86R92. Mobile check deposit is also a valued feature, though some users wish for higher deposit limits . However, some users report mobile deposit issues where it won't work . The quick balance feature is noted as sometimes being disabled or not working correctly .
Ease of Use and User Experience edge: First Community Credit UnionR4R10R19R21
Unitus Community Credit Union Many Unitus users find the app unintuitive, with some features like the calendar for transfers not fully populating R21. The 'remember me' function often fails, and users are frustrated by constant password issues and lack of face recognition R4R10R19. Some recent updates are seen as making the app worse, adding ads and removing functionality .
First Community Credit Union FCCU's app is generally described as 'easy to use and navigate' and 'intuitive' R78. Users appreciate being able to manage finances from their phone . A common request is for face recognition login and the ability to switch between multiple accounts without logging out R83.
Customer Service and Overall Banking Experience tieR1R2R5R8
Unitus Community Credit Union Unitus receives strong praise for its in-person and phone customer service, with staff described as friendly, helpful, patient, and professional R2R5R8. Many users express long-term loyalty to Unitus as a credit union R5. However, some recent experiences with fraud and general banking policies are negative R1.
First Community Credit Union FCCU also has a strong reputation for customer service, with users describing staff as 'lovely peoples, good customers care' and providing 'fantastic service' . Many users have been members for decades and appreciate the growth and services offered . Some banking policies, like check holds and debit card limits, are criticized .
Pick Unitus Community Credit Union if

You prioritize excellent in-person or phone customer service and have a long-standing relationship with Unitus, as many users praise the staff's helpfulness and loyalty to the credit union R2R5R8.

Pick First Community Credit Union if

You need a banking app that is generally stable, intuitive, and reliably handles core functions like transfers and checking balances, as FCCU users widely commend its ease of use and convenience R78.

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. Recent reviews for Unitus show a significant increase in negative feedback regarding app functionality compared to its lifetime rating, suggesting a decline in app quality. FCCU also has some recent negative reviews about app glitches, but the overall sentiment remains more positive.

Frequently asked

Does Unitus Community Credit Union's app support mobile check deposit?
Yes, Unitus Community Credit Union's app supports mobile check deposit, but users report frequent issues such as checks being held for review, being declined for insufficient endorsements, or the app crashing during the deposit process R12R13R37R38.
Can I transfer money easily with the First Community Credit Union app?
Yes, First Community Credit Union's app is highly praised for making transfers easy and convenient, with many users noting instantaneous transfers between accounts R78R82R86R92.
Do these apps have biometric login options?
Unitus Community Credit Union's app has Touch ID, but users report it frequently fails, forcing them to use passwords R58. Many Unitus users also express frustration over the lack of face recognition R19R40. First Community Credit Union users have requested face recognition ID as a desired feature R83.

What reviewers actually said

Built only from these 119 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] Unitus Community Credit Union 1/5 · US Terrible App. Terrible Bank.: App never works, and constantly crashes. I also did not like the update they did years ago to their logo and the app altogether. Unitus used to be a great credit union, and a better option than major banking institutions, but they fell off somewhere and I’m not sure when they’ll get it together. I wish I could end my business with them now.
  2. [R3] Unitus Community Credit Union 3/5 · US Update on 5/5/2026: New update has totally locked me out of my Unitus account.
  3. [R4] Unitus Community Credit Union 1/5 · US Worst ever: Worst banking app I’ve ever used. The remember me function never works, has a “human check” that only works half the time and have to close the app and reopen it.
  4. [R7] Unitus Community Credit Union 2/5 · US Wasted time: Lately every time I open the app I get a pop up that says my account is locked and I have to reset my password. Unsure what is going on but I have had to reset my password 3 times in the last month. If I do not use the app and go straight to the webpage my account does not get locked out. It’s ridiculous at this point.
  5. [R6] Unitus Community Credit Union 3/5 · US Needlessly requires ID verification for internal transfers: I have liked this app for the most but am not at all happy with it recently requiring verification by code sent my phone when I make an internal transfer from one of my accounts to another. First, if I’m not who I’m supposed to be, I should not have been allowed to log in. Second, what big threat is there involved in me moving money from
  6. [R12] Unitus Community Credit Union 3/5 · US Multiple snap check deposit doesn’t work: After last change, App no longer lets you continue to add next snap check deposit after you completed 1st one. There is the option to add another but it never connects. I now always have to go to back to the account and add the next check from inside the account. It would be nice if this was fixed.
  7. [R13] Unitus Community Credit Union 2/5 · US Mobile Deposit Nonsense: I have tried twice to do a mobile deposit and both were held up. The first one was declined, and it stated I did not write “ For mobile deposit only” on the check. I did however check the box next to the preprinted “Check box for mobile/remote deposit” which in the past has been sufficient. It asked me to hand write and resubmit. Again, it was declined. It should not be th
  8. [R16] Unitus Community Credit Union 1/5 · US Garbage if you need to work with external accounts: So sick of this app. It seems to be designed to be the most frustrating run-around experience possible when it comes to transferring money between itself and external accounts. I literally only use it because my car loan is here with a currently unbeatable interest rate. It does not recognize my US Bank accounts as valid transfer destinations des
  9. [R10] Unitus Community Credit Union 1/5 · US Bugs with password manager: The app is not setup properly for the password manager.
  10. [R19] Unitus Community Credit Union 1/5 · US Face recognition !!!!!: When are you going to start using face recognition for the password ???? You are behind the times !! I am seriously thinking about changing banks because I have so many problems with signing in with the passwords !! With this Credit Union. I have had to change it a few times ! Seriously !!! I hate trying to log in this account And I have 3 banks and I don’t have any pr
  11. [R21] Unitus Community Credit Union 3/5 · US Don’t like this new version: I can’t transfer to my kids cause the whole name or acct numbers don’t show. So frustrating. Also not intuitive in some areas
  12. [R2] Unitus Community Credit Union 5/5 · US There the best hands down!!: Huge thank you to Unitus CCU! Johnson Creek, Clackamas Ore I came in dealing with phone issues and trouble connecting my accounts, and the teller handled everything like an absolute pro. She went above and beyond to help me, stayed patient the whole time, and truly made a stressful situation so much easier. I’m incredibly grateful, she was a real lifesaver. Thank you so
  13. [R5] Unitus Community Credit Union 5/5 · US Never leaving: I have been with Unitus since the beginning, and NEVER plan on leaving. I have ALWAYS been treated like a person, rather than a number with them! They have financially helped me through my divorce and made me feel seen. I loooooove UNITUS!!!
  14. [R8] Unitus Community Credit Union 5/5 · US Thank you: The staff at Unitus have always been extremely friendly & helpful. They have answered of my questions and helped me to outline strategies to bring some semblance of order to my accounts. Thank you, PY
  15. [R37] Unitus Community Credit Union 5/5 · US FOR MOBILE DEPOSIT ONLY: Your app always does not seem to recognize that a check has been clearly preprinted and or written “FOR MOBILE DEPOSIT ONLY” On each check I have submitted recently. APP continues to WARN me that it needs to be on the back of the check. And now your app has chosen to hold a check for review from my EMPLOYER. I am assuming because this PREPRINTED “FOR MOBILE DEPOSIT ONLY
  16. [R38] Unitus Community Credit Union 2/5 · US Pasting password fail: This app could be better if I was able to login consistently by pasting my password. 9 times out of 10 tries the pasting fails and I am forced to try again. One I do login, I’m not confident Mobile check deposit will work, about half the time the app crashes during some part of the deposit process. Which forces me back into the cycle of trying to login. It literally might be
  17. [R78] First Community Credit Union 5/5 · US Easy to use: The FCCU app is easy to use. I like making transfers and checking my balances any time of the day or night, as well as on weekends! Five stars!
  18. [R82] First Community Credit Union 5/5 · US Fccu app: I’ve been using it for years makes moving money around or checking balances easy.
  19. [R86] First Community Credit Union 4/5 · US Love the App: I use it almost every day. I love being able to see my transactions almost instantly and it makes budgeting so much easier. It’s SO easy to make transfers and pay bills! I pay nearly all of my bills with the app.
  20. [R92] First Community Credit Union 5/5 · US Excellent: This is a great app. Transfers from savings to checking are instantaneous. Great for when checking account is low and you're standing at the checkout register. :) Thanks!
  21. [R40] Unitus Community Credit Union 2/5 · US Cannot Stand It: I can barely make a review on whether or not I like it because I can barely utilize it. 80% of the time, when I open the app, it doesn’t recognize my face (while every other app does) so I have to input my password, which it then claims doesn’t exist so I have to constantly force shut down and restart it to get it to finally work. When it DOES accept my identity and let me throug
  22. [R58] Unitus Community Credit Union 1/5 · US Stop forgetting my password/Touch ID: My phone is biometrically locked and I enabled Touch ID to login from the app. Why the heck are you making me login with my password every X times? Amateur hour. Want me to keep my accounts with you? Fix this. I have better things to do.
  23. [R83] First Community Credit Union 4/5 · US Face recognition: Please add Face recognition ID to login. That would be great!

Synthesized from 119 recent App Store reviews · updated July 2026 · View on the App Store