Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Venmo vs PayPal

Venmo 4.8★ · Free to download 79
Winner Venmo
PayPal 4.8★ · Free to download 66

Choose Venmo for a more user-friendly experience and better overall ratings.

Venmo generally offers a more favorable user experience compared to PayPal, with higher ratings and a more straightforward interface. However, both apps face significant criticism regarding customer service and technical issues.

Head to head

features edge: VenmoR19R39R75R84
Venmo Venmo is praised for its ease of use and features like QR code payments, making transactions simple R19R39.
PayPal PayPal offers more extensive functionalities for business transactions but lacks some user-friendly features R75R84.
ease of use edge: VenmoR37R39R66R72
Venmo Users find Venmo easy to navigate and use, with many highlighting its straightforward interface R37R39.
PayPal PayPal users report issues with app navigation and functionality, especially after updates R66R72.
reliability tieR1R10R67R110
Venmo Venmo has been criticized for account freezes and transaction errors, leading to frustration R1R10.
PayPal PayPal also faces reliability issues, particularly with account access and transaction processing R67R110.
price/value edge: VenmoR9R19R120
Venmo Venmo is free to use, which appeals to many users, though some complain about ads R9R19.
PayPal PayPal is also free but has hidden fees and charges that frustrate users R120.
support tieR12R48R67R116
Venmo Venmo users frequently express dissatisfaction with customer service, describing it as unhelpful R12R48.
PayPal PayPal users also report poor customer service experiences, with difficulty reaching support R67R116.
Pick Venmo if

you want a user-friendly app for personal transactions and don't mind occasional ads.

Pick PayPal if

you need more robust features for business transactions and can tolerate a more complex interface.

Evidence note: While Venmo has a higher lifetime rating, recent reviews indicate both apps struggle with customer service and technical issues.

Frequently asked

Is Venmo better than PayPal?
Venmo generally offers a better user experience with higher ratings and easier navigation, while PayPal provides more extensive features for business transactions.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R19] Venmo 5/5 · US Venmo is great: Venmo is great because as soon as I got my card it has been so easy to pay with it, it is also just like a credit card and it helps kids understand the concept of a debit or credit card. It is also great because it is super easy to send money to someone if you need to and I LOVE that you have a QR code that anyone with Venmo can just send you the amount it is so easy.
  2. [R39] Venmo 5/5 · US Easy to use: I find Venmo easy to use,
  3. [R75] PayPal 3/5 · US Lacks full functionality: The app lacks the functionality of the website. I can’t use the app to recover a chat with customer service. Must use the website. I have one huge beef that’s with PayPal rather than the app: For “security” PayPal randomly automatically unlinks bank accounts from a PayPal account without notice if the bank account was initially connected a long time ago. This is done by t
  4. [R84] PayPal 3/5 · US It’s good: PayPal is great but sometimes they put my money on hold which is very annoying. I get it’s for security purposes but at times it’s annoying because they keep my money for weeks. And also, I use euro and my friend uses usd and when I send I get a fee but when see sends she doesn’t. But overall the app is good
  5. [R37] Venmo 5/5 · US Rating: Hands down one of the easiest app to use quick and easy
  6. [R66] PayPal 3/5 · US Issues since last update: Never had a problem with this app until the latest update. Now I’m rarely able to move money around and it takes forever to get my Cash back points. The app won’t let my husband and I send money to each other and I still have points pending from almost a month ago. I hope this gets fixed soon 😕
  7. [R72] PayPal 3/5 · US app: since last week i loved my pay pal now everytime i go to open my app it will not open i’ve done everything. I close the account like the account of my Facebook off my phone reinstall it shut my phone off to Noeville PayPal. I cannot get into anymore so I don’t like them.
  8. [R1] Venmo 2/5 · US They steal your money: Several times I used Venmo for a transaction and the money is taken from the account and then a week later they freeze your account because there is “an issue wuth the transaction” and you have to pay more money. I called for a resolution and was given the run around. This has happened 3x! And I finally closed this scam Venmo account
  9. [R10] Venmo 1/5 · US Unexplained Problem!: Unbelievable! Could no longer send money worth the carted on file. Took an hour on the phone after a useless day of trying. Had to cancel and sign up again- and once again it is not working.
  10. [R67] PayPal 1/5 · US Digital company but no online support: Every time I have some issue I have to call as the chatbot and agents from support don’t solve anything. Only in the USA a digital company for online payments still living in the phone age.
  11. [R110] PayPal 1/5 · US Unreliable: I don’t ever leave reviews but this app is absolutely stupid I can’t believe it has as many good reviews as it does. My account went inactive for “too long” so they PERMANENTLY disabled my account due to “scamming concerns” just because I hadn’t used the app in a while. Chatted with their AI support and it told me there’s nothing I can do about my account being disabled, it’s final an
  12. [R9] Venmo 3/5 · US Lose the ads…: Enough already- we didn’t ask for ads and don’t want them. Period.
  13. [R120] PayPal 1/5 · US Hidden currency conversion charges: The app is a scam. It will show your charges in one currency and charge in another using a very terrible conversion rate.
  14. [R12] Venmo 1/5 · US Worst Service: Do NOT use this app. Customer service is absolutely terrible. I’ve had this account for years with no issues, and now suddenly it’s frozen for no valid reason. They tell you to call support, which gets you nowhere, just to hear “your account has been escalated, check your email in 3, 5 days.” Really? It didn’t take 3, 5 days to take my money, but now I have to wait to get access to it
  15. [R48] Venmo 1/5 · US Customer service: Non existent
  16. [R116] PayPal 1/5 · US Worst experience: The customer service is so pathetic, they promise something any they don’t keep their promises, it happened with me 3 times. Very disappointed with PayPal customer service.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store