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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Mountain America CU vs Hiking and Skiing

Mountain America CU 4.7★ · Free to download 75
Winner Mountain America CU
Hiking and Skiing 4.6★ · Free + IAP 60

Mountain America CU is the stronger choice for banking needs despite recent update issues, while Hiking and Skiing offers unique AR features but is hampered by its subscription model and offline functionality.

Full reviews: Mountain America CU · Hiking and Skiing

Mountain America CU (App A) generally receives high praise for its ease of use and comprehensive banking features, though recent system updates have caused significant frustration and outages for many users. Hiking and Skiing (App B) is lauded for its innovative AR and navigation capabilities, but its value is often questioned due to a restrictive free tier and a subscription model.

Head to head

Features edge: Mountain America CUR14R34R30R24
Mountain America CU Users appreciate having all their banking and loan information at their fingertips, with features like mobile deposit being particularly popular R14R34R30. However, recent updates have removed some previously available functionalities, such as adding memos to transfers and detailed transaction information R24. Some users also report issues with specific features like Zelle not loading and difficulty managing joint accounts .
Hiking and Skiing Hiking and Skiing is praised for its augmented reality (AR) peak identification, 3D mapping, and navigation features, which allow users to identify mountains, plan routes, and save trips . Users also value the ability to download regional map data for offline use R114. However, some find the search function difficult to use, lacking details like county or state , and there are complaints about the app not identifying certain prominent peaks .
Ease of Use edge: Mountain America CUR2R17R36R34
Mountain America CU Many users find Mountain America CU's app easy to use, with a clear layout and organized interface R2R17R36. Mobile deposits are described as quick and seamless R34. However, recent updates have introduced issues like too many multi-factor authentication steps , difficulty logging in R4, and changes to menu layouts that users dislike, such as moving Bill Pay .
Hiking and Skiing Users describe Hiking and Skiing as easy to use and fun for identifying peaks . However, some find it too complicated to perform simple tasks like going from point A to point B . There are also complaints about slow loading times and difficulty navigating the immersive map .
Reliability edge: Hiking and SkiingR16R25R31R37
Mountain America CU Mountain America CU has faced significant reliability issues, particularly with recent system updates that caused multi-day shutdowns of online banking and the app R16R25R31R37. Users report frequent login errors R4, the app not loading or timing out , and content not loading after updates . Notifications are also reported as unreliable .
Hiking and Skiing Hiking and Skiing is generally found to be reliable for its AR peak identification and horizon accuracy . However, users report issues with the Mac version being buggy , compass calibration problems , and the app losing its place when switching to other apps . Some also find the peak identification inaccurate or slow .
Price/Value edge: Mountain America CUR8R23R60R76
Mountain America CU Mountain America CU is free to download and use, with no direct costs mentioned for the app itself. The value is tied to the banking services provided, which many find excellent R8R23R60.
Hiking and Skiing Hiking and Skiing is free to download but has in-app purchases and a subscription model. Many users express frustration with the subscription cost R76 and the limitations of the free version, which often allows only one use per day R75R97R100R105. Some feel the full app is too expensive for how little they use it R76.
Support edge: Hiking and SkiingR32R48R7R27
Mountain America CU Some users praise Mountain America CU's customer support, describing it as great and helpful, especially during system updates R32R48. However, others report frustrating and inept customer service, with calls and emails being ignored R7R27.
Hiking and Skiing Hiking and Skiing receives positive feedback for its tech support, with users reporting quick responses and tenacious, persistent help in resolving issues R114.
Pick Mountain America CU if

Pick Mountain America CU if you are looking for a comprehensive banking app with a generally easy-to-use interface for managing accounts, loans, and mobile deposits, and value in-person branch service R2R14.

Pick Hiking and Skiing if

Pick Hiking and Skiing if you are an outdoor enthusiast interested in augmented reality peak identification, 3D mapping, and navigation features for hiking and skiing, and are willing to pay for a subscription for full functionality R114.

Evidence note: The reviews for Mountain America CU are heavily skewed by recent negative experiences related to system updates and outages, which temporarily impacted many users' ability to access funds and services R16R25R31. While these issues are significant, the overall lifetime rating remains high, suggesting a strong core service outside of these specific incidents. Hiking and Skiing's free tier limitations significantly influence negative reviews regarding value and functionality.

Frequently asked

What are the main issues with the Mountain America CU app?
The main issues with the Mountain America CU app revolve around recent system updates that caused multi-day outages, preventing users from accessing their accounts, making transfers, or paying bills R16R25R33. Other problems include frequent login errors, unreliable notifications, and some removed functionalities R4R24.
Is the Hiking and Skiing app free to use?
The Hiking and Skiing app is free to download, but its free version is very limited, often allowing only one use per day before requiring a subscription R75R97R100R105. Full functionality, including advanced navigation and offline maps, requires a paid subscription, which many users find expensive R76.
Does the Hiking and Skiing app work offline?
Yes, the Hiking and Skiing app allows users to download regional map data for offline use, which is crucial for mountain environments where cell service is often unavailable R114. However, some users report issues with the app constantly trying to download data even when offline or not having maps for new areas after extended hikes R103R120.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R14] Mountain America CU 5/5 · US Everything i need...: all of my banking and loans at my fingertips. Thank you for an awesome app!
  2. [R34] Mountain America CU 5/5 · US So quick and easy: I love the mobile deposit option. No need to drive to the bank. It’s so quick, easy, & seamless. I love this option.
  3. [R30] Mountain America CU 5/5 · US Easy Deposit: So easy to make a deposit, this was my first time, I’ll do it again
  4. [R24] Mountain America CU 3/5 · US Used to be better: Some of the functionality that used to be available in the app has been taken away over time. For example, I used to be able to add a memo for future and recurring transfers, but I no longer can. Also, transaction details have been removed. For example, withdrawal transfers used to show where the money was transferred to, but they no longer do.
  5. [R2] Mountain America CU 5/5 · US Great App: I love the layout of this app and everything is easy and clear to see unlike other banking apps. And Mountain America credit union is just pretty awesome.
  6. [R17] Mountain America CU 5/5 · US Best Banking App: Easy to use and organized.
  7. [R36] Mountain America CU 5/5 · US Excelente servio: Es cero complicado y muy fácil de usar la app
  8. [R16] Mountain America CU 2/5 · US 4 day shut down: Shut down for 4 days, I expect a pristine app experience now. This morning without warning the app is down again
  9. [R25] Mountain America CU 1/5 · US System updates: the person(s) who decided that shutting down the online banking system for an entire weekend+ should be fired. I live 2 hours from a branch so I rely on mobile deposits, I also rely on the app to transfer funds in order to Venmo my subcontractors. Thankfully I have another financial institution, which you guys have made me use. Now that my most recent deposits are in that account,
  10. [R31] Mountain America CU 1/5 · US I don’t want to be their customer anymore: The changes they implemented that made them shutdown everyone’s access to the app destroyed hundreds of people’s financial security in one weekend. The executive who approved this needs to be shamed and lose their job.
  11. [R37] Mountain America CU 1/5 · US Worst app updates: Just to update the app they shut everything down for like 3 days. Ive had such a hard time even though ive made preparations. Worst app ever
  12. [R8] Mountain America CU 5/5 · US Best CU I’ve been with: Joined Right After the Pandemic, couldn’t have made a better choice for my Banking Needs.
  13. [R23] Mountain America CU 5/5 · US Best Bank!!: The best banking experience I’ve ever had! Folks are awesome to work with. Everything is easy access! Love them! Thanks!!
  14. [R60] Mountain America CU 5/5 · US The best!: I have been with MACU for 28yrs. They are always friendly and professional. Getting loans of all types, setting up new accounts, or transferring money are all fast and easy. I wouldn’t bank anywhere else in the world. My money stays with Mountain America Credit Union.
  15. [R76] Hiking and Skiing 1/5 · US Cost Outrageous: Too much money for as little as one uses
  16. [R32] Mountain America CU 5/5 · US New program: James Hilton was such a big help when they did the huge system update! He made explained everything in a clear way! Highly recommend using mountain America for your banking.
  17. [R48] Mountain America CU 4/5 · US Great banking app: Of all the banking apps I use, MACU’s is the best, very quick and clear, and really great customer support. There’s a reason I still bank there even though the nearest branch is 4 hours away
  18. [R7] Mountain America CU 1/5 · US Beware!!: Do not trust this credit union!! Go elsewhere. I was a customer for years. Everything is great until something goes wrong. Then their colors show!! Their fraud and security processes are inadequate and terrible. Their customer service systems are frustrating and inept.
  19. [R27] Mountain America CU 2/5 · US Customer Service is bad: We got a car loan through them. When I tried to get my title from them to register it in my home state, they blew off my multiple emails and calls and we were forced to extend the cars temporary registration which isn’t cheap. Horrible service.
  20. [R33] Mountain America CU 1/5 · US System update: Who’s big idea was it to update everything all at once the first week of the month??!! Doesn’t even allow for any kind of online transactions!!! Then when I call they told me to just pull cash out. People have bills that they can’t just go pay with cash!!!
  21. [R4] Mountain America CU 1/5 · US Can’t view anything: It has been almost 2 months and I haven’t been able to log into any of the accounts. Just a constant error. No attempt to fix the problem. Not a place Im happy with.
  22. [R75] Hiking and Skiing 3/5 · US (Free version) “One location per day”?: The app seems to work beautifully, but I would not have expected the “one location” limitation to lock me out during an hour’s loop walk around the Viewpoint neighborhood in Prescott Valley Az. I downloaded the “area data” before starting out. What’s a ”location”?
  23. [R97] Hiking and Skiing 1/5 · US Too much upselling: As a free app this is next to useless! Only one use per day! Disappointed is an understatement
  24. [R100] Hiking and Skiing 1/5 · US Useless: Only one usage per day, but it counted my initial setup as a “use.” So I downloaded it onto my other phone, and… it didn’t do anything. What a waste of time.
  25. [R105] Hiking and Skiing 3/5 · US 1 use a day?: Only one use a day before having to pay $23/ year. Not too happy. Hard to tell how this is working b4 I pay other then the reviews.
  26. [R114] Hiking and Skiing 5/5 · US Great hiking app!!: If you have ever been on a hike or been anywhere that there is a view of mountains in the distance this is an awesome app to help you properly identify surrounding peaks. I have not used it yet for orienteering or mapping out hiking routes but I would think would be incredibly useful. I emailed the developer with some follow up questions and they responded right away which i
  27. [R103] Hiking and Skiing 2/5 · US Waste of money: You have to download maps before you loose cell phone signal, then if you hike more than 20 miles you dont have maps for your new area. I often had problems of the app not finding the Largest Peak in a range or in a further range behind closer hills. Not worth the money and i was more frustrated with it always not having maps. Only useful if you are in cell phone range with a singl
  28. [R120] Hiking and Skiing 4/5 · US Mountains don’t have wifi.: The app is definitely cool…except that it’s always trying to download data. I have primarily used it in a 5 mile radius of my home, as I live at 9000’ or so in SW Colorado, but every time I open it, it wants to download data. I barely have service at my house let alone up in the forest. When I see “downloading 1.2k of 10.9mb” I remember to chuck my phone into the abyss

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store