Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Xe Money Transfer & Currency vs Wise

Xe Money Transfer & Currency 4.8★ · Free to download 85
Winner Xe Money Transfer & Currency
Wise 4.6★ · Free to download 70

Choose Xe Money Transfer for better user satisfaction and reliability.

Full reviews: Xe Money Transfer & Currency · Wise

Xe Money Transfer boasts a higher lifetime rating and more positive feedback regarding its exchange rates and user experience, despite recent issues with app stability. In contrast, Wise, while generally effective, has received significant criticism for slow transfers and customer service challenges.

Head to head

features edge: Xe Money Transfer & CurrencyR5R14R63R66
Xe Money Transfer & Currency Users appreciate Xe's quick rate updates and ease of use for currency conversion, though some have noted missing currencies like the Russian ruble R5R14.
Wise Wise users like its international transfer capabilities but complain about hidden fees and limitations on sending larger amounts R63R66.
ease of use tieR2R4R72R87
Xe Money Transfer & Currency Xe users find the app easy to navigate when it works, but many recent reviews highlight frequent crashes and usability issues R2R4.
Wise Wise users mention a steep learning curve and issues with app speed, but some find it user-friendly once accustomed R72R87.
reliability edge: Xe Money Transfer & CurrencyR22R40R70R111
Xe Money Transfer & Currency Despite a history of reliability, Xe has faced recent stability issues with crashing and failure to open R22R40.
Wise Wise has been criticized for slow transfer times and delayed transactions, with users expressing frustration over the lack of instant transfers R70R111.
price/value edge: Xe Money Transfer & CurrencyR5R29R66R70
Xe Money Transfer & Currency Xe is free to use and generally praised for its exchange rates, though some users express concern over recent changes R5R29.
Wise Wise users appreciate the competitive fees but are frustrated by unexpected charges and the time taken for transfers R66R70.
support tieR3R55R91R101
Xe Money Transfer & Currency Xe users report difficulty in reaching support when issues arise, especially with money transfers R3R55.
Wise Wise users have also expressed dissatisfaction with customer service, citing long response times and ineffective resolutions R91R101.
Pick Xe Money Transfer & Currency if

You want a generally more reliable app for currency conversion with a better user rating.

Pick Wise if

You need specific international transfer features and are willing to navigate potential service issues.

Evidence note: While both apps are free to download, Xe's recent stability issues may skew its reviews, while Wise's users often cite specific frustrations with transfer processes.

Frequently asked

Which app is better for currency conversion?
Xe Money Transfer is generally considered better for currency conversion due to its higher user satisfaction and better exchange rates, despite recent stability issues.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R5] Xe Money Transfer & Currency 5/5 · US Money Exchange Rate: Quick rate & good descriptions
  2. [R14] Xe Money Transfer & Currency 5/5 · US Happiness: If you set up the currencies you want to use while you travel it will be accurate af when don’t have signal while traveling I love this app
  3. [R63] Wise 3/5 · US Limits: Why is it so hard to send larger amounts. You asked how much when registered and yet I can’t do anything
  4. [R66] Wise 3/5 · US Not happy: Worked really well with one exception. You enter the specific amount that you want to other party to receive, which I the case of paying an invoice is important. But then in the process of sending intermediary banks withhold an unknown fee so your payment going to the payee ends up short. There needs to be a way to calculate and include any bank fees in the transaction so your payment t
  5. [R2] Xe Money Transfer & Currency 4/5 · US It stopped working!: I have had the app for years but now it is not working. I have removed it and downloaded again but it wont open!
  6. [R4] Xe Money Transfer & Currency 1/5 · US Brokern and won’t work: I used this app for years. 3 weeks ago it refused to open. When i click on open it shuts down immediately. I have deleted and reinstalled but it refuses to open.
  7. [R72] Wise 3/5 · US App speed: Slow app , next step not forward easily. Stuck and repeat photo id , selfie not verified yet/ not prompt , can not trust
  8. [R87] Wise 3/5 · GB You’ve changed the app: I have been using Wise for years but you have changed the app and it is no longer inuitive.
  9. [R22] Xe Money Transfer & Currency 1/5 · US Latest update crashes on all devices: The app was updated 2 days ago and now it crashes immediately upon launch. It shows the splash screen and then crashes. I’ve deleted and reinstalled on my iPad and iPhone with no change. Don’t update until they fix it.
  10. [R40] Xe Money Transfer & Currency 1/5 · US Has not worked in weeks: It seems a few weeks ago, and there have been multiple app updates since, but the app opens and immediately crashes now. It no longer works.
  11. [R70] Wise 1/5 · US Low exchange rates: Thy slash around %1 of the money you send internationally , even for bank transfers, in addition to the transfer fee. I’m only using it cause my company forced me to use it.
  12. [R111] Wise 1/5 · US PROCESS TAKES LONG!: It takes several days business days to receive the funds, even for smaller amounts. For urgent transfers, this delay can be a real problem.
  13. [R29] Xe Money Transfer & Currency 5/5 · US Fast and easy: The app is fast and easy to use. Good exchange rates.
  14. [R3] Xe Money Transfer & Currency 3/5 · US Sketchy support for their International money transfers: Knowing the exchange rate of a currency vs others across the globe may be fun on XE app. But once you decide to send the money abroad, reveals the actual picture. They don’t express their rules but they hold your money for a couple weeks and say ACH held the money and the money cannot be returned until 10 days. No way you can talk to them li
  15. [R55] Xe Money Transfer & Currency 1/5 · US My account was closed arbitrarily…: …yet they refuse to say why they closed my account. They also cancelled a money transfer that was in progress, and will eventually return the money they accepted for a transfer they cancelled. Funny how they got the money for the transfer within ten seconds but they say they need up to a week to return that money. Sounds illegal to me. Updated. I tried to appeal
  16. [R91] Wise 1/5 · US I would give no stars if I could.: For context, I had an issue with a merchant where I was scammed. I contacted wise and it took them a whole MONTH to formally submit my dispute. I was constantly lead on with bs, and it was obvious support was just wasting my time for the fun of it. Fast forward a few weeks after, I still get no result from the dispute. I contact the merchant and they admit in wri
  17. [R101] Wise 1/5 · US Horrible: Confusing app. And I’m a pretty tech savvy user. Customer service is hurrendous.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store