Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Xe Money Transfer & Currency vs Ria Money Transfer

Xe Money Transfer & Currency 4.8★ · Free to download 40
Winner Ria Money Transfer
Ria Money Transfer 4.8★ · Free to download 70

Ria Money Transfer is the better choice for sending money due to its generally reliable transfer service, despite some issues with delays and verification, while Xe Money Transfer & Currency is currently plagued by critical app stability problems.

Full reviews: Xe Money Transfer & Currency · Ria Money Transfer

Ria Money Transfer offers a generally reliable service for sending money, though users report occasional delays and strict verification processes. Xe Money Transfer & Currency, while historically a good currency converter, is currently experiencing widespread app crashing issues that make it unusable for many.

Head to head

Features & Functionality (Currency Conversion) edge: Xe Money Transfer & CurrencyR5R10R12R13
Xe Money Transfer & Currency Xe Money Transfer & Currency is praised for its quick and accurate exchange rates and descriptions, with users appreciating its offline functionality for travelers R5. However, recent updates have removed the Russian Ruble, making the app useless for some users R10R12R13. Users also desire features like a dark mode, widgets, and the ability to paste values into the conversion screen .
Ria Money Transfer Ria Money Transfer's primary focus is money transfer, and reviews do not extensively discuss currency conversion features beyond the rates offered for transfers.
Features & Functionality (Money Transfer) edge: Ria Money TransferR3R29R47R55
Xe Money Transfer & Currency Xe Money Transfer & Currency offers international money transfers, with users noting good rates and ease of transfer R29R47. However, some users report issues with sketchy support, money being held for weeks, and accounts being arbitrarily closed without explanation R3R55.
Ria Money Transfer Ria Money Transfer is designed for sending money, with many users finding it easy, fast, secure, and economical . However, there are frequent complaints about deceptive transfer times, delays in money reaching recipients, and issues with refunds R61R69R73.
Ease of Use & Reliability edge: Ria Money TransferR2R4R6R7
Xe Money Transfer & Currency Xe Money Transfer & Currency was historically easy to use and reliable R29. However, recent updates have caused severe stability issues, with the app crashing immediately upon opening for many users across multiple devices R2R4R6R7. Some users also report constant connection issues .
Ria Money Transfer Ria Money Transfer is generally considered easy to use . However, users report occasional app errors, connection issues, and problems with passwords . The app also has strict security measures that can lead to accounts being blocked or transfers cancelled without clear explanations, causing frustration R64R85.
Price & Value tieR1R29R47R63
Xe Money Transfer & Currency Xe Money Transfer & Currency is generally perceived to have good exchange rates R29R47. However, one user reported receiving "way off rates" during travel, making the app unreliable for on-the-spot FX R1.
Ria Money Transfer Ria Money Transfer's pricing is a point of contention. While some users appreciate the rates , many complain that the app offers lower exchange rates compared to competitors or changes promotional rates at the last minute R63R73. Transfer fees have also increased, making it less appealing for some users R67R72.
Customer Support tieR3R55R64R85
Xe Money Transfer & Currency Users of Xe Money Transfer & Currency report "sketchy" support for international money transfers, stating it's difficult to communicate with them like a typical financial institution R3. One user had their account closed arbitrarily and found the appeal process unhelpful R55.
Ria Money Transfer Ria Money Transfer users frequently complain about poor customer service, difficulty reaching a real human, and unresolved issues R64R85. Issues include transfers not completing, accounts being blocked, and difficulties with refunds .
Pick Xe Money Transfer & Currency if

Pick Xe Money Transfer & Currency if you primarily need a currency converter for quick, accurate rates and are willing to wait for critical bug fixes, as its core conversion functionality is generally well-regarded when the app works R5.

Pick Ria Money Transfer if

Pick Ria Money Transfer if you need to send money internationally and prioritize a service that is generally functional, even with potential delays and strict verification processes .

Evidence note: The evidence for Xe Money Transfer & Currency is heavily skewed by recent negative reviews regarding app stability, making it difficult to assess its current performance on other dimensions fairly. Ria Money Transfer's reviews are more balanced, showing both strong positives and clear areas for improvement.

Frequently asked

Why is Xe Money Transfer & Currency getting low ratings recently?
Recent low ratings for Xe Money Transfer & Currency are primarily due to widespread app stability issues, with many users reporting that the app crashes immediately upon opening after recent updates, making it unusable R2R4R7R22.
Are there issues with Ria Money Transfer's exchange rates or fees?
Yes, some Ria Money Transfer users complain about lower exchange rates compared to competitors, and promotional rates sometimes change at the final step of a transaction R63R73. Transfer fees have also increased, which has upset some long-time users R67R72.
How reliable are money transfers with Ria Money Transfer?
While many users praise Ria Money Transfer for being reliable, fast, and secure, there are frequent complaints about deceptive transfer times, significant delays in money reaching recipients, and difficulties with refunds if a transfer goes wrong R61R69R79R82.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R5] Xe Money Transfer & Currency 5/5 · US Money Exchange Rate: Quick rate & good descriptions
  2. [R10] Xe Money Transfer & Currency 1/5 · US Ruble: Add back the Ruble. It’s idiocy to not include it
  3. [R12] Xe Money Transfer & Currency 3/5 · US Russian ruble is gone from the app!: I have been using this app for a long time now, kist recently noticed Russian ruble exchange option is not longer available? Why? App is up to date , updated What’s happening?
  4. [R13] Xe Money Transfer & Currency 1/5 · US Really?: Removing the Russian ruble made this app useless for me. Millions of Russians live abroad and still need to convert rubles because our families are still in Russia. The currency still exists, so removing it for political reasons only hurts your users. Very disappointing.
  5. [R3] Xe Money Transfer & Currency 3/5 · US Sketchy support for their International money transfers: Knowing the exchange rate of a currency vs others across the globe may be fun on XE app. But once you decide to send the money abroad, reveals the actual picture. They don’t express their rules but they hold your money for a couple weeks and say ACH held the money and the money cannot be returned until 10 days. No way you can talk to them li
  6. [R29] Xe Money Transfer & Currency 5/5 · US Fast and easy: The app is fast and easy to use. Good exchange rates.
  7. [R47] Xe Money Transfer & Currency 5/5 · US Great rates: Love using this site to send money back home to Bosnia. Good rates and easy to transfer.
  8. [R55] Xe Money Transfer & Currency 1/5 · US My account was closed arbitrarily…: …yet they refuse to say why they closed my account. They also cancelled a money transfer that was in progress, and will eventually return the money they accepted for a transfer they cancelled. Funny how they got the money for the transfer within ten seconds but they say they need up to a week to return that money. Sounds illegal to me. Updated. I tried to appeal
  9. [R2] Xe Money Transfer & Currency 4/5 · US It stopped working!: I have had the app for years but now it is not working. I have removed it and downloaded again but it wont open!
  10. [R4] Xe Money Transfer & Currency 1/5 · US Brokern and won’t work: I used this app for years. 3 weeks ago it refused to open. When i click on open it shuts down immediately. I have deleted and reinstalled but it refuses to open.
  11. [R6] Xe Money Transfer & Currency 3/5 · US Doesn’t open: Just updated the app and it still won’t open. Convenient when it works
  12. [R7] Xe Money Transfer & Currency 1/5 · US No longer works!!: I have used this app for many years and really enjoyed it. I just tried to open it several times and it won’t open. I deleted the app and reinstalled but it still doesn’t work. I am very disappointed.
  13. [R1] Xe Money Transfer & Currency 1/5 · US Wrong exchange rates: During traveling to foreign countries, you need FX on the spot. And if the app gives you way off rates, that’s a huge problem !!!! Unreliable untrust worthy
  14. [R63] Ria Money Transfer 3/5 · US Paga menos: Tengo años usando la aplicación, pero últimamente me he dado cuenta está catalogada como la que menos paga por cada dólar, según fuentes oficiales del Gobierno de México.
  15. [R64] Ria Money Transfer 1/5 · US Worst remittance app saw till now: I have been using remitly and my friend suggested Ria to use . So I started using and sending money to pay my home loan back in country. So Ria expected I need to provide additional details like SSN, Passport identification with selfie , Last 3 payslips. Everything I gave , then I got notification 50l limit per day. Again after three less than 5k transactions, th
  16. [R85] Ria Money Transfer 1/5 · US Pésimo servicio: Sus medidas antifraude pasan de seguras a ridiculas. Cancelan tu cuenta en la app sin explicación alguna, si depositas en un agente y cancelan la transacción, la respuesta de reembolso son demasiados días. Seguiré usando western unión. Usar ría fue una pérdida de tiempo
  17. [R22] Xe Money Transfer & Currency 1/5 · US Latest update crashes on all devices: The app was updated 2 days ago and now it crashes immediately upon launch. It shows the splash screen and then crashes. I’ve deleted and reinstalled on my iPad and iPhone with no change. Don’t update until they fix it.
  18. [R67] Ria Money Transfer 1/5 · US Getting worse: The company used to have a no charge transfer fee in exchange for lower exchange rate. Then they change it to $1 and now to $2.99. I might as well go to a physical location now, pay the same wiring fee and get a better rate. Upsetting!!!
  19. [R72] Ria Money Transfer 3/5 · GB Transfer fee should’ve waived: When sending large amount, it should be charged transfer fee.
  20. [R73] Ria Money Transfer 1/5 · US 👎👎👎: Me gustaba como funcionaba anteriormente , Pero ahora cada envío que quiero hacer . Que sobrepase los 100 dólares me baja la tarifa de envío ,cuando otras apps no hacen eso . Y aparte demora en enviar el dinero cuando intento enviar más de 200 son un asco
  21. [R61] Ria Money Transfer 1/5 · US Tiempos engañosos: La app promete el envío en 15 mins. Cuando le das en aceptar te muestra una pantalla diciendo que se demorará 4 días. Le di cancelar en ese mismo instante y me dice que debo esperar 5 días para que me devuelvan mi dinero. Asco de app
  22. [R69] Ria Money Transfer 3/5 · US It takes a long time to be ready for pickup: It takes a long time to be ready for pickup
  23. [R79] Ria Money Transfer 1/5 · US Lo peor: Es mala esta aplicación tengo como 4 días que hice una transferencia y no cae de verdad muy mal servicio de esta aplicación la mejor majority
  24. [R82] Ria Money Transfer 1/5 · US Retraso del depósito: Muy mala esperiencia. Envié dinero un viernes, y ya pasaron 4 días y nada que llega a la cuenta.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store