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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Community Choice Credit Union vs Delta Community Credit Union

Community Choice Credit Union 4.8★ · Free to download 55
Winner Delta Community Credit Union
Delta Community Credit Union 4.8★ · Free to download 60

Delta Community Credit Union (B) has a slight edge due to its more consistent app performance and broader range of features, despite both apps facing similar issues with slow processing and occasional glitches.

Full reviews: Community Choice Credit Union · Delta Community Credit Union

Both Community Choice Credit Union (A) and Delta Community Credit Union (B) are well-regarded for their customer service and long-term member satisfaction. However, recent app updates have introduced significant usability and reliability issues for both, including frequent crashes, slow transaction processing, and difficulties with mobile deposits.

Head to head

Features tieR3R7R10R19
Community Choice Credit Union Community Choice Credit Union (A) users desire new features like 2-day early direct deposit, a 'save the change' feature, and home screen widgets R3. Some users are frustrated by the inability to link other banks for payments or transfers R7. There are also requests for deposit notifications and better visibility of credit cards on the dashboard R19. The app also lacks the ability to view account and routing numbers R10.
Delta Community Credit Union Delta Community Credit Union (B) users also express a desire for features like dark mode and the ability to set up autopay from external banks for loans . Some users report issues with Zelle crashing and limitations on Zelle transfer amounts .
Ease of Use tieR4R5R9R20
Community Choice Credit Union Community Choice Credit Union (A) has received mixed feedback on ease of use. While some find it 'nice and easy' R5 and appreciate efforts to make it user-friendly , many recent updates have made it confusing and complicated, especially for transfers between members R20. Users also report issues with the photo deposit camera not working R4R9 and the 'remember me' function failing .
Delta Community Credit Union Delta Community Credit Union (B) is generally considered 'simple & easy to use' by some, with users appreciating its navigation . However, recent updates have made the interface visually complicated and some find the exit process cumbersome . New account holders face restrictions, such as a 7-day waiting period before mobile deposits .
Reliability tieR12R13R15R16
Community Choice Credit Union Community Choice Credit Union (A) struggles significantly with reliability. Users frequently report the app crashing R18R28R32, not loading , or simply not working 'half the time' R15. Updates have been particularly problematic, leading to the app becoming unusable for some R12R13R16. There are also issues with pending deposits not showing R20R24R45 and available balances being inaccurate R16R24.
Delta Community Credit Union Delta Community Credit Union (B) also faces considerable reliability issues. The app is frequently reported to crash or fail to open . Users experience delays, with the app being 'constantly delayed' and 'extremely slow' . Some report the app not working after midnight and widgets not refreshing . Mobile deposit camera issues have also been noted R73R75.
Transaction Processing Speed tieR1R16R20R30
Community Choice Credit Union Community Choice Credit Union (A) users report significant delays in transaction processing. Items take 'forever' to post to checking accounts R1, and transfers can take 30 minutes or more R20R30. Charges take a while to be removed, leading to overdrafts R16, and account balances don't update quickly, making them inaccurate .
Delta Community Credit Union Delta Community Credit Union (B) also receives complaints about slow transaction processing. Transfers from other institutions take 'too long' to post . The app itself is described as 'extremely slow' and the new update has made it 'so slow after you login' .
Customer Service tieR2R8R31R35
Community Choice Credit Union Community Choice Credit Union (A) is highly praised for its customer service. Users describe the people as 'great,' 'polite and helpful' R8, and 'truly phenomenal' R8. Many long-term members highlight 'great service friendly faces' and 'fantastic customer service' . However, some recent negative experiences mention bank staff looking at users 'like your wasting their time' when asking for app help .
Delta Community Credit Union Delta Community Credit Union (B) also garners positive comments for its customer service, with users appreciating the 'convenience and support from CS' and describing staff as 'very professional' and making them 'feel like a family' . Long-term members mention the credit union being 'always helpful' .
Pick Community Choice Credit Union if

You prioritize exceptional in-person customer service and are a long-standing member who values a personal touch, even if it means tolerating significant app reliability issues R8.

Pick Delta Community Credit Union if

You are looking for a credit union with a generally easy-to-navigate app, despite some recent slowdowns and glitches, and appreciate good customer support .

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. The evidence for both apps is strong, with numerous reviews highlighting similar pain points regarding app reliability and transaction speed, especially after recent updates. Customer service, however, remains a strong point for both.

Frequently asked

Do these credit union apps have issues with mobile deposits?
Yes, both Community Choice Credit Union (A) and Delta Community Credit Union (B) apps have reported issues with mobile deposits; users of App A struggle with the image edges not matching up R4R9, while App B users report the camera going black or not working after updates R73R75.
Are there problems with app stability for Community Choice Credit Union and Delta Community Credit Union?
Yes, both apps suffer from significant stability issues; Community Choice Credit Union (A) users frequently report the app crashing, not loading, or only working intermittently R15R18R28R32, and Delta Community Credit Union (B) users also experience frequent crashes and an inability to open the app .
Do either of these apps offer early direct deposit or pending transaction visibility?
Community Choice Credit Union (A) users desire 2-day early direct deposit and lament the loss of pending deposit visibility after updates R3R20R24R45, indicating these features are either absent or broken.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] Community Choice Credit Union 3/5 · US New features: Community Choice CU is a great bank but would be better with some new features such as 2 day early direct deposit, save the change feature, widgets for your Home Screen and the app should be more colorful. Probably some other improvements are needed too.
  2. [R7] Community Choice Credit Union 1/5 · US Impossible to use: Why is it impossible to link other banks and send money to and from other banks? I have a loan and cant link another bank to pay for it on this app????? whats the point. Its 2024
  3. [R10] Community Choice Credit Union 2/5 · US Personal information: Why am I unable to view my OWN personal information in the App? Not showing account and routing numbers in the App is so frustrating.
  4. [R19] Community Choice Credit Union 4/5 · US Notification for deposits please?: Many people like to know when their direct deposit posts to the bank but this is not an option in notifications. The app is ok but I would like my credit cards on my dashboard, not hidden under accounts, and the deposit notification option. Thank you.
  5. [R4] Community Choice Credit Union 2/5 · US Was good, no longer so: Not sure what they did but now it’s impossible to do a mobile deposit for a check. Image edges never match up, according to their message. Always used to work fine. Fix this.
  6. [R5] Community Choice Credit Union 5/5 · US Community choice: It’s a nice and easy app just need to fix a few things but it’s a nice app.
  7. [R9] Community Choice Credit Union 3/5 · US Decent app, but lots of little things could be improved: I bank with CCCU even though I’ve since moved out of state. Two of my biggest pain points are, pop ups are really annoying, why are you advertising to your already customers? Photo depot camera window doesn’t make sense.
  8. [R20] Community Choice Credit Union 1/5 · US Really hate the update.: I do not like how confusing and complicated it is to send money to another member of the credit union. It used to be a simple process and take seconds for the money to get to the other person, now it takes at least 30 minutes. None of my pending deposits show, and the pending transactions/available balance isn’t always 100% accurate. Really wish I hadn’t updated. Very disa
  9. [R12] Community Choice Credit Union 3/5 · US Upgrade: I know C3U upgrades this app not that long ago. However with upgrading my phone/system to IOS 13 the app no longer works. 11/14/19 app still does not work for my iPhone 11. When logging into the web page now it’s all weird too.
  10. [R13] Community Choice Credit Union 1/5 · US Update Ruined: The app worked completely fine before they had decided to change the entire interface. Now it’s a gamble everytime I open the app if it’s going to work today or not
  11. [R15] Community Choice Credit Union 3/5 · US When it works I like the app: It doesn’t work about half the time I want to check things.
  12. [R16] Community Choice Credit Union 1/5 · US Don’t like update.: Takes a while to transfer money, charges take a while to be removed from account unlike the last version of the app causing overdrafts and fees. Happened to both my mom and I. Seems to be down a lot.
  13. [R1] Community Choice Credit Union 2/5 · US Posting: Takes for ever for items to be posted in my checking account, even after the company sends a confirmation of payment! Why??
  14. [R30] Community Choice Credit Union 2/5 · US App: Recently tried to complete internal transfers and had some kind of glitch and took 30 minutes or so to finally have it work. It kept displaying: could not find config for org DH21243.
  15. [R2] Community Choice Credit Union 5/5 · US The Best CU you’ll find. That’s why we’ve been with them for over 30 years.: Thank you Drew B. for your service
  16. [R8] Community Choice Credit Union 5/5 · US Good bank: The people at this bank are great. It’s almost strange to go to a bank and have the people be this polite and helpful. Service is truly phenomenal. Good job people.
  17. [R31] Community Choice Credit Union 5/5 · US My credit union: I love the online banking app and they always give. Great customer service when you go in personally!
  18. [R35] Community Choice Credit Union 5/5 · US What I love about CCCU: Community Choice has all that you need in a financial institution. You are an owner when you are a member. Community Choice is a fun friendly financial institution. You’re not a number. Best rates in town. If you’re needing a loan give Community Choice a call you’ll be glad you did.
  19. [R73] Delta Community Credit Union 1/5 · US Check deposit app: I take a pic of the front of the check and then screen goes black and I have to close the app
  20. [R75] Delta Community Credit Union 3/5 · US Recent bug fix messed with my camera: The recent bug fix must have done something to disable my phones camera from taking a picture because it says you have to grant the app permission, but there’s no way in my phone’s settings to give it permission to use the camera. I tried reinstalling the app, but I still can’t make a mobile deposit because the camera won’t work with the app anymore. Used to b
  21. [R18] Community Choice Credit Union 2/5 · US App Crashing with FaceID: App is now crashing immediately after authenticating with FaceID with account preview enabled.
  22. [R28] Community Choice Credit Union 2/5 · US Great Credit Union, worst App ever: I’ve never had as much trouble with an app. Always crashing or not letting me in.
  23. [R32] Community Choice Credit Union 1/5 · US Crashes and glitches: Half the time it won’t open. Other half is full of glitching and it shuts down often. We are in 2021...they need a functional app..
  24. [R24] Community Choice Credit Union 1/5 · US Update: I love that you can see the balances without having to log in, but the available balances does not reflect what is available. Also we are not able to see the deposits that are pending any longer. I really miss those features.. I wish I hadn’t updated.
  25. [R45] Community Choice Credit Union 5/5 · US Pending deposit: The app used to show my husbands pending deposits for his Friday pay on Wednesday night but now it doesn’t show in advance at all.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store