Rocket Money vs NerdWallet
Choose NerdWallet for a more reliable and user-friendly experience.
While both apps have their strengths, NerdWallet stands out for its overall reliability and user satisfaction. Rocket Money, despite its useful features, faces criticism for connectivity issues and customer support problems.
Head to head
you prefer a more feature-rich app and are willing to navigate potential issues.
you want a straightforward, reliable financial tracking app without the hassle of subscriptions.
Evidence note: NerdWallet has a higher lifetime rating and more positive reviews, while Rocket Money's reviews are mixed, with a significant portion expressing dissatisfaction with its functionality and support.
Frequently asked
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R1] Rocket Money So far it’s awful: I had really high hopes for this app and thought it was going to be super helpful but so far it’s kind of useless. It’s only picked up about half my expenses and is telling me I have way more money in my budget left to spend then I actually do.
- [R3] Rocket Money UBS connection broken?! I’m gonna stop paying!: I like Rocket Money I like that it tells me my balance and every morning and things that come through and things that are coming and whatever I’m already on top of my own subscription so that’s completely useless but the most inconvenient thing is the handshake between my bank UBS checking account and I don’t know what they use plaid whatever it is i
- [R67] NerdWallet New budget layout is bad: I hate the new budget layout - so much so that I am going to look for another app or go back to manual tracking. I need to be able to zoom out across multiple months and years and see how my earning and spending trends across multiple periods with different granularity. Now I can only see spend for each month or YTD and it completely removed the income view.
- [R90] NerdWallet App features removed: I really liked the app when I first got it but they keep changing it and removing features, moving things around. I mainly use it to track my spending and liked being able to compare spending this month with the last month and average of the last three months. There used to be a feature that you could compare each category with the previous months or easily see the total in a
- [R21] Rocket Money Confusing: The app is very confusing to use. I thought it would be much simpler.
- [R27] Rocket Money website/app: I find it difficult to navigate and find what I need
- [R64] NerdWallet Introduced way too many bugs: Every time I take an action for 5 mins in the app, I get the little frog saying that something went wrong. The bugs are increasing. It’s becoming painful to use this app.
- [R66] NerdWallet OS 26: I have been using this app for quite a few years, but, as others have said, the recent updates/changes have a made the app a little buggy, there still aren’t any widgets, and it still isn’t formatted properly for iPadOS 26. I really hope bug fixes and proper software compatibility are coming very soon… especially since we’re literally coming upon the OS ‘27 announcements in less than tw
- [R31] Rocket Money No help: I’ve been asking for help to get a money issues solved. And still till this day it’s hasn’t been fix. I’m just told to wait and nothing it’s been three months. And I can’t cancel or resolve the issues so I just have it.
- [R58] Rocket Money Scam: They charged me for the service twice and the customer support isn’t responding to my messages. This is fraudulent app
- [R85] NerdWallet So many issues: Won’t connect to any of my accounts! Super unhelpful. Can’t use it if it won’t connect. Seems to ‘be having issues’ with MANY institutions.
- [R100] NerdWallet Bank connectivity problems: They’re having bank issues with plaid and not issuing any refunds for it. I’ve been having issues since November and I paid for a year. I recommend Monarch.
- [R4] Rocket Money Costs me more than it helps: Costs me more money than it helps me save and I’ve keep trying to unsubscribe and it won’t let me… so frustrated
- [R28] Rocket Money *BEWARE* Predatory charging: They will estimate the amount you owe them by how much they save you annually so 12 months and they don’t let you adjust the percent or time frame. So if they save you $50 a month they say they save you $600 a year and they charge you $300 if you set it to 50%. I was under the assumption it with the monthly payment because I plan on moving in 4 months. It’s just weird
- [R75] NerdWallet Okay: It’s OK for a free app, but missing some key features no one has yet to come up with a decent replacement for Mint
- [R84] NerdWallet Great free app: For a free app this gives me what I need for the most part. Recently I’ve been changing big orders I make with roommates into smaller categories (unfortunately this app doesn’t let you split things up, which would make things so much easier) and then I’ll come back and it resets its self. Or I’ll change the category and it will reset later. It’s frustrating because I’ll have to dou
- [R112] NerdWallet Major trouble, resetting your password: Smart money app I received an email from NerdWallet saying that my score has gone up. It went to visit the app. And I realized I had to update my password. I tried that several times. Each time I would get instructions to go to my email. But they never got there what is going on?
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store