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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Klarna vs Make It Rain

Klarna 4.9★ · Free to download 75
Winner Klarna
Make It Rain 4.6★ · Free + IAP · ⚠ stale 40

Klarna is the clear winner as a financial service app, despite some customer service and technical issues, while Make It Rain is a casual game plagued by excessive ads and bugs.

Full reviews: Klarna · Make It Rain

Klarna, a financial service app, offers flexible payment options but struggles with customer service and technical glitches. Make It Rain, a game, provides simple entertainment but is heavily criticized for intrusive ads and game-breaking bugs that lead to lost progress.

Head to head

Features & Core Functionality edge: KlarnaR6R7R8R9
Klarna Klarna users appreciate its core function of offering installment payments, making shopping more affordable and helping with finances R8R12R37. Many find it a 'life-saver' for purchasing necessities like clothes or even helping with pet care during financial difficulties . However, some users report being declined for payments without clear reasons, even with good credit history R6R7R10. There are also complaints about unexpected credit checks affecting scores and changing available balances R9.
Make It Rain Make It Rain is praised as a simple, fun, and addicting game that teaches financial concepts like reinvesting income . Users enjoy the core swiping and business management mechanics . However, many players experience significant bugs, such as the app crashing and losing progress or money after winning mini-games . Some also find the game becomes boring after a while due to a lack of updates or new content .
Ease of Use & Reliability edge: KlarnaR1R3R4R12
Klarna Klarna is generally seen as easy to use for making payments R12. However, many users encounter significant technical issues, including face recognition problems R1, continuous loading R4, and app freezing during large purchases . Some report being unable to use the app due to bank compatibility R3 or being forced out of their account . Mandatory updates can also be inconvenient, occurring at critical times like at the till .
Make It Rain Make It Rain is simple to play, but its reliability is a major concern. Users frequently report the game crashing, especially after winning mini-games, leading to lost earnings . There are also issues with saving progress, particularly when trying to connect to Facebook, causing players to lose years of progress . Some users find the interface clunky, with power-up buttons accidentally triggered while tapping .
Price/Value edge: KlarnaR8R10R13R22
Klarna Klarna is valued for its accessible payment plans and the ability to build credit R8R29R37. However, some users are frustrated by unexpected charges, such as subscriptions they didn't intend to sign up for or couldn't opt out of R13. There are also complaints about being double-charged or charged for services not received R22R28. Late fees are applied, sometimes for payments attempted before the due date R10.
Make It Rain Make It Rain is a free-to-download game, but its value is severely diminished by aggressive monetization. Users are highly critical of the excessive and intrusive ads, which often interrupt gameplay every 10-60 seconds R67R82R85. The cost to remove ads is a significant point of contention, with users complaining about a $9.99/month subscription fee instead of a one-time purchase R67R71R91R94. Ads also frequently cause glitches, leading to lost bonuses and money .
Customer Support edge: KlarnaR1R16R19R28
Klarna Klarna's customer service is a major pain point for users. Many report a lack of responsive support, with agents providing copy-paste instructions that don't solve problems R1. Users complain about the absence of a direct phone number to speak with a live representative R19. Issues like unreceived refunds, double charges, and problems with subscriptions are often met with unhelpful responses or denials R16R28.
Make It Rain Make It Rain users have limited avenues for customer support, with one user mentioning they tried connecting to support but received no response R80. The game's issues, such as lost progress and money due to crashes or bugs, suggest a lack of effective support to resolve these problems .
Pick Klarna if

You need a flexible payment solution for purchases and are willing to navigate potential customer service or technical hurdles R8R12.

Pick Make It Rain if

You are looking for a simple, casual game to pass the time and are extremely tolerant of frequent, intrusive ads and potential game-breaking bugs that may erase your progress .

Evidence note: Reviews for Make It Rain are heavily skewed negative due to the pervasive ad experience and game bugs, which is common for free-to-play mobile games with aggressive monetization. Klarna's reviews, while generally positive, highlight significant issues with customer service and technical reliability.

Frequently asked

Does Klarna help with credit building?
Yes, many users appreciate Klarna for providing an opportunity to build credit through its payment plans R29R37.
Are there many ads in Make It Rain?
Yes, Make It Rain is heavily criticized for having too many ads, with users reporting them appearing every 10-60 seconds and often interrupting gameplay or causing glitches R67R82R85R97.
Can I remove ads in Make It Rain?
Yes, you can remove ads in Make It Rain, but it costs $9.99 a month, which many users find to be an unreasonable subscription fee for a mobile game R67R71R91R94.
Does Make It Rain give real money?
No, Make It Rain is a game where you earn fake money; one user specifically asked if it gives out real cash and received no response from support R80R95R96.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R6] Klarna 3/5 · US Often Decline after offering: I’ve noticed Klarna will have services advertised all over these wholesale platform apps. Then you pick your items click Klarna, wait for plans to appear and then click to be told payment is declined due to something not at all related to me. I’m well ahead of my payments nor had 1 late. Strange but ai bot says it happens. So idk I guess it happens
  2. [R7] Klarna 1/5 · US Horrible treatment: Gonna make this quick but I’ve never missed a payment ever. Been with them for over a year and have other profiles I’m above 750 credit score. Randomly my purchase power went down dramatically and they want me to just pay all of it pretty much so why would I use you. I have the money but want to build my credit I would tell people to use the app and everything. I’m uninstalling
  3. [R8] Klarna 5/5 · US Klarna Account: I love that Klarna is there for people that need payments. Thank you
  4. [R9] Klarna 3/5 · US Report: It’s ok but I’m confused on why my available balance keep changing and yall keep running a credit check this affects people credit
  5. [R1] Klarna 1/5 · US Face Recognition: No help at all! The face recognition keeps blacking out. This is the fourth time. Every time I ask for help with an agent they give me a copy paste instructions that I told them several times I’ve already done it and still doesn’t work. They don’t care and always say wait 24-72 hours and try again. SSTILL DOESN’T WORK! I really hate the face recognition system. It’s so horrible!
  6. [R3] Klarna 3/5 · US Telling me i cant use it: I cant use klarna because of my bank 🤦🏾‍♂️
  7. [R4] Klarna 1/5 · US App: Continuous loading
  8. [R12] Klarna 3/5 · GB Hooray for Klarna: Love using the pay in 3 agreement that Klarna offer. It makes shopping so easy and help make paying for things more affordable. I’m a very happy member. 👍👍👍
  9. [R10] Klarna 1/5 · US Declined for what??: There was no reason for my payment to have been declined! Thus, there was no justification for the late fee being applied to my account!
  10. [R13] Klarna 1/5 · US Makes you pay for a subscription: And will not allow you to opt out after you order with them
  11. [R22] Klarna 1/5 · US Concern: Not sure what’s going on with my account but I just had to make a payment for the payment I just made …
  12. [R16] Klarna 1/5 · US STARZ: I ordered STARZ through Klarna but could not login. STARZ says they can’t find my account and cannot provide a refund and stated Klarna has my payment and will be responsible for the refund. Now Klarna won’t refund my money and I guess I’ll be seeking legal action.
  13. [R19] Klarna 1/5 · US No customer service: Klarna needs to have a contact phone number available to speak to a live customer service representative
  14. [R28] Klarna 1/5 · US Poor Customer Service: Klarna tried to double charge me and then acted like I was crazy when I attempted to get clarification on the situation.
  15. [R29] Klarna 5/5 · US Salva vidas: Es una gran oportunidad de poder comprar más por menos y crear un crédito
  16. [R37] Klarna 5/5 · US Comprar: Me fascinó ayudan a uno ser pagos fáciles y eso es importante uno puede comprar y Sequir lo importante es pagarlo gracias
  17. [R67] Make It Rain 2/5 · US I mean the name fits: Devs have chosen to force an ad every 60 seconds instead of making ads an optional thing to progress the game and if you don’t want ads it’s 9.99 A MONTH! I mean you guys nailed the “love of money” part
  18. [R82] Make It Rain 1/5 · US Nostalgic, but with ads.: Played this when it came out years ago, eventually stopped and wanted to try it again as it crossed my mind today. Read another review similar saying how many ads there now was but I hadn’t gotten any, until 10 minutes in where I got them back to back, and that made me soooo upset. I don’t even remember this game having ads before?
  19. [R85] Make It Rain 1/5 · US Ad City: Can’t even play for ten seconds before an Ad pops up. Ads are scammy and pop the payment button up when I am trying to close the app. This app is trying to steal your money by “accident”.
  20. [R97] Make It Rain 1/5 · US Ads: Too many ads
  21. [R71] Make It Rain 4/5 · US love this game, but: *[UPDATE: the splash screen actually does appear but extremely quickly at least on iPhone] earlier version used to have splash screens with philosophical quotes about money. i miss that (were they removed to make more time for ads?) *ads are really frequent. i like the game enough to pay for it and remove the ads, but not ten bucks a month *the FBI thing users wrote about m
  22. [R91] Make It Rain 1/5 · US Ad Free Cost: Why is Ad Free 10 bucks a Month???
  23. [R94] Make It Rain 2/5 · US Used to be fun - ironically a cash grab now: I played this game a long time ago, shortly after it first came out. Got some nostalgia and decided to play it again recently, and while it’s fun for a while, the ads are now so pervasive that they make the game almost impossible to play without buying the ad free version. Not only that, but the ad free version is a $10/month subscription rather than a
  24. [R80] Make It Rain 5/5 · US Does this give out real cash: I was just wondering is this app give real money or is it just for fun I tried connecting to support but I got no response or anything
  25. [R95] Make It Rain 5/5 · US Make it rain: I love this game I still haven’t gotten any money yet but hopefully I will soon…………this is a very fun,exciting, great game to unwind
  26. [R96] Make It Rain 3/5 · US How?: It’s an ok game, a bit boring, but how do you cash out? I would love to be able to actually see the money in my account

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store