Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

CFCU Mobile vs orsa credit union banking

CFCU Mobile 4.9★ · Free to download 65
Winner CFCU Mobile
orsa credit union banking 4.8★ · Free to download 60

CFCU Mobile (App A) is slightly better due to its higher lifetime rating, but both apps suffer from significant reliability and functionality issues, particularly after updates.

Full reviews: CFCU Mobile · orsa credit union banking

Both CFCU Mobile and orsa credit union banking are free apps with high lifetime ratings, but recent user reviews for both highlight persistent problems with app stability, login issues, and reduced functionality after updates. While CFCU Mobile has a slight edge in overall rating, users of both apps express frustration with core banking features.

Head to head

Features and Functionality tieR2R6R10R19
CFCU Mobile Users appreciate the convenience of mobile deposits and bill pay when they work, but many report issues with these features, including slow clearing times for deposits, inability to pay bills, and limited account management options R2R6R10. Some miss features like running balances and specific alert types R19.
orsa credit union banking Users report a decline in functionality after updates, with many losing mobile deposit capabilities or finding them frustrating to use R75. The new spending analysis feature is criticized for being less intuitive, and some users cannot make loan payments or transfer funds between accounts .
Ease of Use and Interface tieR1R4R8R11
CFCU Mobile While some users find the app easy to use and user-friendly R8R11, others complain about slow performance, difficulty linking accounts, and an annoying login process that frequently requires password resets or security questions R1R4R21. The removal of account aggregation and running balances is also a point of frustration R19.
orsa credit union banking The app's ease of use is a mixed bag, with some finding it simple and smooth while others criticize recent updates for making the interface less intuitive and harder to navigate . Users also report issues with finding account information and a small sign-in button .
Reliability and Stability tieR1R7R13R22
CFCU Mobile A major concern for CFCU Mobile users is the app's unreliability. Frequent maintenance during normal hours, constant crashing, force closing, and login errors are widely reported R1R7R13R22. Some users also face issues with biometric security and compatibility with newer iOS versions R1.
orsa credit union banking Orsa credit union banking also suffers from significant reliability issues, with users reporting constant problems, frequent crashes, and the app being down . Many users get locked out of their accounts or experience issues with password resets, especially after updates R69.
Customer Support tieR5R9R14R23
CFCU Mobile While the app itself is often criticized, many CFCU Mobile users consistently praise the credit union's in-person and phone customer service for being friendly, helpful, and professional R5R9R14R23. They often highlight that the excellent branch service compensates for app shortcomings R37.
orsa credit union banking Orsa credit union banking users also frequently commend the staff at their branches for being helpful, friendly, and providing great service . This positive sentiment towards the credit union's personnel is a recurring theme, often despite app issues.
Security and Privacy tieR1R16R55R67
CFCU Mobile CFCU Mobile has biometric security, but users report it often fails, forcing them to enter passwords or reset them multiple times a week R1. Some users also find the constant security questions annoying R55. A significant issue is that joint account holders may not both receive verification codes, limiting access R16.
orsa credit union banking Users report being constantly locked out of the app due to password problems R69. There are also complaints about unwanted marketing push notifications despite turning them off R67. One user disliked that the app displayed all accounts their name was on, including a 25-year-old son's account . The app also requests location, which some users find unnecessary .
Pick CFCU Mobile if

You prioritize a credit union with highly praised in-person customer service and are willing to tolerate an app with frequent maintenance, login issues, and occasional functionality problems R23R37R46.

Pick orsa credit union banking if

You value a credit union with excellent branch staff and are comfortable with an app that has undergone recent updates that some users find less intuitive and prone to crashes and login problems .

Evidence note: Both apps have a high lifetime rating, but a significant portion of recent reviews for both are negative, focusing on similar issues like app instability, login problems, and reduced functionality after updates. The evidence for both apps is robust and consistent across many reviews.

Frequently asked

Do these apps support mobile check deposit?
CFCU Mobile supports mobile check deposit, but users report issues with slow clearing times, deposit limits (e.g., $10K per 24 hours), and frequent errors preventing deposits from going through R2R33R45. Orsa credit union banking users report that mobile deposit functionality has been removed or is not working after recent updates R75.
Are there frequent login issues with these banking apps?
Yes, both apps have frequent login issues; CFCU Mobile users often have to enter passwords multiple times a week, reset them, or answer security questions, even with biometric security R1R21R55, while orsa credit union banking users report being constantly locked out, experiencing password problems, and having to reset credentials after updates R69.
How do users rate the customer service of the credit unions themselves?
Users for both CFCU Mobile and orsa credit union banking consistently praise the in-person and phone customer service of their respective credit unions, describing staff as friendly, helpful, professional, and providing excellent service, often compensating for shortcomings in the mobile apps R5R23R37R46.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] CFCU Mobile 4/5 · US Mobile Deposit: I Would rate a 5 if the mobile deposits cleared the funds far faster. A certified cashiers check shouldn’t take 2-3 days to clear. When you balance is over $40k. Why is there any wait time at all? The other thing that sucks is a $10K per 24hrs mobile deposit limit.
  2. [R6] CFCU Mobile 3/5 · US Limited: The app could improve by allowing more account management things to be done instead of being informed to contact someone.
  3. [R10] CFCU Mobile 1/5 · US Still unable to pay bills: Since the last upgrade, I’ve been unable to use the app to pay my credit card bill or to make transfers between my other accounts except for primary checking/saving. Everything I want to do I have to call the bank and have them do it. Frustrating.
  4. [R19] CFCU Mobile 2/5 · US Disappointed with the app and online desktop platform: I just switched banks and now I wished I hadn’t. This app is very limited. Basically it’s a list of transactions. It doesn’t keep a running balance after each transaction. I also have deposit text notifications set and my payroll deposits are available on Friday mornings but I don’t get a text notification until midnight Friday.
  5. [R1] CFCU Mobile 1/5 · US Trash: Worst bank app I’ve ever had has biometric security but 3 times a week I have enter the password which 75% of the time I have to reset it
  6. [R4] CFCU Mobile 2/5 · US App performs terribly and is slow: The application performs terribly and is slow when trying to transfer money from or even just look at my balance, it takes forever
  7. [R8] CFCU Mobile 5/5 · US Mobile App: The CFCU mobile is easy to use and always up to date. I don’t ever have any issues getting into my account and seeing transactions. I love CFCU!
  8. [R11] CFCU Mobile 5/5 · US CFCU: I love the app. It is very easy to use.
  9. [R7] CFCU Mobile 1/5 · US Never works: This app never loads when needed. Worse off, they CONSTANTLY due maintenance during normal hours and not over night when no one uses it. GREAT credit union, app is trash.
  10. [R13] CFCU Mobile 2/5 · US Why is it always under maintenance?: The bank itself is great, and I never have to worry about my bills being paid on time, however, constantly, the app is under maintenance. Every two to three weeks, I cannot access my money for the entire day and it is incredibly frustrating. Please, figure it out.
  11. [R22] CFCU Mobile 1/5 · US Keeps force closing: After the last update - it keeps force closing! Soooo frustrating. I have the latest update on everything. Tried to go to the website and it lists an old phone number so I can’t get in that way. Every time I call I’m on hold. I can’t wait to pay off this car so I don’t have to deal with this bank ever again :(
  12. [R5] CFCU Mobile 5/5 · US Me encanta: Excelente Federal Credit Union. Excelentes intereses para cualquier préstamo, su personal siempre es amable
  13. [R9] CFCU Mobile 3/5 · US Wanamaker location: Great service Nice people always willing to help you!!
  14. [R14] CFCU Mobile 5/5 · US Outstanding: Great service
  15. [R23] CFCU Mobile 5/5 · US Only the Best Credit Union in Norman!!: The best customer service. Each staffer works hard to provide excellent service with a smile. If you’re looking for a Credit Union run, don’t walk to CFCU.
  16. [R16] CFCU Mobile 2/5 · US Please fix this issue!: In this day and age, one would think that two joint holders of an account would have the same access. However, this app is set up so that only one phone number can receive the verification code that is required nearly every time if you aren’t the ONLY phone number they allow on the app’s account. Many times, my husband and I aren’t on the same schedule due to him working sw
  17. [R55] CFCU Mobile 1/5 · US Go back to the old app!: This new version they rolled out abt a year ago is AWFUL!! I HATE it. The other version was so much simpler to use & I could access my accounts so much faster. I'm all for bank security, but having to play 20 Questions every. Single. Time. I need to log into my account FROM THE EXACT SAME DEVICE is annoying. I'm thinking of switching banks because of the app. I'm a busy pe
  18. [R67] orsa credit union banking 1/5 · US Stop the spam marketing push notifications: App is flawed. I want account notifications but couldn’t care less about all your marketing messages. I have it turned off in settings but still get them. It’s awful. I expect better.
  19. [R33] CFCU Mobile 1/5 · US Mobile Deposit: I don’t know what changed, but I can no longer deposit moneygram “checks” from my renters. Now it always says there is an error and I have to take it to the bank.
  20. [R45] CFCU Mobile 1/5 · US Poor: I have been with communication for many, many years and am seriously considering switching banks. I love the mobile applications that prevent me from having to drive to a branch since I don’t have one nearby, but the features like mobile check deposit literally never work for me. I have used it on multiple occasions and have had to try at least 4 to 5 times to have my checks go through. I ha
  21. [R75] orsa credit union banking 3/5 · US Mobile deposit???: Update looks good but I can't mobile deposit at all. I've looked at screenshots of the app and it just doesn't have the mobile deposit option in the sidebar.
  22. [R21] CFCU Mobile 3/5 · US Login Issue After App Update: The app ALWAYS drops credentials after updating. This is very annoying, and appears to have been going on for over a year based on other reviews. Fix it!
  23. [R69] orsa credit union banking 3/5 · US Frustrated: I’m constantly getting locked out
  24. [R37] CFCU Mobile 1/5 · US Not very online friendly: Bank app doesn’t work well. It’s locked me out of internal account transfers several times due to a glitch in the system. The people in the credit unions are the best though. Only reason I keep up with them. They go above and beyond which makes this review tough. They need to redesign this app!!
  25. [R46] CFCU Mobile 5/5 · US Best bank around !: Great customer service friendly people always very warm and welcoming, when talking to them on the phone as well as in person, I’ve never been let down! To the interest rates and the best loans around. you can’t beat communication Fredo credit union!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store