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Updated July 2026 · real, multi-region App Store reviews
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Is it worth paying for

Delta Community Credit Union

55
Value score / 100 Worth paying? No Skip it

The Delta Community Credit Union app is generally well-regarded for its ease of use and convenience, but it suffers from frequent technical issues, especially with mobile deposits and Zelle, and slow transaction processing, making its overall value questionable despite being free R4R5R7R11.

Free to download seen up to $5 4.8★ lifetime (61,173) since 2014

The Delta Community Credit Union app offers basic banking functionalities with many users praising its ease of access and navigation R4R14R16R35. However, it is plagued by numerous technical problems, including frequent crashes, issues with mobile check deposits, and Zelle functionality, which significantly detract from its usability and value R11R47R50R91.

Free vs paid

The app is free to download and use, with no in-app purchases mentioned in the reviews to unlock features. The listed '$5' price point is not referenced by any user reviews as a payment for app features or a subscription, suggesting it may be for other banking services not directly related to app functionality.

Value complaints

    Where it delivers

    • Many users find the app easy to access, use, and navigate for basic banking needs.R4R14R16R35
    • The app allows users to view account information and pay bills.R15R31
    • Some users appreciate the convenience of Face ID for logging in.R40
    • Users generally praise the credit union itself for good service and support.R3R5R6R9
    Worth paying if

    N/A, as there are no in-app purchases or paid features mentioned in the reviews.

    Skip / stay free if

    You should skip this app if you frequently rely on mobile check deposits, Zelle for sending money, or need consistent access to your banking information late at night, as these features are often reported as buggy or unavailable R7R11.

    Evidence note: The reviews contain a significant number of complaints about app stability and functionality, particularly concerning mobile deposits and Zelle, which contrasts with the high lifetime rating. There is no evidence in the reviews of any paid features or in-app purchases directly related to the app's functionality.

    Frequently asked

    Does the Delta Community Credit Union app have frequent technical issues?
    Yes, the app frequently experiences technical issues such as crashing, being unable to open, and problems with features like mobile check deposit and Zelle R11R47R50R91.
    Are there any issues with transaction processing speed in the app?
    Yes, users report that money transfers from other institutions take too long to post, and updates for pending and posted charges can be delayed by days R7R42R99.
    Does the app have a dark mode?
    As of recent reviews, the app does not have a dark mode, which some users have requested R44R107.
    Why does the app keep asking for reviews?
    Many users complain about persistent prompts to review the app every time they open it, finding it annoying R2R30R34R45.
    Is the app often unavailable during certain hours?
    Yes, the app is frequently reported to be down for maintenance or not working late at night, typically between midnight and 4 AM R79R172R174R220.

    What reviewers actually said

    Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

    1. [R4] 5/5 · US Great: I love everything about Delta easy to access and not complicated
    2. [R14] 5/5 · US Great App: The app is easy to navigate.
    3. [R16] 5/5 · US Great app: App is easy to use and navigate
    4. [R35] 5/5 · US Easy Navigation!: I love the Delta Credit Union app! It is straightforward, gives me the information I need quickly. It’s one of the easiest apps I’ve ever navigated.
    5. [R15] 5/5 · US Awesome: Amazing anytime I need to check my account it’s available.
    6. [R31] 5/5 · US App: It is fantastic I can see everything I can pay my bills with the app. It’s great!!!!
    7. [R40] 5/5 · US No login needed ( Face scan ): This app is the best on iPhone due to the fact that I don’t have to put in the password & username I created.
    8. [R3] 5/5 · US Love it: Love them
    9. [R5] 5/5 · US Bank: Been with DCCU for several years and love the convenience and support from CS.
    10. [R6] 5/5 · US Holding me down for over a decade.: DCCU has been by my side for so many life changes and I’m so grateful for their support in that.
    11. [R9] 4/5 · US Sheca: Great service and great people
    12. [R11] 1/5 · US Check deposit app: I take a pic of the front of the check and then screen goes black and I have to close the app
    13. [R47] 1/5 · US Constantly Crashing or Unable to Open: Would love this app for its convenience if it didn’t crash all the time. It’s consistent in either never opening or crashing and kicking you out of the app completely when you log in.
    14. [R50] 1/5 · US No happy with this app: Extremely slow and crash constantly
    15. [R91] 1/5 · US I can’t open my app now: I cannot get in the app it just crashes!!!
    16. [R7] 1/5 · US Takes way too long for a deposit to post: I sent a direct transfer from my other bank. Those funds left my account late last week (ergo DCCU had them since then) yet no sign of my deposit until late today. Unacceptable. I’ve been a member since 1986. Treat me better than that!
    17. [R42] 3/5 · US Transfers into DCCU: It takes too long for money that is being transferred from other financial institutions to post to my DCCU account!
    18. [R99] 1/5 · US Slow updates: Takes days to update your pending, sometimes charges that you did two days ago will not even show us pending and then all of a sudden come up two days later as posted. The old design might’ve been more complicated, but I’d rather just take that versus never knowing how much you actually have because they take days to update your available amount and do not even show all of your pendi
    19. [R44] 1/5 · US Terrible: App is getting worse and still no dark mode
    20. [R107] 3/5 · US Update: Are there any plans to make a dark mode for the app and the app icon? Would be fantastic to have my bank app match my dark screen and not get blinded when doing transactions in the morning?
    21. [R2] 1/5 · US Review: Please stop asking me to review
    22. [R30] 1/5 · US Stop bugging people: I do not wish to write one. For the love of god stop the madness
    23. [R34] 1/5 · US Persistent Rating: I’m giving one star because every time I open the app you want me to rate you. I did it once before and it keeps.
    24. [R45] 3/5 · US Bugging me: I’m only writing this review because you all keep prompting me to do a review every time I open the app
    25. [R79] 1/5 · US App is from 1800s: App constantly stops working after midnight and 0400. Just very dated compared to other banks. Need to invest in technology.
    26. [R172] 3/5 · US A little slow: A little slow and has issues during night hours
    27. [R174] 3/5 · US The app is down: The app has been down for almost 2 days now I need to see my account balance!!!
    28. [R220] 3/5 · US Works great, just not all the time: App does everything I need it to, but routinely doesn’t work late at night. I work 3rd shift and it is frequently down for maintenance when I need it.

    Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store