Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

Finelo

35
User verdict / 100 High confidence In trouble

Finelo offers an accessible platform for learning trading basics, but many users report significant issues with deceptive advertising, unexpected recurring charges, and unresponsive customer support, contradicting the developer's claims of performance improvements and bug fixes.

4.6★ lifetime (98,462) Free + in-app purchases since 2024 by Finelo Limited updated 0.1 mo ago recent negative 9% 120 reviews across 4 regions
Subscription & Billing Misleading Advertising Customer Support Learning Experience Technical Issues
5★656
4★198
3★53
2★12
1★81
recent reviews across 4 regions, vs the 4.6★ lifetime average

Finelo is an education app designed to teach beginners about trading and investing. While some users find the lessons easy to understand and helpful for learning basic concepts, a significant number of recent reviews highlight concerns about misleading advertisements, recurring subscription charges that are difficult to cancel, and a lack of effective customer support.

What users like

  • Provides easy-to-follow and understandable lessons for trading and investing beginners.R3R5R16R29
  • Helps users gain confidence and make better decisions regarding investments.R22R25
  • Offers interactive learning experiences, particularly for charts and indicators.R35R161

What users complain about

  • Numerous reports of unexpected recurring charges and difficulty canceling subscriptions, with some users being charged for months after attempting to cancel.R7R41R62R84
  • Many users feel the app's advertising is misleading, promising AI trading or easy earnings for a low initial fee (e.g., $20), but instead delivering an expensive educational platform or requiring further payments for AI tools.R51R65R93R112
  • Customer support is frequently described as unresponsive or unhelpful, especially regarding refund requests or cancellation issues.R7R20R62R103
  • Users experience bugs, app freezes, and lost progress, despite developer notes claiming performance improvements and bug fixes.R1R93R107R164
  • Some users find the information provided to be basic and readily available for free elsewhere.R65R77

Latest update · v1.44.0

What the developer says changed (the verdict above weighs this against what reviewers report):

Meet AI Bots — your new AI-powered trading companion. New AI Bots store: explore and set up trading bots in a few taps Smart signal alerts so you never miss a market move Smoother, redesigned onboarding to get you started faster Plus performance improvements and bug fixes

Recurring themes

Subscription & Billing negative
A prevalent issue is users being charged unexpectedly or repeatedly, often after attempting to cancel. Many report difficulty finding cancellation options within the app or their device subscriptions, leading to frustration and financial loss. Refunds are often denied or only partially processed.R7R41R62R84
Misleading Advertising negative
Many users feel deceived by advertisements that suggest the app is an AI trading platform or that they can start earning money with a small initial investment (e.g., $20). They discover it's primarily an educational tool, often requiring additional payments for 'AI tools' or linking to third-party brokerages for actual trading.R49R51R65R93
Customer Support negative
Users frequently report poor or non-existent customer support, particularly when trying to resolve billing issues, request refunds, or get help with app functionality. This exacerbates the frustration caused by other problems.R7R20R62R103
Learning Experience mixed
While some users praise the app for its simple, easy-to-understand lessons and helpful content for beginners, others find the information basic, slow-paced, or readily available for free elsewhere. The interactive elements are appreciated, but some experience lost progress.R3R5R16R29
Technical Issues negative
Despite recent developer notes claiming bug fixes and performance improvements, users still report issues like the app locking up, requiring restarts, needing updates when already current, or losing progress after updates.R1R93R107R164

Who it's for

Finelo is for absolute beginners looking for a structured, step-by-step introduction to trading and investing concepts R3R5. It is not for users expecting an AI-driven trading platform that automatically generates profits or for those who are unwilling to navigate complex subscription management and potentially unresponsive customer support R49R51R62.

Evidence note: The recent reviews skew heavily negative, particularly concerning billing, advertising, and customer support. While there are positive reviews praising the educational content, they are fewer in number and less detailed than the negative ones. The developer's release notes about bug fixes and performance improvements are directly contradicted by recent user reports.

Frequently asked

Is Finelo a real AI trading app?
Based on user reviews, Finelo is primarily an educational app for learning about trading, not an AI trading platform that trades for you R51R154R223R251. Many users feel the advertising is misleading by suggesting it is an AI trading app or that it will automatically generate profits .
How much does Finelo cost?
While ads may suggest an initial investment of $20, many users report being charged significantly more, with recurring monthly subscriptions often over $100, and additional fees for 'educational advancement' or AI tools R51R97R181R206.
Can I easily cancel my Finelo subscription?
Many users report significant difficulty canceling their Finelo subscriptions, with some being charged for months after attempting to unsubscribe and customer support being unresponsive to cancellation requests R7R62R89R147.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] 5/5 · US Simple: First time user. The lesson interface is easy to follow and understand.
  2. [R5] 5/5 · US The Best Trading & Investing Beginners handbook in the World!: Finelo simplifies complex situations in the Markets for anyone to understand.
  3. [R16] 4/5 · US Easy so far: So far, the lessons have been easy and enjoyable.
  4. [R29] 5/5 · US Great App: Finelo makes learning trading much less intimidating. The lessons are clear, well organized, and easy to follow even if you’re a beginner. Great app if you want to learn step by step.
  5. [R22] 5/5 · US Good way to start learning: I just started learning about finely ai and I started fill confidence to trading.
  6. [R25] 4/5 · US This app’s been helping me to make better choices and decisions for my investments.: The app is actually pretty smooth helping you understand the basics and process of investing and trading. My best guess of actually getting and making some good investments and profits with this app is,how much time you invest into it and how well can a person adapt to its use’s. But for me it’s going pretty well.
  7. [R35] 5/5 · US interactive learning: fun and engaging
  8. [R161] 2/5 · US Good learning about charts: The interactive learning about charts and indicators is very interesting, as well as the build of a small agent. Nevertheless, the instructions for the agents falls short and needs other sources to make it powerful. The explanation fit the underlying workflow via n8n is completely missing.
  9. [R7] 2/5 · US Unsubscribing: After several tries to unsubscribe unsuccessfully, I attempted to reach out to support. Still haven’t heard d back! Very disappointing …
  10. [R41] 1/5 · US Rh: Canceled this service months ago and they charged me $100 2 months later? Why?
  11. [R62] 1/5 · US Scam: This is a scam. It’s not as easy as they claim. They ask for a bunch of your info. It won’t show up in your subscriptions so you won’t know you’re getting billed a 2nd time. They won’t refund your money. It’s like trying to quit a gym. STAY AWAY! STAY FAR AWAY! (Update. They finally offered a refund, but it’s been almost a week and I haven’t received a penny.)another update After contacting
  12. [R84] 1/5 · US Scam: Watch out, they auto renew and refuse to refund. The app is bs, these cork soakers just want to take your money.
  13. [R51] 1/5 · US Bait app: The advertising that tricks you into signing up promises 20.00 access to a trading company. Where in actuality, you will be charged over 100.00 for “educational advancement”. Then in order to actually participate in trading, you have to sign up for a brokerage with the associated fees and costs associated with the activity in that account. Tread carefully, should you decide to embark wi
  14. [R65] 1/5 · US Don’t waste your money.: Careful. Another shady app that signs you up for recurring charges. App is worthless and doesn’t provide anything you can’t get for free with a Google search or ChatGPT.
  15. [R93] 1/5 · US Useless Expensive App: They use a lot of baiting in their ads leading me to think it was something that it wasn’t. Every update (and there were a lot in the short period I used it) always thwarted my progress and the app would hang and not progress. This was a huge waste of money and pricey. I’ve had free apps that were worth more.
  16. [R112] 1/5 · US Trades without Real Money: Ads are deceptive. Gives you the appearance that you’re trading for real money. Dosent say anything about a monthly subscription fee until you sign up
  17. [R20] 1/5 · US No good.: Requested my money back and never received a reply. Would not recommend. Also, it doesn’t give you enough time to answer the questions before it gives you the answer.
  18. [R103] 1/5 · US No refund back: They first refund my money back and few days later they took out from my account $60, and they dont reply my emails, bad service and bad app
  19. [R1] 3/5 · US Still getting a feel: First I’d like to say app has some bugs. Locked up on me twice first two times I opened it and logged in. Had to close and restart it twice to get it to run. I’m using an iPhone 17 pro max fully updated on IOS for reference. After getting into the app started with the tutorial and it was quick and informative. Other than the startup bugs seems ok.
  20. [R107] 3/5 · US Update on iOS: I try to run the app but tells me I need to update. My iPad says its up to date and I’m stuck….. can’t do anything about this app.
  21. [R164] 3/5 · US Lost progress: While the lessons are useful, I switched to a new topic and had progressed through most of it. An update wiped away all that progress though. I never want to listen when I can read and I have been using the app long enough to not need the refresher on how to navigate. I wish these settings could be set in my profile. It’s not going to make you money by using the app as implied i
  22. [R77] 1/5 · US Terrible: Found no benefit whatsoever. The information in their “program” can be found by googling. They also bill you every 84 days, for what? My advise is stay away from this app. Terrible, terrible app.
  23. [R49] 1/5 · US SCAM SCAM SCAM SCAM SCAM SCAM: They took my money, there was no account, there were no trades available, there was nowhere for me to access my money again. When confronted they said call Apple, the app is free. Apple didn’t take my money Finelo did. They took it. I never saw it again and I can’t get it back now. Run run run run. Do not download this app. Do not give these people A single dime of y
  24. [R154] 2/5 · US Not what I expected: All the ads said invest $20 and start earning. I’m $60 in and haven’t earn anything. All I’m getting is an app to learn how to trade. I thought this app did the investing?????
  25. [R223] 2/5 · US Not an Ai trading app: I thought I was purchasing an AI trading app. That began with trading education which I have a degree for in college so I went through some of the course until I hit a wall saying I had to pay more to continue or wait till the next day, I start exploring the the app more and found a trading link that took me to a different website. They wanted more to actually trade. No indi
  26. [R251] 1/5 · GB Scam: It takes your money then gives you 1k fake money to play with so you’re basically playing a trading game and not doing real AI trading with real money. ‘If you feel confident’ it will put you into the real trading and you have to sign up with another company to do the real trades. Scam stay away.
  27. [R97] 1/5 · US Scam: RUN… $20 bs they charged me $120, I asked for a refund and they refused. This a scam. Refund me 50%… $25 of 99.98 is not 50%.
  28. [R181] 2/5 · US A bit deceiving: It’s not just $20.00 You will be stuck with a monthly subscription over $100.00
  29. [R206] 1/5 · US False advertisement: I kept seeing the ads for this app which play on your FOMO to get you to buy in and they say it’s just $20 but that isn’t true. It’s $20 just to get in the door then you have to pay another $30 to $40 for the AI tools and it’s advertised as an AI Trading platform when it’s not. Customers service is also nonexistent. I instantly regretted spending the money and tried to get it
  30. [R89] 1/5 · US App: Downloaded just to look. Now several months later I have been charged $19.99 per month Have tried repeatedly to unsubscribe. Can’t locate how or where. Help me please
  31. [R147] 1/5 · US Unable to unsubscribe even email the support team: Unable to unsubscribe even email the support team

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store