Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
The verdict on

Allyz®

60
User verdict / 100 High confidence Divided

Allyz by AGA Service Company offers travel insurance with a user-friendly app for managing policies and claims, but recent reviews indicate significant issues with app functionality, particularly login and trip entry, despite generally positive experiences with customer service and claim processing.

4.8★ lifetime (46,894) Free to download since 2013 by AGA Service Company updated 7.1 mo ago recent negative 70% 120 reviews across 1 regions
App Functionality Claims and Refunds Customer Service Ease of Use (General) Peace of Mind/Coverage
5★56
4★8
3★12
2★19
1★155
recent reviews across 1 regions, vs the 4.8★ lifetime average

Allyz by AGA Service Company provides travel insurance with an accompanying app designed for policy management and claims. While many users praise the ease of use for filing claims and the helpfulness of customer service, a significant number of recent reviews highlight persistent problems with logging in, creating accounts, and adding trip details within the app.

What users like

  • Customer service is helpful and responsive, assisting with policy selection and refunds.R2R3R35R43
  • Claim filing process is generally easy, straightforward, and often results in quick reimbursements.R32R53R68R95
  • Provides peace of mind and good coverage for various travel emergencies, including medical and trip cancellations.R13R22R55R62
  • The app is intuitive for managing existing trips and receiving alerts.R1R12R30R99
  • Offers a 24/7 doctor option.R133

What users complain about

  • Frequent and persistent login issues, including incorrect password errors, failed biometric ID, and problems with verification codes.R6R8R15R16
  • Difficulty adding trip details, such as specific destinations, future dates, or flight numbers.R31R65R82R86
  • Users report claims being denied or requiring excessive documentation, leading to frustration and perceived scams.R9R14R17R20
  • The app is glitchy, unstable, and sometimes fails to launch or update.R14R25R47R48
  • Inability to purchase policies directly through the app.R29R112
  • Inconsistent data synchronization between the app and website.R158
  • Issues with account creation and profile setup, including zip code verification.R4R42R46R79
  • Lack of offline access for trip data.R11
  • Some users cannot view policy details if they are not the original buyer.R91

Latest update · v6.5.0

What the developer says changed (the verdict above weighs this against what reviewers report):

For those plans that include smart benefits, you can now update your flight itinerary and notification settings directly in Allyz.

Recurring themes

App Functionality negative
Many recent reviews highlight severe issues with the app, including login failures, inability to create accounts, persistent error messages, and glitches when trying to add trip details or policies. Users report problems with biometric ID, verification codes, and general instability. This directly contradicts the developer's notes about updating flight itinerary and notification settings, as many users can't even get to that point.R6R8R15R16
Claims and Refunds mixed
There's a strong split in sentiment regarding claims. Many users praise the ease and speed of filing claims and receiving reimbursements, citing positive experiences with flight delays and event cancellations. However, an equally significant number of users report denied claims, excessive documentation requirements, and long waiting times, leading to accusations of the insurance being a 'scam' or 'rip-off'.R9R14R17R20
Customer Service positive
Many users report positive interactions with customer service representatives, describing them as helpful, informative, and attentive. They assisted with policy explanations, plan selection, and refund processes.R2R3R7R35
Ease of Use (General) mixed
While some users find the app easy to navigate, intuitive, and simple for managing trips and getting information, others find it confusing, with bizarre navigation and difficulties in setting up accounts or entering data. The sentiment is mixed, with the app's technical issues often overshadowing its design.R1R4R5R12
Peace of Mind/Coverage positive
A significant number of users appreciate the peace of mind and security that Allyz travel insurance provides, especially for medical emergencies, lost luggage, and trip cancellations. Many find the annual policy to be a good value.R10R13R22R55

Who it's for

This app is for travelers who prioritize peace of mind with travel insurance and value good customer service for policy explanations and claim assistance R3. It could be suitable for those who travel frequently and find value in an annual policy R62. However, it is NOT for users who expect a perfectly functional and reliable mobile app for managing their policies, especially for logging in, creating accounts, or entering trip details R6R15R79.

Evidence note: The recent reviews skew heavily negative regarding app functionality, which contrasts sharply with the high lifetime rating. Many positive reviews focus on the insurance service itself rather than the app's technical performance. The developer's notes mention minor updates, but recent reviews indicate fundamental app issues persist, suggesting the updates did not address core problems like login or trip entry.

Frequently asked

Can I purchase a travel insurance plan directly through the Allyz app?
No, based on recent user reviews, you cannot purchase a travel insurance plan directly through the Allyz app; it is primarily used for managing existing plans and filing claims R29R112.
Are there common issues with logging into the Allyz app?
Yes, many users report frequent and persistent issues with logging into the Allyz app, including problems with passwords, biometric ID, and verification codes, often leading to an inability to access their accounts R6R15R16R18.
How easy is it to file a claim using the Allyz app?
Many users find the claim filing process through the Allyz app to be easy, straightforward, and efficient, with some reporting quick approvals and reimbursements R32R53R95R107.
Does the Allyz app allow me to add all my flight details?
Some users have reported difficulties adding specific flight details, such as certain destinations or flight numbers, and entering future departure dates within the Allyz app R31R65R86R102.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] 5/5 · US Refund: Hello, I just spoke to customer service two times today. Both women were very helpful and informative.. My request is to be refunded for one policy of two since we had double coverage for our trip to the Arctic on July 13. 2026. We live in the same house and we always travel together. That requires only one policy. Thank you for your assistance and the eventual refund of $1050.00!
  2. [R3] 5/5 · US Customer Service: Paulette was very helpful. She explained the policy and helped me pick the best plan for my husband and I.
  3. [R35] 5/5 · US Britany was very nice: Brittany was an excellent sales agent. $805 for an annual policy was very fair
  4. [R43] 5/5 · US Out of Country medical: Toya was very helpful in signing me up for the insurance I need. Thank you!
  5. [R32] 5/5 · US Easy to use and pays quickly: Our flight was severely delayed due to weather causing us to miss our connecting flight we had to spend a night at the connecting airport. The process was easy and we were reimbursed for hotel and dinner within a couple days of submitting the claim.
  6. [R53] 5/5 · US Quick response: This company made filing a claim easy and the response time was very good.
  7. [R68] 5/5 · US Very good: True to their word and claims process was a breeze in a timely manner. Documents requested is straightforward and reps are knowledgeable. I also like how they provide stays updates and trip reminders
  8. [R95] 5/5 · US Wow: I had a family emergency and I was actually unsure if I should have bought the trip insurance. I am super happy that I did. Their claims process is straight forward and the app is super simple to use. I did not get the opportunity to have to speak to their customer service but because everything went so smoothly. I didn’t have to contact them. Thank you for providing a respectable easy to us
  9. [R13] 5/5 · US New to Allianz: This is my first time purchasing travel insurance with AAA. The agent show me install the app, enter flight information and how to claim in case I need. Everything in the app. I hope I do not need to use but it gives me peace of mind in travel. Thank you for having an app to simplify process.
  10. [R22] 5/5 · US Peace of mind: I’ve not had to use their service but it gives me peace of mind knowing that someone has my back while I’m out and about. And their app is super easy to use!
  11. [R55] 5/5 · US Insurance: Great way to have health insurance while traveling outside of the USA
  12. [R62] 5/5 · US Great price for coverage: If you travel a lot, the annual policy is a great deal. The app makes it easy to log your trips. Fortunately, I haven’t had to file a claim, but the peace of mind it provides is priceless!
  13. [R1] 5/5 · US Winnie: User Friendly Design
  14. [R12] 5/5 · US A travel companion: Info at your fingertips! A great resource for your insurance. Get policy info, file a claim, flight status and even the ability to get help!
  15. [R30] 5/5 · US Alliance Mobile app: Easy to navigate and add trips to yearly plan. The mobile app is intuitive and easy to use. Updates and modifications a few taps on the mobile phone.
  16. [R99] 5/5 · US Like: I like this app because it is easy to use and I get my alerts fast Thank You.
  17. [R133] 5/5 · US Dr 24/7: I truly love the option of having a doctor 24/7
  18. [R6] 1/5 · US No: Spent too much time trying to get this app to recognize what the Mac browser recognizes as the correct account with same login info. It just wasted lots of time.
  19. [R8] 3/5 · US App not working: Seemed easy enough but the biometric id does not seem to work . I have tried to multiple times and all appears to be set right on my phone. Check items to make sure they work before option offered
  20. [R15] 1/5 · US Keeps logging me out: For months I have been unable to stay logged in. I sign in, go to the homepage, then it immediately logs me out and puts me back to the sign-in page. I have uninstalled and reinstalled, no change
  21. [R16] 1/5 · US Code: Never received code to reset password
  22. [R31] 1/5 · US Dates: The date meter does not work. Cannot put in 06/01/2026
  23. [R65] 3/5 · US Creating a trip: I could not enter Kona Hawaii or Hawaii.
  24. [R82] 1/5 · US Needs work: Impossible to paste the security code from the email; impossible to select a future departure date. Very hard to register one’s plan in the app. Not a well-thought app.
  25. [R86] 1/5 · US app cant find my flight: cant add a trip to the app, departure date doesn't allow future dates
  26. [R9] 1/5 · US Pésimo servicio: Me vendieron la aseguranza por 200 dólares y podría cancelar mi vuelo con devolución y cuando llame me la negaron por qué tienen condiciones y situaciones pasan en las cuales te vez forzado a cancelar un viaje y la aseguranza solo me cobró el dinero y ya no se hacen responsables y pésimo servicio al llamar al servicio al cliente parecen robots solo motorizados a decirte y no a ay
  27. [R14] 1/5 · US Avoid app and services: App is glitchy and you need so many forms and you will still get deny.
  28. [R17] 1/5 · US What’s the point of paying INSURANCE?: Annoyed. Waiting weeks for a response. Paid Insurance for my ticket in case I needed a refund. And I wasn’t protected, and was denied a refund. -1 star
  29. [R20] 1/5 · US What a rip off!!: I can't believe the number of "documents" I have to submit to get a refund. What a scam!
  30. [R25] 1/5 · US App doesn’t launch: Doesn’t work. Don’t bother
  31. [R47] 1/5 · US Poor app: Pretty poor app
  32. [R48] 1/5 · US Beware: Ready to go on trip, and alliance flow thru to set up a mobile app does not work. They have our money, and only way to contact them is to call.
  33. [R29] 3/5 · US Can’t buy a plan with it: Easy and good for claims and filling out the trip, but sucks that it can’t be used to buy the actual plan
  34. [R112] 5/5 · US Great app for travel insurance: Great app for locating your travel insurance policy , unfortunately you can’t quote and buy the policy via app!!
  35. [R158] 3/5 · US App & website not in sync: The app doesn’t show my claim at all. Even though I initially filed it through the app and it says to get real-time status updates. However, I will say it was a very positive experience with this company and super easy to file a claim.
  36. [R4] 3/5 · US Poor response to entries: You should not have to repeat entries 5 times to fill in data.
  37. [R42] 2/5 · US Error setting up acct: Unable to set up account on app. Tried with both my phone and tablet.
  38. [R46] 1/5 · US Can’t even create an account: Just says ‘oops.something went wrong’ error message. Piece of s#!£ app.
  39. [R79] 1/5 · US App is buggy and doesn’t allow login for newly created accounts: As the title says, I follow steps, create account, enter the code received in email. It says all is good. Now I go ahead to login, it says incorrect information. If their service is anything similar to their app, I am never spending a dollar on them again
  40. [R11] 4/5 · US Offline data: It would be nice if my trip data, especially flights, would be stored on my phone so that I can access them when I have a poor internet connection.
  41. [R91] 1/5 · US No Access: My wife purchased the travel insurance but I cannot see the details on the app because my name is not identified as the original buyer. They did add my email address as primary but still did not give me access. I can look up details on the website with no account. It seems like it should operate the same. I will be deleting the app.
  42. [R7] 5/5 · US Very concerned and attentive: My appointment with the doctor was very satisfactory. He listened to my symptoms, prescribed a medication and explained how it would help me.
  43. [R5] 1/5 · US Travel Insurance: Easy, fast and very affordable
  44. [R10] 5/5 · US No comments: Es inigualable este seguro de viaje , respalda al viajero de manera eficiente , sin comentarios
  45. [R18] 1/5 · US Sends bad codes: Can’t use app because the codes they send to verify account don’t work when typed into app. Typed 5 different codes sent 5 different times. Ridiculous waste of time
  46. [R107] 5/5 · US App & Refund: I had to reluctantly file a claim on a trip I cancelled because of a medical issue. The process was incredibly easy & efficient. Status updates were great to see.
  47. [R102] 3/5 · US Does not accept all flights: Tried to add a regular AA flight to my trip, does not accept it with or without a space between the AA and the flight number. Worthless feature.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store