Kikoff

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

1. [R8] 5/5 · US It works: Score went up 50 points first month thank you Kikoff
2. [R15] 5/5 · US Credit Raised so Fast!: My credit score went from 605 to almost 700 in just 3 months. It’s worth it!
3. [R19] 5/5 · US The Best Credit Builder: It’s been so helpful and my credit score went up in less than 30days
4. [R36] 5/5 · US Great app: I know it says you can jump 25 points in your first month but I jumped 30 🕺🏿
5. [R3] 5/5 · US Kikoff takes off!!: Awesome application to improve credit easy and use friendly
6. [R103] 3/5 · US Great and easy to use: I love how easy this app is to use. I’ve paid credit repair companies hundreds to do what this app does automatically. My only complaint is that the score it shows is misleading. It does not show the score that mortgage or car lenders pull (which is usually much much lower - 100+ pts lower than what Kikoff shows). But it is still a great tool for credit repair.
7. [R29] 5/5 · US Great- Really Works!!: Awesome, easy to use, and transparent. No hidden fees or gimmicks. Just follow what Kickoff suggests, do your part and set back and watch your credit score go up. I also suggest there credit card. It’s a good way to put money aside just incase and really helps your credit grow.
8. [R78] 5/5 · US Easy to use: Great for newbies rebuilder credit
9. [R11] 5/5 · US I love it: It has helped my credit so much and then some by removing data breaches and more
10. [R43] 5/5 · US Kikoff works 124+ point increase.: By far the best and easiest credit app I have ever used. Every month there is a visible positive change. Immediately see and dispute credit issues and they actually get removed in a reasonable amount of time ( 30-45 days) resubmit if there is questions. A very tricky account needed 3 submissions and it was finally removed with a 23+ point increase that month. Tha
11. [R49] 5/5 · US Excellent!: I’m always skeptical when it comes to things that pertain to apps having access to my credit reports.. but no lie, my score went from 487 to 610 with Kikoff. I am legitimately impressed and grateful. I was beginning to lose hope. I was able to get a repo and a couple collections removed/settled through the app. Made it easier than I could’ve ever asked for. 11/10 ⭐️⭐️⭐️⭐️⭐️
12. [R61] 5/5 · US Great app: Helloed raise my credit score by 200 points and still climbing. Have been recommending this app to everyone to help build their credit score. It has multiple features that come in handy with the 3000 dollar plan. It’s helped remove my information from sites from data leaks
13. [R6] 1/5 · US Misleading add: The add makes it sound like a loan. It’s not. It’s a monthly charge to help build credit. You will not receive any money. You’d think they’d tell you that part in the add.
14. [R14] 1/5 · US Misleading adds: I downloaded it thinking it was for a loan because that’s what the adds would lead you to believe. Although that is an option, you have to pay a fee to even use the app. It offered me a very small loan around $100 in a year if I made payments on time before I actually received any services! It’s a scam 💯
15. [R18] 1/5 · US Absolute scam: They advertise themselves as a line of credit with low monthly payments but the credit line doesn't exist. They argue with you about trying to cancel as well
16. [R21] 1/5 · US Worst mistake: Worst mistake I ever made. They charged me $20 a month said I had a credit card with them for $2000 and when I questioned it now my credit has dropped 70 points I don’t have a credit card with them have never had a credit card with them and they refuse to talk with me to try to get this straightened out
17. [R2] 3/5 · US Not working: The app isn’t working for my phone
18. [R4] 1/5 · US Not working.: App froze. Can only log in using browser.
19. [R13] 5/5 · US Wow: It sounds like a great opportunity and like it has helped a lot of people. I was concerned it was gonna help me too but I can’t even complete sign up it won’t let me put my phone number in😩
20. [R25] 2/5 · US Glitchy: It hasn’t given me a credit score in months always say hold on tight but never connects
21. [R1] 1/5 · US Don’t do it!: At first I was impressed. My score went up 28 after the initial dip from opening a new credit account. I paid $30 a month for almost 2 years. But then I changed jobs and was unable to make the payments. I paused my account to delay payments until I was able to get back on track but they only allow 90 days. At that point if you can’t resume payments they report to your credit as delin
22. [R16] 1/5 · US DO NOT USE: If you have poor credit, DO NOT USE THIS APP. If you at any point decide you want to stop using it will show up on your credit report as closed and negatively affect your score. My score went down over one hundred points using this app. Now I’m in worse luck than I was. It’s a scam DO NOT waste your money.
23. [R20] 1/5 · US Don’t fall for the okie dook run don’t use them: The the one who will mess you credit up they have like 6 different plans and it’s confusing to the one that your on of you miss a payment the will ruin your credit like they did mine they are not helpful at all.
24. [R27] 1/5 · US They did not help with my credit they make worse: They did not help with my credit they make worse
25. [R87] 3/5 · US Not 100% accurate: I’m writing this in hope that I’m wrong in the future but as for now it shows I’m up 113 my score on KO is 652 on 2 and 618 on 1, but on the actual app for those credit bureaus it’s showing 580 and lower so I’m not 100% sure if it’s just a time issue or what
26. [R31] 4/5 · US Great credit builder, HOWEVER: Been using this for about 5 months. It does build your credit, however it will show you an inaccurate score ranging between 40-60 points higher than your actual score.
27. [R97] 2/5 · US The good and the bad: My credit went up! But I know my credit score doesn’t match what Chase says my score is, and what Chase sees is what matters. It’s like a difference of 20 experian points. Also, I applied for a small loan through their app, and the only thing I got is phone calls every single day.
28. [R12] 1/5 · US Terrible Scamful App: App forced me into upgrading even I avoided confirming it on the screen. Customer service didn't allow me to downgrade without paying the forced upgrade charge. Just use their competitor Self, unless you want your account upgraded without consent.
29. [R46] 1/5 · US They suck: Kikoff refuses to accept my way to verify my address. I am a veteran who just got out of the marine corps. I have been trying to get ahold of them but no live agent will speak to me. Do not use this app. I have no phone or internet bill on paper everything is online because I just moved my drivers license has my address but apparently that’s not enough they are not helpful at all and th
30. [R66] 1/5 · US Nightmare: WHATEVER YOU DO, DO NOT SIGN UP My credit has only gotten worse. I’ve been told by lenders that these type of apps are counted as negative remarks on your credit. They take my money every month and nothing changes. Been paying 2 years now and I just want it to end. Can’t get through to anyone on customer service no matter how many times I try. I’ve cancelled all my Netflix and streami
31. [R152] 1/5 · US Started off ok but they stopped reporting: Been paying monthly for about 6 months and for the first couple months they reported to the credit bureau but apparently it stopped not long after I opened the account, update they report more but it upgraded my account without my approval and now my yearly payment restarted, I tried to call and get help but nothing they can do
32. [R96] 1/5 · US Billing problems: My statement was due in the 23 I downgraded from the 20 dollar plan to the 5 on the 29 the first of the next month I got charged 20 dollars. But I was downgraded inmediatly to the 5 dolar plan. So to make it quick they charge me 20 dollar for only one week of the plan and they did reduce ni utilization the same 29 when I did the downgrade but STILL charge me the 20 dollars.
33. [R132] 1/5 · US Scam: What a scam! Even if you downgrade, you still get charged premium rates for an extra month. I paid for April and May, but in May they removed my premium options and switched me to basic. I paid basically $70 for April but only received the basic plan. When I tried to talk to them, it was like speaking to a child - they just gave me the runaround with no help at all."
34. [R133] 1/5 · US Rip off: I had no idea that this app was going to hit my Apple ID for such a large charge. It has not been anything but a lot of big colors and big writing. I never gave these people permission, charging me money of any sort. The quicker I get away from these people the better off I will be because I do not have money to spend on something so frivolous.
35. [R135] 1/5 · US Not reporting: I have made on time payments for three months now and kickoff is not even showing up on my credit report at all.
36. [R57] 1/5 · US Credit builder scam: Don’t do the credit building program they charge high fees and won’t give you your money back if you cancel early and they DO NOT TELL YOU THAT WHEN CANCELLING so I’m out 250$
37. [R33] 5/5 · US Kikoff: This is app is fire. My credit score has gone up over 22 points in the last 2 months. It’s worth every penny. Thanks Kikoff
38. [R22] 1/5 · US Not worth: You are just paying them a monthly fee to give you a “fake” account to report on. Better off just getting a secured card.
39. [R34] 1/5 · US Absolute worst: This is the worst credit app I have ever seen. They literally manipulate your credit score in the app for different reasons. In other words all three credit scores will be different from your in the app. If you’re late on your payment they will put negative marks when all the other ones do not. They are also the last to upgrade your score when every other ones have. They are a joke