Dave alternatives
Dave users often seek alternatives due to inconsistent advance amounts, app bugs, and issues with repayment dates. Alternatives like Cash App and Brigit offer different features, from broader money management to more consistent advance access, catering to various user needs.
Why users look for alternatives to Dave
- Users report inconsistent cash advance amounts, with approved amounts frequently decreasing even after timely repayments. Some high-income users also find the algorithm offers insultingly low amounts.R1R15R16R24
- The app has technical issues, including frequent crashes, locking users out, and problems with bank account connections. Some users also experience difficulties with customer support, citing long response times and requests for already provided information.R3R7R34R36
- Repayment date flexibility is a common concern, with the app often attempting to debit funds at 12:01 AM on payday, potentially overdrawing accounts before direct deposits clear. Users also report issues with changing their pay schedule.R4R9R10R32
- Some users report unexpected charges, such as a $3 monthly fee even after unsubscribing, or a $1 monthly membership fee charged without their notice for years. There are also complaints about multiple transaction pulls leading to negative balances.R7R28R30
- Users express frustration with the process of getting the full approved advance, as some report only receiving half upfront with the other half coming later, incurring two separate fees.R18
The alternatives
Cash App is a versatile money app that allows easy transfers between people and offers a convenient card for spending R55R62. Users appreciate its savings features and overall ease of use R60R58.
Better for: Cash App is better for users who need a broader financial tool for sending and receiving money, managing a debit card, and potentially utilizing savings features, rather than just cash advances R55R60R62. It suits those looking for an integrated money management platform.
Head-to-head: Dave vs Cash AppBrigit provides fast, easy, and convenient cash advances R66R68. Users find it a reliable option for their advance needs and appreciate its straightforward terms R68.
Better for: Brigit is better for users who prioritize speed and ease of use for cash advances and appreciate a service they can consistently rely on R66R68. However, potential users should be aware of reported issues with unexpected membership charges and difficulties contacting support R67.
Head-to-head: Dave vs BrigitTilt offers quick cash advances with low fees and fast transactions R80. Many users find it reliable for getting money when needed and appreciate its support in managing spending and building credit R82.
Better for: Tilt is better for users seeking immediate access to funds with transparent payback rates and who might also be interested in features that help with credit building R80. However, some users report slow repayment processing times that can lead to negative bank balances R81.
Head-to-head: Dave vs TiltEarnIn allows users to access their earned wages in real-time before payday, with clear and minimal upfront fees . It can accommodate paycheck schedules and is seen as a helpful tool when needed R95R97.
Better for: EarnIn is better for users who want to access their earned wages early, appreciate transparent fees, and need a reliable service to bridge gaps until payday . It suits those who don't want to take out a traditional loan . However, some users report issues with inconsistent fund availability and difficulties with customer service R93.
Head-to-head: Dave vs EarnInKlover can be helpful for quick advances and is generally easy to use R108R110. It operates on a points-based system for advances, which some users find unrealistic for obtaining significant amounts R109.
Better for: Klover is better for users who are comfortable with a points-based system for cash advances and find its interface easy to navigate R108R109R110. However, many users report persistent issues with connecting debit cards and accessing accounts, as well as unresponsive customer service R107.
Head-to-head: Dave vs KloverYou should stick with Dave if you find its cash advance service reliable and easy to use, and if you don't experience the common issues with inconsistent advance amounts, app bugs, or repayment date inflexibility that other users report .
Evidence note: Cash App and Brigit have some negative reviews regarding customer service and unexpected charges, which should be considered.
Frequently asked
What are the common issues with Dave's cash advance amounts?
Does Dave allow changing repayment dates?
Are there hidden fees with Dave?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R1] Dave Horrible app: You get approved for one amount and then by the next time your getting approved for a way lower amount even if you paid early. Have never experienced something like this. Horrible app. Because I didn’t work a week I got low balled. You are allowed to take vacations in life! Also the app doesn’t correctly get your information.
- [R15] Dave Good app but…..: This app is good for getting money fast and it isn’t terribly expensive when paying back. BUT the major gripes about this app are the u can go from qualifying for 400 to 500 once and after paying the advance you drop down to 200 for the next advance. And the second gripe is you pay back the advance early and if you take another advance right then you pay back in the very same
- [R16] Dave Low offers: I make over 200k a year and their algorithm will not put me at $500…dumb and insulting
- [R24] Dave Less money: I pay you like clockwork every two weeks yet the amount I qualify for never goes up or is reduced. Stop this...
- [R3] Dave Problem with app: There is some kind of problem with this app. Every time I use it it locks me out for days and it hasn’t just happened once it’s happened every single time I’ve used the app I get locked out for a couple of days.
- [R7] Dave terrible app: I tried contacting support but the process is taking forever and they keep asking for info they already have. However i unsubscribed from Dave and I’m still getting $3 charges and can’t get in contact to get into my account as I no longer have access to that email or number I used for the account. I’m tired of getting $3 taken from my bank account when I don’t even benefit from the a
- [R34] Dave Trash: The only good thing is you have a chance to get a decent amount of money from this app. Everything else is trash, they’re inconsistent with settlement dates, how much they’ll let you borrow, and customer service is no help at all. Causes more problems than they claim to fix.
- [R36] Dave Horrible system: First off the app crashes at least twice a week to where you can’t access it for a whole day. And then they just said that they sent 50 bucks to my bank and that I owe them for it, though it never got it and now the app is crashed so I can’t do anything about it other than cancel my card.
- [R4] Dave Please use any other Cash Advance app: Who is being paid to rate this app over 1-2 stars? This has to be the worst cash advance app ever. You can’t change your repayment date. I get paid on Thursday afternoons, I didn’t want to app to recognize I got paid on Thursdays and try to take the repayment at 12:01AM. AI bot says “Dave automatically attempts to take a smaller partial amount if the full amo
- [R9] Dave It’s ok but..: Just beware whether you have money in your account or not they will not wait for your check at the bank. They usually take it out at 12:01 AM on the day your check is supposed to be in the bank, my account is now in the negative until my check goes in..
- [R10] Dave Recommend, slightly: The app is easy to use, fast deposits, and has a cheap monthly fee. However, whats frustrating me at the moment is I can’t update my pay schedule because you all use software that “detect” pay cycles. I get my paycheck deposited at 9pm PST Thursdays so the app has my settlement date set to Thursday. This causes an issue because it will debit whatever money I have in my account
- [R32] Dave Don’t Like: Ur return should be on payday not soon as you get deposit hit but this was man last got and paid back
- [R28] Dave Hidden membership fee.: They charged me 1 dollar membership a month for 2 years without me noticing. 😂
- [R30] Dave Scam: I would highly recommend people to stay clear of this app. They will make multiple transaction pulls if your short on funds causes you to go into a negative and they will continue doing it daily which then adds up to way more than is owed. STAY AWAY!!!
- [R18] Dave This app is trash: They will tell you what your approved amount is but you can only get half of it upfront and the other half after. This will cause 2 different fees. They are scamming people
- [R55] Cash App Makes life easier: Easy to transfer money to and from people.
- [R58] Cash App Good: Love it
- [R60] Cash App I like this newer cashapp: Cashapp is the best it’s ever been. Shout out to the little savings, they really help honestly.
- [R62] Cash App Card: Very convenient
- [R66] Brigit Wonderful: So fast, easy, and convenient. Feels very honest and simple to use.
- [R67] Brigit Hidden charges: I thought this was a great app until I was randomly charged $39 for a Bright Membership. It doesn’t show any information on where the charge is from or what it’s for. They don’t have any real people to get in contact with immediately. Use at your own risk. I believe it’s false advertising and doesn’t fully support when you have an issue. I don’t like having money taken for no reaso
- [R68] Brigit Really great option: Super easy to use and great terms. I totally recommend this for all your advance needs!
- [R69] Brigit Dave offered me 300$: You guys offered me 50$ insane what’s 50$ gonna help? That’s not even a tank of gas
- [R80] Tilt Great App: Money when you need it for a very low fee
- [R81] Tilt Not a very good app.: When you go to pay back it takes days. They can give you the money instantly. And take up to three days for it to clear when you go to pay it back. Left my bank account in the negatives twice now. Not happy at all with this app
- [R82] Tilt Happy customer: When I need quick cash I know Tilt will come through!
- [R83] Tilt No cash advance: Tilt stopped giving me cash advances even though I always paid them back
- [R93] EarnIn Stolen: They have taken over 700$ in pay back before time it was 499$ and now and extra 300 was taken out of my account and no you can not contact customer service or support to fix this issue so im out an extra 300$ out of my paycheck never again it is being deleted after tears with them
- [R94] EarnIn Very good: Very good app always get my money
- [R95] EarnIn Exceptional app: So far, so excellent! They changed my due date to accommodate my paycheck, this app is exceptionally aware!
- [R97] EarnIn Great: It’s like a credit card but an app to help u when u need it. Gotta love it.
- [R107] Klover Scam: Offer deals for point and don’t pay out. When you do finally get enough points for an advance your debt card coincidentally needs to be linked to your account which take days. Don’t waste your time or money
- [R108] Klover Love it: Klover has been helpful when I need a quick advance, and the app is easy to use. My only issue is that you can’t change the repayment date once it’s set. If they added the ability to adjust the payback date, it would make the app much more flexible and even better to use.
- [R109] Klover Points based on usage: Your ad make it seem like you can get a healthy advance how ever it’s a point based app . Meaning the more you use that app and services the more points you get but the advance amount via point based is absolutely unrealistic
- [R110] Klover Awesome: Great app comes in handy when times are rough
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store