Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

My CFCU Mobile vs MyDCCU Mobile

My CFCU Mobile 4.8★ · Free to download 60
Winner MyDCCU Mobile
MyDCCU Mobile 4.9★ · Free to download 70

MyDCCU Mobile has a slight edge over My CFCU Mobile due to its generally more reliable performance and better-functioning features, despite both apps suffering from recent update issues.

Both My CFCU Mobile and MyDCCU Mobile are free banking apps that allow users to manage their accounts. While both apps have received praise for customer service and convenience, recent updates have introduced significant bugs, particularly with login, facial recognition, and mobile deposits, leading to user frustration. MyDCCU Mobile appears to have a slightly more stable core experience, even with its own update problems.

Head to head

Features edge: MyDCCU MobileR1R4R15R20
My CFCU Mobile My CFCU Mobile users frequently complain about the lack of Zelle, making money transfers difficult R1R4R21R23. Some users also report issues with selecting accounts for bill payments R15 and mobile check deposits failing R20.
MyDCCU Mobile MyDCCU Mobile also lacks Zelle, which users desire for instant money transfers . However, users generally find its online deposits and transfers simple and easy to navigate . Some users wish for features like debit card transaction meters and better security for account numbers .
Ease of Use edge: MyDCCU MobileR9R10R26R27
My CFCU Mobile Users have mixed experiences, with some finding My CFCU Mobile easy and convenient R26 while others describe it as slow, laggy, and not user-friendly R9R10. Recent updates have made the app harder to work with for some, with issues like large fonts R30 and difficulty navigating R27.
MyDCCU Mobile MyDCCU Mobile is generally praised for being easy to use and navigate . However, some users dislike recent updates, finding the text too small or the interface confusing .
Reliability tieR3R7R9R10
My CFCU Mobile My CFCU Mobile has significant reliability issues, with frequent complaints about crashing R10, freezing , and timing out R9. Users also report being locked out or having to reset passwords often . Facial recognition and Face ID features are widely reported as not working or difficult to set up R3R7R14R22.
MyDCCU Mobile MyDCCU Mobile also suffers from reliability problems, particularly after recent updates. Users report the app constantly being down , login freezing , and the app not working at all . Frequent verification requests are a major annoyance . Some users experience significant lag and issues with fingerprint/Face ID .
Price/Value tieR17R39R41R95
My CFCU Mobile My CFCU Mobile is free to download and use. Users value the credit union's competitive rates and customer service R17R39R41.
MyDCCU Mobile MyDCCU Mobile is free to download and use. Users appreciate the value of the credit union's service and its helpfulness in managing finances R95.
Support edge: MyDCCU MobileR5R17R19R29
My CFCU Mobile My CFCU Mobile users praise the credit union's customer service R5R17R29. However, some report long hold times when trying to get support for app issues R19.
MyDCCU Mobile MyDCCU Mobile users consistently highlight the excellent customer service and helpful staff at DCCU .
Pick My CFCU Mobile if

you are an existing My CFCU Mobile customer who values strong in-person customer service and can tolerate an app with significant technical glitches and missing features like Zelle R5R17R29.

Pick MyDCCU Mobile if

you are an existing MyDCCU Mobile customer who needs a banking app for basic transactions and values excellent customer support, even if recent updates have introduced some frustrating bugs and missing features like Zelle .

Evidence note: Both apps are free, so there is no free-vs-paid asymmetry. The evidence for both apps is heavily skewed by recent negative reviews concerning updates, which often overshadow positive lifetime ratings.

Frequently asked

Do these apps support Zelle for money transfers?
No, neither My CFCU Mobile nor MyDCCU Mobile currently support Zelle, which is a frequent complaint from users who desire this feature for quick money transfers R1R4R21R23.
Are there issues with facial recognition or Face ID login?
Yes, both apps have significant problems with facial recognition and Face ID. My CFCU Mobile users report that the feature often doesn't work or is difficult to enable R3R7R14R22. MyDCCU Mobile users also mention issues with Face ID, including it not being supported or automatically logging into the wrong account .
How do recent updates affect app performance?
Recent updates have negatively impacted the performance of both apps. My CFCU Mobile users report the app becoming slow, laggy, crashing frequently, and making login difficult after updates R9R10R30R32. Similarly, MyDCCU Mobile users complain about updates causing the app to be constantly down, login issues, freezing, and general slowness .

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R1] My CFCU Mobile 1/5 · US Zelle does not work: There is no much left to say, I have not been able to make a single transfer with Zelle.
  2. [R4] My CFCU Mobile 1/5 · US Worse app: This app or branch need to upgrade to modern times !!! Cant connect to any tap for my phone or zelle a d sending people money is a hassle
  3. [R15] My CFCU Mobile 3/5 · US Paying Bill Account Options: Before I was able to choose from which account I wanted to pay my bill from but now I can’t. So now I have to constantly transfer money before paying my bill which makes it inconvenient. Hope they fix that.
  4. [R20] My CFCU Mobile 5/5 · US Deposit check thru mobile app: Just when you deposit a check it takes long it doesn’t get it at the first time and it’s frustrating
  5. [R9] My CFCU Mobile 3/5 · US Laggy: When selecting certain account it takes a long time to load. At times even times out.
  6. [R10] My CFCU Mobile 1/5 · US New update is horrible: I dislike this update so much. Nothing is actually up to date in your account when you move things around. App also crashes and takes forever to log in.
  7. [R26] My CFCU Mobile 5/5 · US Excellent Mobile App: The Certified Federal mobile app allows me to do everything I need or want quickly and easily. Very nice to use.
  8. [R27] My CFCU Mobile 3/5 · US Could be better: It is difficult to sign in to your account and the application could have been designed better.
  9. [R3] My CFCU Mobile 3/5 · US Facial recognition doesn’t work: Everything’s pretty nice on the new app except facial recognition doesn’t work to save your life. Please fix this.
  10. [R7] My CFCU Mobile 2/5 · US Can’t enable face ID: There’s no option for setting the face ID login in the security settings.
  11. [R17] My CFCU Mobile 5/5 · US Love this Credit Union!: I’ve been with them for many years and I love their customer service and competitive rates! Keep up the great work!!
  12. [R39] My CFCU Mobile 5/5 · US Always here to help get great loans and great service: I love Vons Credit Union I love the people always here to help
  13. [R41] My CFCU Mobile 5/5 · US My Bank is the best: I’ve been with this Credit Union for over 15 years, it’s like a family business I’m seeing new younger faces now, but they have been trained by the best and I see their excellent workmanship. I have referred so many people and they love our Bank family. Can’t wait for our yearly celebrations again so awesome. Please stay the way you are, don’t change💕
  14. [R95] MyDCCU Mobile 5/5 · US Keeping up with finances: We use the DuPont app to track our checking account almost every day. Easy to use. Up to date info on transactions. Watch for any questionable withdrawals. If you have an account with DCCU the app is essential.
  15. [R5] My CFCU Mobile 5/5 · US Thanks Ruby!: So helpful and kind! God Bless you!!!
  16. [R19] My CFCU Mobile 1/5 · US Terrible system: Been on hold for the last 4 days it seems ! Updated system has me locked out of my PLAID account! And the credit card company says it’s not there system at fault delaying my refund
  17. [R29] My CFCU Mobile 5/5 · US Banking with certified federal credit union: I love banking with Certified federal credit Union, the employees are so pleasant and very informed, and they really help me out whenever I need it. They are the best.
  18. [R21] My CFCU Mobile 3/5 · US Need zelle: What we need is zelle so we could transfer Money to other people when we need to pay them or split the bill
  19. [R23] My CFCU Mobile 4/5 · US Review: Love the app, only wish it would have Zelle!
  20. [R14] My CFCU Mobile 4/5 · US Cool update but: After so many years of a plain app it finally got an update. So far I’m liking except….. I can have the facial recognition to open it up. I can’t find where to add that feature 😫
  21. [R22] My CFCU Mobile 1/5 · US Face recognition password: Every time I go to login, I have to put in my password the face recognition doesn’t work. It only works after I put in my password every time.
  22. [R30] My CFCU Mobile 1/5 · US The new format is too hard to work with: I was shocked when I opened my VonsCU APP- which I loved- to discover that the font is SO LARGE I can’t read anything without having to click through every screen, and even then all the information I used to get on one page is not there. PLEASE return it to the way it was.
  23. [R32] My CFCU Mobile 2/5 · US App: Like the old format

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store