Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

SFCU CU-Online vs All In CU

SFCU CU-Online 4.8★ · Free to download 75
Winner SFCU CU-Online
All In CU 4.8★ · Free to download 60

SFCU CU-Online has a slight edge due to its more consistent performance and better customer support, despite some reported issues with specific features.

Full reviews: SFCU CU-Online · All In CU

SFCU CU-Online and All In CU both offer mobile banking, but SFCU CU-Online generally provides a more reliable experience with easier navigation and better customer service, while All In CU struggles with frequent app crashes and frustrating recent updates.

Head to head

Features edge: SFCU CU-OnlineR2R3R4R5
SFCU CU-Online SFCU CU-Online users appreciate features like easy transfers, mobile deposit, and Face ID login R2R5R38. However, some users report issues with mobile deposit not working R3R9R20, difficulty setting up Zelle R4R10, and a lack of card locking options or push notifications . Users also desire the ability to link accounts and see loan due dates .
All In CU All In CU users value the convenience of the app for basic banking . However, recent updates have negatively impacted features like bill pay, making it less user-friendly and difficult to manage R61R69. Users also report issues with mobile check deposit taking longer to process and the inability to link credit card accounts within the app .
Ease of Use edge: SFCU CU-OnlineR1R5R10R31
SFCU CU-Online Many SFCU CU-Online users find the app simple, clean, easy to navigate, and user-friendly, especially with features like Face ID R5R31. Some, however, experience annoyance with sign-in prompts R1, poor layout, and difficulty finding features R10.
All In CU All In CU users generally found the app simple and easy to use in the past R66. However, recent updates have made the app less intuitive and confusing R66R69. Users report difficulty making loan payments and issues with the initial login process .
Reliability edge: SFCU CU-OnlineR3R16R18R20
SFCU CU-Online SFCU CU-Online generally receives positive feedback for being fast and flawless . However, several users report significant issues with the app not working, crashing, or staying blank after login R16R18. Mobile deposit also has intermittent issues R3R20.
All In CU All In CU struggles significantly with reliability. Users frequently report the app not loading R64, crashing often , and requiring reinstallation . Connection issues are also common, with the app stating no internet connection despite being connected . Delayed transactions and checks taking longer to clear are also noted .
Price/Value edge: SFCU CU-OnlineR34R40R91R94
SFCU CU-Online SFCU CU-Online is free to download, and users mention good rates on loans R40 and overall good value from the credit union R34.
All In CU All In CU is free to download. Some users appreciate benefits like overdraft privileges and good loan consolidation R94. However, some users report being denied loans despite good credit scores R91 and issues with unexpected fees or money being taken from accounts .
Support edge: SFCU CU-OnlineR4R7R10R11
SFCU CU-Online SFCU CU-Online users consistently praise the customer service, both online and in person, describing staff as helpful, kind, and responsive R11. However, some users report difficulty reaching an operator or getting help through the chat function R4R7R10.
All In CU All In CU users have mixed experiences with support. Some praise the helpfulness and professionalism of staff . However, others report poor customer care, unhelpful staff, and issues with staff making mistakes . There are also complaints about not receiving debit cards after long waits and being lied to about loan terms .
Pick SFCU CU-Online if

Pick SFCU CU-Online if you prioritize a generally user-friendly interface, reliable performance for basic banking, and highly praised customer service R5R11.

Pick All In CU if

Pick All In CU if you are an existing long-term member who has had positive experiences with their in-person service and specific benefits like overdraft protection .

Evidence note: Both apps have high lifetime ratings, but recent reviews for All In CU show a significant increase in negative feedback regarding app functionality and updates. SFCU CU-Online also has recent negative reviews, but they are less concentrated on core app stability.

Frequently asked

Does SFCU CU-Online support mobile check deposit?
Yes, SFCU CU-Online supports mobile check deposit, and many users find it fast and easy to use R38. However, some recent reviews indicate intermittent issues with the feature, including error messages and lagging problems R3R9R20.
Are there issues with All In CU's app after recent updates?
Yes, many All In CU users report significant issues with the app after recent updates, including frequent crashes, difficulty loading, and a less intuitive interface R64R66R69. The bill pay feature has also been negatively impacted, becoming harder to use R61.
How is customer support for SFCU CU-Online?
Customer support for SFCU CU-Online is highly praised by many users for being helpful, kind, and providing great service both online and in person R11. However, a few users have reported difficulty reaching an operator or getting assistance through the chat function R4R7R10.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] SFCU CU-Online 5/5 · US Online banking: It’s very convenient hassle free. You can check it at any time Do transfers. I like not having to go to the bank all the time.
  2. [R3] SFCU CU-Online 3/5 · US Mobile deposit is broken: This is a great app. Two stars are taken away because I cannot do mobile deposit on checks anymore. I get an error message.
  3. [R4] SFCU CU-Online 1/5 · US Nice job: I’m stuck in California cause i can’t Zelle money cause it just feels like declining it and I can’t move money to cash app or any other money movement app for some reason also can’t reach an operator been trying for two days now. If you join sfcu good luck.
  4. [R5] SFCU CU-Online 5/5 · US Simple, clean, easy: Clean interface, easy login with Face ID, does what it is supposed to do and well
  5. [R1] SFCU CU-Online 1/5 · US Annoying to sign in: The app stopped saving my username, so I have to type that in every time. Also every time I sign in there’s a pop up reminding me to set up digital ID and I have to click “remind me later”
  6. [R10] SFCU CU-Online 1/5 · US Lazy: This app has poor layout, hard to find features and insufficient responses and functions of the support chat. It’s been impossible to set up Zelle even tho it’s advertised as being quick and easy. The website lists functions that are supposed to be in the app that aren’t visible on the actual app at all. Unnecessarily confusing and annoying, and this is coming from a 25 year old lol. I wish
  7. [R31] SFCU CU-Online 5/5 · US Great: Love it helps me everyday very convenient Easy to use and learn
  8. [R16] SFCU CU-Online 1/5 · US App generally does not work: This app intermittently works, if at all. After it logs you in, which takes about 10 minutes, it won’t let you see your accounts. The screen stays blank. I would recommend just going online through the website if you need access.
  9. [R18] SFCU CU-Online 1/5 · US App Crashing: I love the people at SFCU. This app has a track record of zero. I have face recognition enabled. I have uninstalled, deleted, and reinstalled the app. I get the same error message: “Something went wrong while attempting to send the last request.”
  10. [R20] SFCU CU-Online 1/5 · US Uploading pay checks: There’s always a lagging problem and I’m always booted off the app when I’m trying to deposit my pay check you guys should really take time to fix the app
  11. [R34] SFCU CU-Online 5/5 · US Longtime cutomer: Good sound advice, good service, good electronic advancements. Their rates beat the competition.
  12. [R40] SFCU CU-Online 5/5 · US Great bank so far!: Gave me a 4.6% apr on a six year old vehicle. Have had the bank for a couple months as of 6/21. Haven’t had an issues whatsoever so far. Hope that trend continues. 👍
  13. [R91] All In CU 1/5 · US Loan: I applied for a small personal $10k. I have almost a 720 score. Yet I get denied. I’ve run into a tight spot and needed a hand. I’m worried about losing my credit score. This bank doesn’t care. Because if your credit score is low. They can charge you more.
  14. [R94] All In CU 5/5 · US Very Happy!: This was the best decision I’ve made to consolidate some of my debt! I couldn’t be happier!
  15. [R7] SFCU CU-Online 1/5 · US App: I just recently got a car loan through this bank and trying to figure out how to make a payment online is impossible. It keeps telling me it can’t find my account but bet it would be able to if I missed a payment. Clicked on the chat icon and NOBODY was available to help me. First time interacting with this bank. So far I’m not impressed
  16. [R11] SFCU CU-Online 5/5 · US Customer review: I have been a customer for over 20 years and I absolutely love this bank ! I love the customer service online and in person ! I have never had an issues what so ever with this bank whether it be in person or their online apps !!!!!
  17. [R9] SFCU CU-Online 3/5 · US No Mobile Deposit Feature: When is mobile deposit going to be available?
  18. [R38] SFCU CU-Online 5/5 · US Great app: Very easy to use. Mobile deposit feature is such a great thing now. Thank you
  19. [R61] All In CU 2/5 · US Bill pay: I don’t like the new bill pay and you can’t use the app to turn bills on or off .
  20. [R64] All In CU 1/5 · US Can’t even see what I got…: App doesn’t like to load most days. This update is the worst one yet.
  21. [R66] All In CU 3/5 · US Decent: I used to love the app its simplicity was always nice and easy to check your bank account. They keep doing updates and adding more and more and changing things in the app it’s honestly just overall a worse app now which I is why I’m writing this review I don’t want to go thru hoops and bounds to check a number
  22. [R69] All In CU 3/5 · US Used to be great once: What used to be a great banking app is now marginal and frequently doesn’t work. All they had to do was NOTHING! Literally don’t mess with it. Now it’s counterintuitive on usability and bill pay frequently doesn’t work. I just don’t understand the need to mess something up that worked great. But not now!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store