Wise vs Ria Money Transfer
Ria Money Transfer is the better option for users seeking reliability and customer service.
While both apps offer money transfer services with free downloads, Ria Money Transfer has a higher lifetime rating and more positive user feedback regarding reliability and customer service. Wise, despite its strengths, faces significant criticism for slow transfers and customer support issues.
Head to head
you are looking for a potentially lower fee structure and are willing to navigate a more complex app.
you want a more reliable and user-friendly experience with better customer support.
Evidence note: Both apps have free tiers, but Ria's higher lifetime rating suggests a more consistently positive user experience compared to Wise, which has faced more recent criticism.
Frequently asked
Which app is better for international money transfers?
What reviewers actually said
Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.
- [R3] Wise Limits: Why is it so hard to send larger amounts. You asked how much when registered and yet I can’t do anything
- [R6] Wise Not happy: Worked really well with one exception. You enter the specific amount that you want to other party to receive, which I the case of paying an invoice is important. But then in the process of sending intermediary banks withhold an unknown fee so your payment going to the payee ends up short. There needs to be a way to calculate and include any bank fees in the transaction so your payment t
- [R64] Ria Money Transfer Worst remittance app saw till now: I have been using remitly and my friend suggested Ria to use . So I started using and sending money to pay my home loan back in country. So Ria expected I need to provide additional details like SSN, Passport identification with selfie , Last 3 payslips. Everything I gave , then I got notification 50l limit per day. Again after three less than 5k transactions, th
- [R67] Ria Money Transfer Getting worse: The company used to have a no charge transfer fee in exchange for lower exchange rate. Then they change it to $1 and now to $2.99. I might as well go to a physical location now, pay the same wiring fee and get a better rate. Upsetting!!!
- [R41] Wise Horrible: Confusing app. And I’m a pretty tech savvy user. Customer service is hurrendous.
- [R45] Wise Very confusing to use this app: Not very user friendly on trying to add funds to my account.
- [R87] Ria Money Transfer Remove the pop up: Been using RIA for a while and it’s a great app to use for easily sending money abroad, but since recent updates of the app I’ve been getting this annoying pop up which won’t go away unless I accept and would’ve given 5 stars if it weren’t for this - Remove the annoying “Let’s get to know each other” pop up in your next update!
- [R51] Wise PROCESS TAKES LONG!: It takes several days business days to receive the funds, even for smaller amounts. For urgent transfers, this delay can be a real problem.
- [R57] Wise Always a problem: Always a problem
- [R61] Ria Money Transfer Tiempos engañosos: La app promete el envío en 15 mins. Cuando le das en aceptar te muestra una pantalla diciendo que se demorará 4 días. Le di cancelar en ese mismo instante y me dice que debo esperar 5 días para que me devuelvan mi dinero. Asco de app
- [R90] Ria Money Transfer Bad experience: They suspected me in fraud and requested many documents and asked many questions, I provided them with all they needed. In the end I had to cancel my transfers because they didn’t take my case seriously and I think didn’t even look at it normally. I waited for them to transfer my money for 9 days! Nothing happened. Disappointed.
- [R29] Wise Great Value: Wise has been great for transferring money between my accounts, both foreign and domestic. The fees are fair and the exchange rates have been the best I can find.
- [R39] Wise Comisiones altas: Las comisiones que cobran entre intermediarios y bancos son exageradas, creí que sería mejor que Remitly pero no
- [R66] Ria Money Transfer Paga menos: Tengo años usando la aplicación, pero últimamente me he dado cuenta está catalogada como la que menos paga por cada dólar, según fuentes oficiales del Gobierno de México.
- [R31] Wise I would give no stars if I could.: For context, I had an issue with a merchant where I was scammed. I contacted wise and it took them a whole MONTH to formally submit my dispute. I was constantly lead on with bs, and it was obvious support was just wasting my time for the fun of it. Fast forward a few weeks after, I still get no result from the dispute. I contact the merchant and they admit in wri
- [R88] Ria Money Transfer Refund: People be aware , not to use Ria money transfer if something goes wrong with the transfer this company will not refund the money , and they they will ask to send bank statements to escalate an issue, I’m been using Ria for long time , firts time transfer didn’t complete, and they are not capable to refund the money , so I’m not using this service anymore and if you want to save a headache
- [R118] Ria Money Transfer Stupid security system: My account was blocked without any explanation. I reached out to customer support, who escalated the matter to the security team, but neither party could identify the underlying issue. All I receive is a generic response stating that my account has a security problem and cannot be unlocked.
Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store