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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Money Manager Expense & Budget vs NerdWallet

Money Manager Expense & Budget 4.8★ · Free + IAP 70
Winner Tie
NerdWallet 4.8★ · Free to download 68

Money Manager Expense & Budget is better for detailed, manual budgeting and expense tracking, while NerdWallet is better for a broad overview of finances, credit monitoring, and financial advice.

Money Manager Expense & Budget excels at granular, manual expense tracking and budgeting, though it suffers from an outdated interface and sync issues. NerdWallet offers a comprehensive financial overview, credit monitoring, and educational content, but recent updates have introduced bugs and removed popular budgeting features.

Head to head

Features & Functionality tieR4R6R9R10
Money Manager Expense & Budget Money Manager Expense & Budget is praised for its basic budgeting functions, multi-currency support, and ability to track daily income and expenses R9. Users appreciate its flexibility and the detailed charts and reports it provides . However, some users find it lacks advanced features like custom budget categories for specific needs R10, payee categories for charting spending at different stores, and split payment options . There are also requests for features like sharing data with a partner in real-time R6 and an Apple Watch app for expense input . The inability to import Android backups to iOS is a significant drawback for some R4.
NerdWallet NerdWallet offers a broad range of features including net worth tracking, credit score monitoring, and financial advice . It helps users organize all their finances in one place and provides educational content . However, recent updates have removed or altered key budgeting features, such as the 50/30/20 rule R72, the ability to zoom out across multiple months and years for spending trends R67, and detailed cash flow tracking . Users also report limited options for categorizing transactions and the inability to create custom categories . The app is also criticized for being an 'advertising platform' with non-stop ads for loans, credit cards, and insurance R70R80.
Ease of Use edge: Money Manager Expense & BudgetR7R13R23R25
Money Manager Expense & Budget Many users find Money Manager Expense & Budget easy to use, straightforward, and simple for daily financial management R7R23. It's described as productive and easy to organize expenses and income . However, some recent reviews indicate that the app has become overcomplicated R7, not user-friendly, and complex R13R25. New users may find it difficult to understand and set up due to a lack of instructions or a help option R36R39.
NerdWallet NerdWallet is generally considered easy to use for organizing finances and tracking progress . However, recent updates have made the app less intuitive, with users complaining about constant changes to the interface and features being moved around . Some users find the app clunky, especially on iPad where it lacks landscape orientation . The process for closing an account is also described as overly complicated .
Reliability & Performance tieR1R3R8R11
Money Manager Expense & Budget Money Manager Expense & Budget has a mixed record on reliability. Many long-term users report it working great for years R8R11. However, recent reviews highlight significant issues, including glitches that mess up transactions and cause data loss R1, login problems R3, and app crashes after updates . Recurring transactions are particularly problematic, with entries disappearing or appearing incorrectly, making budgeting unreliable R13R16. The lack of sync between devices is also a common complaint R15.
NerdWallet NerdWallet users report increasing bugs and performance issues, with the app frequently crashing or showing errors . Connectivity problems with bank accounts are a major concern, with users unable to link new accounts or experiencing lost data . Some users also report issues with password resets and account authentication . The app is described as slow and buggy after recent updates .
Price & Value edge: Money Manager Expense & BudgetR9R16R18R33
Money Manager Expense & Budget Money Manager Expense & Budget is free with in-app purchases to remove ads R9. While some users appreciate the non-intrusive ads R9, others find recent ad banner increases cover parts of the app, making it difficult to use R18R33. The one-time purchase to remove ads is seen as a positive, avoiding subscriptions R9. However, some users feel the app is a 'rip off being free due to time cost' because of its unreliability R16.
NerdWallet NerdWallet is free to download and use, which many users appreciate . However, the app is heavily criticized for being an 'advertising platform' with constant ads for loans, credit cards, and insurance R70R80. Users feel that recent changes are profit-driven rather than customer-focused . There are also concerns about predatory loan rates and spam emails after using the app R79. Some features are now pay-walled, pushing users towards a 'NerdWallet+' membership .
Support & Data Privacy edge: Money Manager Expense & BudgetR34R36R39R79
Money Manager Expense & Budget Reviews for Money Manager Expense & Budget do not directly mention customer support. However, the lack of a help option or basic 'how-to' within the program suggests limited in-app support R36R39. There are no specific complaints about data privacy, but users are asked for bank and card details during setup R34.
NerdWallet NerdWallet's support is indirectly criticized through issues like ignored unsubscribe requests for marketing emails R79 and an overly complicated chatbot for account closure . Users also express concerns about data privacy, with claims of email addresses being sold to other spammy financial services R79. There are also reports of the app signing users up for unauthorized 'Atomic accounts' and not issuing refunds for bank connectivity issues .
Pick Money Manager Expense & Budget if

you need a simple, manual expense tracker and budget tool with multi-currency support and detailed reports, and you don't mind a potentially outdated interface or occasional manual data entry R9.

Pick NerdWallet if

you want a free app for a broad overview of your net worth, credit score monitoring, and financial advice, and you are comfortable with bank account linking and navigating ads .

Evidence note: NerdWallet has a significantly higher number of ratings, which may skew its lifetime rating slightly higher despite recent negative reviews. Money Manager Expense & Budget's negative reviews often focus on recent technical issues and UI changes.

Frequently asked

Does Money Manager Expense & Budget support multiple currencies?
Yes, Money Manager Expense & Budget supports multiple currencies, which is a feature appreciated by its users R9.
Can I share my financial data with a partner using Money Manager Expense & Budget?
No, Money Manager Expense & Budget currently lacks the ability to share data with a partner in real-time, which is a requested feature by users R6.
Does NerdWallet offer budgeting features?
NerdWallet previously offered popular budgeting features like the 50/30/20 rule, but recent updates have removed or altered these, leading to user dissatisfaction R61R67R72R78.
Are there ads in NerdWallet?
Yes, NerdWallet is heavily criticized for being an 'advertising platform' with non-stop ads for loans, credit cards, and insurance, which some users find intrusive R70R80.
Can Money Manager Expense & Budget sync data between devices?
No, Money Manager Expense & Budget does not have a sync feature between devices, which is a common complaint among users R15.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R4] Money Manager Expense & Budget 1/5 · US Android phone backups cannot be imported to an iPhone: I used this app on a Samsung phone, but after switching to an iPhone, I found that the data from the Samsung phone could not be imported, even after exporting an Excel file. It's too inconvenient. · translated
  2. [R6] Money Manager Expense & Budget 3/5 · US Habiten que se pueda compartir con la pareja: Necesito poder compartir los datos con mi pareja en tiempo real y que el también pueda actializar
  3. [R9] Money Manager Expense & Budget 3/5 · US A bit outdated: GOOD: Has basic budgeting functions and multi-currency! Can backup/export your data (manually). No subscription, just a one-time purchase to remove ads, but the ads are not super-intrusive. BAD: The interface looks like it was created over 20 years ago. Every category has an icon, but they cannot be changed and new categories and all subcategories have no icon which is boring. (And
  4. [R10] Money Manager Expense & Budget 2/5 · GB Not able to make custom budgets: This app is great but there is such a limited number of budget options. I can have a budget for my pets expenses but not my kids?
  5. [R7] Money Manager Expense & Budget 1/5 · GB Used to be nice and simple: Easy to use, straightforward, no bells and whistles. Now they have overcomplicated it. Leaving and moving on to another app that is more user friendly.
  6. [R13] Money Manager Expense & Budget 2/5 · GB Could be better: This app has so much potential but it’s not user friendly. It’s very complex for what it is. Also after you spend time entering all your incoming and outgoing transactions, it doesn’t update. I entered multiple dates on the calendar for the month and selected the repeat frequency for each yet only on day in the month had anything in it so nothing else updated. Not very useful. The
  7. [R23] Money Manager Expense & Budget 5/5 · US Nice: It’s really use to easy and nice
  8. [R25] Money Manager Expense & Budget 1/5 · GB Non starter: Terrible interface / layout. I cannot do the simplest of tasks. Can’t find the option I need.
  9. [R1] Money Manager Expense & Budget 1/5 · US Glitches: Got all my transactions messed up in a day, lost tracking of all my information
  10. [R3] Money Manager Expense & Budget 3/5 · US New version login problem: Unable to log into 4.14.0 after downloading. It opens momentarily and the closes before I have a chance to login on my iPhone.
  11. [R8] Money Manager Expense & Budget 5/5 · US Best budget app ever: I’ve tried a lot of apps and this one definitely is the best!!! Been using it more than a year now and it’s been working great. Recommend 100%!
  12. [R11] Money Manager Expense & Budget 5/5 · US Good: This app good for my daily financial management. I have used 5 years ago and now still use it.
  13. [R16] Money Manager Expense & Budget 1/5 · GB Dreadful. Inexplicably bad: So I downloaded this with the aim of tracking bills. I enter everything as recurring monthly. Save. Disappears. So I do it again and again. Same thing. Then all of a sudden after a month, all those attempts now show and make a complete mess of things. Utterly useless. Use google calendar and sheets/numbers for the pie charts. This is a rip off being free due to time co
  14. [R18] Money Manager Expense & Budget 3/5 · US Buena aplicación lástima los adds: Buena aplicación lástima los adds
  15. [R33] Money Manager Expense & Budget 3/5 · GB Nice and solid app ruined by ads: This used to be a nice app that can be used ok with a free version, however, recently, they increased the size of the ad banner and you can no longer press some areas of the app because they are covered by ads.
  16. [R34] Money Manager Expense & Budget 1/5 · GB Mistake: Not sure why I got it. Very difficult to understand and setup. Asks for all bank and card details
  17. [R36] Money Manager Expense & Budget 3/5 · GB Money manager: It would be helpful to have a help option or basic how to included within the program.
  18. [R39] Money Manager Expense & Budget 1/5 · GB Incredibly hard to use: They give you no instruction or help whatsoever on how to use it
  19. [R79] NerdWallet 2/5 · US Predatory, spammy financial app: I’m giving 2 stars because you can actually get a loan through this app, it just will be at an extremely predatory rate. They will also start sending you 3-5 marketing emails a day, and in my case have so far ignored my unsubscribe requests. I suspect they also sold my email address to other spammy, predatory financial services because I started receiving a bunch s
  20. [R61] NerdWallet 1/5 · US Terrible update: Removed the only reason I downloaded this app. For a budgeting option. And then put in some garbage news stories and investment tab nobody asked for. Edit: nice they added it back, too bad I moved on to rocket money
  21. [R67] NerdWallet 2/5 · US New budget layout is bad: I hate the new budget layout - so much so that I am going to look for another app or go back to manual tracking. I need to be able to zoom out across multiple months and years and see how my earning and spending trends across multiple periods with different granularity. Now I can only see spend for each month or YTD and it completely removed the income view.
  22. [R72] NerdWallet 3/5 · US Bring back 50/30/20: I’ve used several competitors before but what kept me with NW was the 50/30/20 rule and their simple UI - everything I needed in one neat spot. The 50/30/20 budgeting feature single-handedly kept me as a customer. I saw GREAT improvements using this. I’ve given these new versions some time but nothing compares to the old Nerd Wallet. Very disappointed and looking for alternati
  23. [R78] NerdWallet 3/5 · US Less useful: It’s never had a lot of functionality in terms of budgeting but it’s become even less useful over time. Like they actively took out the more granular budgeting features and replaced with over broad charts not good for much. mostly good for passively tracking your accounts for issues. Looking for a new way to handle my budgeting
  24. [R70] NerdWallet 1/5 · US Advertising platform you connect your bank accounts to: My title says it all, it’s non stop adds. ATOMIC BANK IS AWFUL - stop trying to get me to open an account. Also, the UI on this app used to be a lot better to see more details about your finances. Now you get the most basic views, no budgeting, no nothing and it tries to sell you stuff the whole time. SKIP
  25. [R80] NerdWallet 5/5 · US “Ad free”: Basically since I started using it now it’s become a loan tracker. With ads and ads for loans, credit cards, and insurance. Tells me very little about my actual finances anymore.
  26. [R15] Money Manager Expense & Budget 3/5 · US Sync needed: App is good. I’ve been using it for more than 3 years, but there’s no sync between devices.

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store