Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

PNC Mobile Banking vs Discover Mobile

PNC Mobile Banking 4.8★ · Free to download 60
Winner Discover Mobile
Discover Mobile 4.9★ · Free to download 75

Discover Mobile offers a more reliable experience than PNC Mobile Banking.

While both apps are free to download and have high lifetime ratings, Discover Mobile stands out for its smoother user experience and more consistent functionality. PNC Mobile Banking, despite its long history and loyal user base, faces significant complaints about reliability and app performance.

Head to head

features edge: Discover MobileR3R60R62R66
PNC Mobile Banking PNC offers basic banking features but has limited functionality, especially with Zelle, which only works on mobile.
Discover Mobile Discover provides a variety of features including cash back rewards, but some users note limitations in payment options.
ease of use edge: Discover MobileR6R12R74R110
PNC Mobile Banking PNC's app is often described as cumbersome and complicated, with many users reporting issues with navigation and functionality.
Discover Mobile Discover's app is generally praised for its user-friendly interface, though some users have reported glitches.
reliability edge: Discover MobileR10R19R109R82
PNC Mobile Banking PNC users frequently report issues with app crashes and login problems, making it unreliable for many.
Discover Mobile Discover users have also faced issues, but overall, reliability complaints are less frequent.
price/value edge: Discover MobileR68R89
PNC Mobile Banking Both apps are free to download and offer their services at no cost, making them comparable in terms of price.
Discover Mobile Discover offers cash back rewards which can enhance its value proposition.
support edge: Discover MobileR42R80R118
PNC Mobile Banking PNC has received mixed reviews regarding customer service, with some users feeling unsupported during issues.
Discover Mobile Discover has a reputation for better customer service, with users appreciating human interaction when needed.
Pick PNC Mobile Banking if

you prefer a bank with a long history and are willing to tolerate some app issues for basic banking needs.

Pick Discover Mobile if

you want a more reliable and user-friendly app experience with added benefits like cash back rewards.

Evidence note: PNC's reviews show a significant number of negative experiences, particularly around app reliability, while Discover's reviews are more balanced, with fewer complaints about functionality.

Frequently asked

Which app is better for mobile banking?
Discover Mobile generally offers a better user experience and reliability compared to PNC Mobile Banking, according to user reviews.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] PNC Mobile Banking 3/5 · US Zelle on Pnc: Pnc only does Zelle on the phone. A very narrow method.
  2. [R60] PNC Mobile Banking 1/5 · US Zelle: Having Zelle only available on mobile is a terrible experience and might be enough for me to move my account elsewhere
  3. [R62] Discover Mobile 5/5 · US Best app: Unfortunately for all other people this card and the app are elite. The app is so beautiful and so smooth to use $ balance transfer promo was unbelievable. Get it now.
  4. [R66] Discover Mobile 3/5 · US Banking Nightmare: There’s no option to pay with a debit card. The only option is through your bank account and they take 10 days sometimes to take the money out. I really with there was a quick pay option. I wouldn’t even care to pay a little extra for it.
  5. [R6] PNC Mobile Banking 3/5 · US Clunky: It gets basic banking done but is cumbersome to use and limited functionality
  6. [R12] PNC Mobile Banking 3/5 · US Only works half the time: When the app works it’s great and intuitive. However, it is temporarily out of service half the time I try an open it. They recently update the app and ever since then, it’s been very unreliable. I’ve actually had to go to the bank more because it’s been so unreliable.
  7. [R74] Discover Mobile 5/5 · US Very good app: It’s fast and furious Navigate very easy. Love it !
  8. [R110] Discover Mobile 5/5 · US Simple and Useful.: This app is very helpful for tracking and it’s nice to talk to a HUMAN BEING when there’s a problem. Capital One better not mess this up.
  9. [R10] PNC Mobile Banking 1/5 · US Was good now bad: This app use to be good but since they added the Face ID login it’s pretty bad, it crashes at some point just about every time you use it.
  10. [R19] PNC Mobile Banking 2/5 · US Hate this app: This app NEVER loads. I haven’t been able to access my account via the app in weeks. Idk if there’s a bug, but I can’t even report it because the app just spins, it won’t login or let me do anything on the login screen.
  11. [R109] Discover Mobile 1/5 · US App not opening for over a week and no update: I tried to pay my bill last week through the app and it wouldn’t open. I assumed there was a bug and needed to update the app, but there was no update. Restarted my phone, tried again, nothing. Today I needed to look at my statement and tried to open the app and had the same problem, not opening and no update! When is this going to be fixed?
  12. [R82] Discover Mobile 1/5 · US Closed and deleted: Beware, unlike Visa and Mastercard, which are accepted cirtually everywhere, many retailers do not take Discover. And the app is down for maintenance so often, you will not ne able to access ypur account several tomes per month.
  13. [R68] Discover Mobile 4/5 · US DISCOVER YOUR LIFE: Using our Discover Card for our shopping excursions, getting gas, and picking up items at the Drug store. We earn cash back which in turn we use our bonus cash to help pay our monthly payment.!!!!
  14. [R89] Discover Mobile 5/5 · US Great card: I love this card! It’s great for cash rewards, had mine 1 year and I have earned a nice amount compared to my other cards! Would highly recommend this card.
  15. [R42] PNC Mobile Banking 1/5 · US Not a good experience: Being migrated from First Bank has been nothing but problems. They are still not resolved after hours on the phone and in branches. Horrible customer service experience
  16. [R80] Discover Mobile 5/5 · US Over 25 years w/ Discover: Great cc company. E have been through a lot and they have seats been professional and helpful for my financial needs. When the mobile platform was introduced it was easy to navigate and made understanding my records simplified. Great company great mobile platform.
  17. [R118] Discover Mobile 5/5 · US Discover Mobile: Exceptionally good

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store