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Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Brigit vs EarnIn

Brigit 4.8★ · Free to download 65
Winner Brigit
EarnIn 4.8★ · Free to download 60

While both apps offer quick cash advances, Brigit has a slight edge due to its reported credit-building features and slightly better overall user satisfaction despite common complaints about advance limits and customer service.

Full reviews: Brigit · EarnIn

Brigit and EarnIn both provide cash advances to help users bridge financial gaps, but both also face significant criticism regarding customer service, hidden fees, and issues with bank connectivity. Brigit is often praised for its speed and credit-building options, while EarnIn is noted for its flexibility in repayment dates, though users frequently report problems with account management and fund access.

Head to head

Cash Advance Limits & Increases tieR3R6R12R15
Brigit Many Brigit users express frustration that their cash advance limits rarely increase, often staying at low amounts like $50, $70, or $85, even after being long-term, on-time payers R3R6R12R15. Some users are pre-approved for 'good amounts' but still note it takes time to get higher advances .
EarnIn EarnIn users also report issues with advance limits, with some stating the app 'doesn’t give increases the way it’s suppose to' . One long-term customer noted their per-pay-period withdrawal limit was reduced from $1250 to $1100 without valid reason, and daily limits were also decreased . However, some users mention being able to cash out up to $200 a day if available .
Ease of Use & Reliability tieR7R8R11R12
Brigit Brigit is often described as 'fast and convenient' and 'easy, straightforward process' for getting cash R8R11. However, many users report frequent issues with the app disconnecting from their bank, failing to verify debit cards, freezing, or getting stuck in verification loops R7R12. Some also experience errors when trying to accept an advance .
EarnIn EarnIn is praised for its 'super quick, smooth process' and 'easy access to funds' . However, users frequently complain about the app losing their information, cutting off access, or requiring them to repeatedly set work locations and reconnect their bank accounts . Some also report having to jump through 'hoops' to get an advance .
Repayment Process & Fees tieR1R9R18R21
Brigit Brigit users report significant issues with repayment processing times, stating it takes 'too long to process' R9 or 'a whole week just to clear my account' before they can borrow again . There are numerous complaints about unauthorized charges, random fees, and money being taken out earlier than the due date R1. The $8.99 monthly subscription is also a point of confusion and frustration for some R18R21.
EarnIn EarnIn users also report problems with repayments, including funds being held or taken out before the due date . Some users are confused by 'tips' and feel they pay more back R79. There are also reports of unauthorized charges and refusal to refund them . The app charges a fee for immediate funds, otherwise, users wait one to two business days R79.
Customer Support & Account Management tieR1R7R10R27
Brigit Brigit's customer support is widely criticized as 'the worst' R10, 'not available' R7, or slow to respond, often only by email R7. Users also report difficulty removing bank information R1 and cancelling subscriptions, with charges continuing even after cancellation R27R40R52.
EarnIn EarnIn's customer support is frequently described as unhelpful, consisting of 'AI no real humans' . Users report being unable to close accounts, with support numbers not working or chat agents getting stuck in loops R61. There are also complaints about rude support and a lack of human interaction .
Additional Features & Benefits edge: BrigitR5R11R19R34
Brigit Brigit is noted by some users for helping to build credit R5 and offering a better alternative to high-interest loans R11. It also provides flexibility with repayment dates . However, some users feel the app is 'predatory' R19 and question its advertising claims about lending to people without jobs R34.
EarnIn EarnIn is appreciated for its flexibility in changing due dates to accommodate paychecks and for not requiring credit checks . However, users report that the app may require access to GPS location and time cards for extensions and that it doesn't support transfers to other money-sharing apps like CashApp or Venmo . Some also report issues with the app incorrectly routing earned wages or requiring direct deposit changes .
Pick Brigit if

you are looking for an app that some users say helps build credit and offers a quick, straightforward cash advance process, and you are willing to navigate potential issues with customer support and subscription management R5R11.

Pick EarnIn if

you need an app that can accommodate paycheck changes for repayment dates and offers quick access to funds without a credit check, and you are prepared for potential issues with bank connectivity and customer service .

Evidence note: Both apps have a significant number of highly negative reviews, often citing similar issues like poor customer service, unexpected charges, and bank connectivity problems. The positive reviews for both apps frequently highlight the convenience and speed of receiving funds when needed. The free-to-download model for both means many negative reviews come from users encountering friction with the paid subscription or specific eligibility criteria.

Frequently asked

Does Brigit help build credit?
Yes, some Brigit users report that the app helps them build their credit R5.
What is the monthly subscription cost for Brigit?
The monthly subscription for Brigit is $8.99, which some users find confusing or not worth the value R18R21.
Can I get immediate funds with EarnIn?
Yes, EarnIn offers immediate funds, but it may involve a fee; otherwise, you might have to wait one or two business days to receive your money R79.
Are there issues with cancelling accounts or subscriptions with these apps?
Both Brigit and EarnIn users report significant difficulties cancelling accounts or subscriptions, with Brigit users stating they were charged after cancelling R40R52R54 and EarnIn users mentioning being unable to close their accounts through customer service R61.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] Brigit 3/5 · US Never increased: Been with them for over a year always paid on time but never get more then 50 at a time it’s reliable but where is the increase?
  2. [R6] Brigit 3/5 · US App review: This is a fairly decent app quick response on approval but they could do better at increasing the borrow limit
  3. [R12] Brigit 3/5 · US My issues: Disconnects from bank a lot and I use the same debit all the time yet most the time it never verifies it and I have to wait the two days. Even tho it’s been verified before. Also borrow limit is always the same. Has never increased
  4. [R15] Brigit 3/5 · US Limited: I’ve been with Brigit for a few years now with no issues and they still haven’t increased my cash advance limit above $70
  5. [R7] Brigit 1/5 · US DONT USE -SCAM: Error every time I link my debit card, customer support is not available, app wont even open anymore just freezes, cash advances are so low despite having a healthy balance, advances take 10 days to be shown as "paid off" even though the money has been taken out of my bank account. THIS IS A SCAM
  6. [R8] Brigit 5/5 · US Borrowing Cash: Comes in handy when you need cash fast.
  7. [R11] Brigit 5/5 · US Fast and convenient: I’ve come into some hard times and Bridget is way better for my needs than a high interest loan.
  8. [R1] Brigit 1/5 · US DO NOT INSTALL: Terrible app. Been stealing money from me since beginning of 2026. There is no way to remove your bank information in the app. Do not recommend scammers.
  9. [R9] Brigit 3/5 · US Briget: Takes a too long to process the repayment especially when I need to borrow the money again thru tough times and I need it sooner. You take too long. Just my opinion.
  10. [R18] Brigit 3/5 · US Review: I don’t understand the 8.99 monthly subscription.
  11. [R21] Brigit 3/5 · US It’s very meh: I had this app for over a year and never was approved for anything more than $85. I always paid on time. Basically worthless to pay so much money a month for that.
  12. [R10] Brigit 1/5 · US Company is a SCAM: This company/app DOES NOT keep their word and has the WORST customer support in human history! Don’t download because the company will try and SCAM YOU OUT OF MONEY THEY OWE YOU
  13. [R27] Brigit 3/5 · US Subscription Trap: App is good if you’re in a pinch and need quick money. Subscription rolls and is locked in monthly so you pay an additional subscription fee after cancelling.
  14. [R5] Brigit 5/5 · US They really came in clutch when I need the funds: Great app 5 star recommendations and they actually help you build your credit
  15. [R19] Brigit 1/5 · US EXTREMELY PREDATORY: This app preys upon the unintelligent, the desperate, and I 100% fell for it after seeing an ad on Hulu. Find a better way to get money if you need it that badly. I’m not going to waste my time typing a review that’s going to be hidden by a bunch of fake positive reviews. To put it in a nutshell Brigit is trying to catch fish. Big fish, small fish it doesn’t care. Once the lur
  16. [R34] Brigit 1/5 · US Brigit advertising: The commercial dude says can I borrow $100 to his friend and says please I lost my job. His friends say go to Brigit and get the loan. So the question is Brigit are you loaning to people with no job and pay stubs? Because every time I apply for a loan with Brigit they wanna see direct deposit from jobs Just another mortgage application if you ask me. And this sounds like
  17. [R79] EarnIn 1/5 · US Earnin: I enjoy this app but when I request amount of funds it automatically send me whole 100.00 which I don’t need therefore this is a great apps. I notice the charge a fee if you need immediately or you have to wait one or two business day to receive your funds in your account.i notice I tips some time unfortunately when it time to repay the money back it seem I pay more back. I’m trying to und
  18. [R40] Brigit 1/5 · US Horrible: Don’t use total scam they still charge you after the fact of cancelling. And the refuse to refund the money I literally cancelled two days ago and then was charged today. Absolute rip off find a free service other than this one they are out there! Disgusting
  19. [R52] Brigit 1/5 · US Don’t do it: They will make it impossible to cancel and randomly charge you months later. I have cancer and have no need for this service but somehow they randomly charge you months later.
  20. [R54] Brigit 1/5 · US Deceptive!: I’m pretty sure this is a good app for those who decide to use it. I signed up for the trial. I never borrowed any money from the app. I ended my free trial. And they charged me anyway. Now they are refusing to return my $8.99.
  21. [R61] EarnIn 1/5 · US Don’t trust them at allll: Won’t let me close my account and none of the customer service numbers actually do anything but tell you your phone number doesn’t match

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store