Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

CEFCU Mobile Banking vs RBFCU

CEFCU Mobile Banking 4.6★ · Free to download 45
Winner RBFCU
RBFCU 4.8★ · Free to download 65

RBFCU generally offers a more reliable and feature-rich mobile banking experience, despite some recent update issues, while CEFCU Mobile Banking struggles with basic functionality like accurate balance display and mobile deposits.

Full reviews: CEFCU Mobile Banking · RBFCU

RBFCU's mobile app, despite recent update challenges and occasional glitches, is generally praised for its convenience and robust features, including good customer service. CEFCU Mobile Banking, however, faces significant criticism for slow updates, inaccurate balance displays, and unreliable mobile deposit functionality.

Head to head

Features tieR3R4R9R13
CEFCU Mobile Banking CEFCU Mobile Banking users desire features like Zelle and more immediate balance updates, noting that pending transactions are not deducted from the display balance R3R4R13. Some also report issues with mobile deposit functionality R9R19.
RBFCU RBFCU users frequently request Zelle integration R81R87 and a widget option for quick balance overview . There are also complaints about difficulty finding specific options like pending transactions and issues with bill pay .
Ease of Use edge: CEFCU Mobile BankingR1R5R7R14
CEFCU Mobile Banking Many CEFCU Mobile Banking users find the app easy to use and navigate R5R14. However, some criticize the user interface as horrible or confusing R1R7 and note that recent changes have made it less intuitive R1.
RBFCU RBFCU users find the app easy to use for day-to-day tasks . However, recent updates have made navigation difficult for some, especially for transfers and setting alerts .
Reliability tieR3R6R9R13
CEFCU Mobile Banking CEFCU Mobile Banking users frequently report issues with slow updates for transactions and balances R3R6R13R16. Mobile deposit is also cited as rarely working or being rejected R9R19. Some users experience the app not opening or getting stuck after Face ID .
RBFCU RBFCU users report frequent app crashes R70R73R97, freezing R104, and login issues with biometrics or two-factor authentication . The transfer feature is also noted as not working for some .
Price/Value tieR2R5R26R28
CEFCU Mobile Banking CEFCU Mobile Banking is free to download, and users generally appreciate the convenience it offers for managing their accounts R2R5R26R28.
RBFCU RBFCU is free to download. Users highlight the value of RBFCU as a credit union with no hidden fees, comparing it favorably to traditional banks .
Support edge: RBFCUR11R16R20R31
CEFCU Mobile Banking CEFCU users mention calling the fraud department frequently due to high fraud alert settings R11. Some users have sent messages about issues but do not report resolution R16. The app is seen as trustworthy and providing good service by many R20R31.
RBFCU RBFCU members praise the credit union's support for helping them through problems and feeling secure . However, the in-app chat messenger is reported as not working , and some users have issues with the automated answering system or getting issues fixed by support .
Pick CEFCU Mobile Banking if

You prioritize an app that is generally described as easy to navigate for basic banking tasks and you value a credit union that users feel is trustworthy and provides good service R20R31.

Pick RBFCU if

You are looking for a credit union with a mobile app that, despite occasional glitches, offers a broad range of functionalities for daily tasks and has a strong reputation for customer service and support .

Evidence note: Both apps are free to download, so there is no free-vs-paid asymmetry. Reviews for both apps show a mix of positive and negative feedback, with recent negative reviews often focusing on app stability and functionality issues after updates.

Frequently asked

Does CEFCU Mobile Banking show current balances accurately?
No, many CEFCU Mobile Banking users report that the app does not show current balances accurately, as pending transactions are often not deducted from the display balance, leading to confusion and potential overdrafts R4R13R16R27.
Do either of these apps offer Zelle?
Neither CEFCU Mobile Banking nor RBFCU currently offer Zelle, which is a common request from users of both apps R3R81R87.
Are there issues with mobile check deposit in CEFCU Mobile Banking?
Yes, several CEFCU Mobile Banking users report issues with mobile check deposit, stating that it rarely works or that checks are frequently rejected even when properly marked for mobile deposit R9R19.
Does the RBFCU app have problems with crashing or freezing?
Yes, RBFCU app users frequently report issues with the app crashing R70R73R97 or freezing R104, often requiring a phone restart or reinstallation of the app to resolve.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R3] CEFCU Mobile Banking 3/5 · US It ain’t the best: Slow moving with long transfer times to external accounts. Not sure why Zelle or something is not offered either. Overall it’s not as bad as it used to be but it’s not as good as some.
  2. [R4] CEFCU Mobile Banking 2/5 · US Doesn’t show current balance!: Fairly decent app, the thing I don’t like about it is that you have to figure out the balance in your account as the “pending”transactions are not deducted from your display balance! IAA Credit Union has an incredible app and does this for me which is so much more convenient! I don’t know why they ask to rate the app again and again when nothing changes with the app.
  3. [R9] CEFCU Mobile Banking 3/5 · US Mobile Deposit: Mobile Deposit rarely works.
  4. [R13] CEFCU Mobile Banking 1/5 · US Needs updating: The functionality of this app is limited. You should be able to see your true current balance at all times. Yet it takes 2-3 business days for transactions to post before it updates. If I do a withdrawal on the weekend, my account balance should reflect that.
  5. [R1] CEFCU Mobile Banking 1/5 · US Boo: Liked the old style better. Having to refresh the accounts page every time is a hassle.
  6. [R5] CEFCU Mobile Banking 5/5 · US So easy and convenient: Awesome crfcu app
  7. [R7] CEFCU Mobile Banking 1/5 · US Horrible: Probably the worst user interface of any mobile banking app I’ve ever seen.
  8. [R14] CEFCU Mobile Banking 5/5 · US CEFCU app: Easy to find what you need.
  9. [R6] CEFCU Mobile Banking 3/5 · US Nah: Decent app but I wish it would update faster when you pull money out of account.
  10. [R2] CEFCU Mobile Banking 4/5 · US Very Handy: Yes I would recommend this app as a convenient tool to have when out and about 👍
  11. [R26] CEFCU Mobile Banking 5/5 · US CEFCU app: Easy to use and very convenient
  12. [R28] CEFCU Mobile Banking 4/5 · US CEFCU app: The CEFCU app is available for use night and day. You can review your transactions daily. The appis handy to have. The budget tools are helpful but takes a little trial and error to learn how to manage them.
  13. [R11] CEFCU Mobile Banking 4/5 · US Fraud alert: Setting fraud alert at high levels without advising the customer is an embarrassing practice. My credit card is constantly blocked for what is called suspicious activity when I am out and about in my community I am constantly calling fraud department to advise them of attempts I make to purchase items. I have been with Cefcu for almost a decade I would give you 5 star but unable to du
  14. [R16] CEFCU Mobile Banking 1/5 · US Terrible app: There are way to many issues with this app including accessibility, balances not accurate , with draws missing. I’ve even had it showing it was gonna withdraw a loan payment two weeks in a row which I sent a message . No this has been a terrible experience so much so I’m gonna leave the credit union once loan is payed off
  15. [R20] CEFCU Mobile Banking 5/5 · US Trustworthy: They stand’ed by my side since day one when I opened up my accounts. Thank you great staff of CEFCU Family may you and your family be blessed and stay safe plus healthy. Daniele M Pounds 12/31/2024!! 2025 Here we come$$$$$$$$$$$$$$$$$
  16. [R31] CEFCU Mobile Banking 5/5 · US CEFCU: Great service provider
  17. [R27] CEFCU Mobile Banking 2/5 · US Pending spending: I can’t stand that my card will decline due to insufficient funds due to slow processing of prior purchases. It will show me I have X amount of money but I actually don’t. This is a problem for my friends who are users of the app as well
  18. [R81] RBFCU 3/5 · US Needs Zelle: It’s 2026 add Zelle to the app !
  19. [R87] RBFCU 3/5 · US App is great. Missing one feature: When are you going to add Zelle. This is the only missing feature needed. I hope it is soon.
  20. [R19] CEFCU Mobile Banking 2/5 · US Very good: I’ve used this app for years with no issues whatsoever until lately. I have tried to deposit a check on the app and the check has a preprinted message for mobile deposit. I checked the box for mobile deposit and submitted the check via the app. It has been rejected 3 times stating the check is not marked for mobile deposit.
  21. [R70] RBFCU 2/5 · US App crash: My app crashes every week to two weeks
  22. [R73] RBFCU 1/5 · US Very Buggy: Can’t make mobile deposits without continually crashing
  23. [R97] RBFCU 1/5 · US Crashes on launch: I’m a big fan of the future of software development and 10x vibecoding
  24. [R104] RBFCU 4/5 · US Freezes up: The app is pretty good but has a couple of issues that need fixing. It will freeze up and the only way I have access to it again is to delete the app from my phone, then reinstall it. Most of the time it works for a while but soon it happens again. Frustrating!

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store