Verithiathe honest score on any app
Updated July 2026 · real, multi-region App Store reviews
Head-to-head

Tilt vs EarnIn

Tilt 4.8★ · Free to download 75
Winner Tilt
EarnIn 4.8★ · Free to download 55

While both apps offer quick cash advances, Tilt appears to be the more reliable choice with fewer complaints about critical issues like unauthorized charges, account access, and customer service.

Full reviews: Tilt · EarnIn

Tilt and EarnIn both provide cash advances, but recent reviews indicate Tilt generally offers a smoother experience with fewer critical issues. EarnIn users frequently report problems with customer service, account access, and even unauthorized deductions, making Tilt a seemingly more dependable option despite its own occasional glitches.

Head to head

Ease of Use & Speed edge: TiltR2R4R6R8
Tilt Many Tilt users praise its speed and ease of use for getting cash advances, often describing the process as fast, simple, and hassle-free R2R4R6R8. Users appreciate the quick approval and instant deposits .
EarnIn EarnIn also receives positive feedback for being quick and easy, with users highlighting fast access to funds and a smooth process without extensive paperwork . However, some users report jumping through hoops, waiting for paychecks to arrive before getting an advance, or needing to constantly reconnect their bank .
Reliability & Account Access edge: TiltR3R5R7R9
Tilt While many Tilt users find it reliable and always there when needed R9, a significant number report issues with the app not working, temporary outages, or problems connecting to their bank accounts R3R5R7R11. Some users experienced the app working well for a period before suddenly failing R11.
EarnIn EarnIn faces considerable criticism regarding reliability and account access. Users report issues with the app losing information, cutting off access, constantly needing to set work locations, or banks becoming incompatible . Several users claim the app stopped working or that they couldn't withdraw funds even when available . There are also serious accusations of the app incorrectly routing wages or switching direct deposit info R64R83R85.
Fees & Value edge: TiltR1R27R31R32
Tilt Tilt is generally seen as helpful for small cash needs R27R32. While some users appreciate the 'no hidden fees' R31, others mention a monthly fee which they find 'a little much' but acceptable if qualified and payments are on time R49. There are also complaints about unauthorized charges R1.
EarnIn EarnIn users often appreciate the ability to get cash when needed without credit checks . However, there are complaints about fees for immediate funds versus waiting R79. More concerning are reports of unauthorized charges, money being taken out without explanation, or paying back more than borrowed R79R97. Some users feel there's no actual benefit due to recalculations of earnings .
Customer Support edge: TiltR7R11R61R64
Tilt Tilt's customer service receives mixed reviews. Some users report unhelpful support when facing issues like login problems or bank account disconnections R7R11.
EarnIn EarnIn's customer support is a major point of contention, with numerous users describing it as unhelpful, unresponsive, or like talking to a robot R61R64. Users report being unable to close accounts, getting no resolution for issues, or support simply stopping communication R61R64.
Pick Tilt if

You need a cash advance app that is generally quick and easy to use, and you are willing to manage a potential monthly fee R31R49. You prioritize an app with fewer severe complaints about unauthorized charges or account access issues R1R3R5R7.

Pick EarnIn if

You are looking for a cash advance app and are confident in its ability to integrate with your specific bank, despite numerous user reports of connectivity and customer service issues .

Evidence note: Both apps have a high volume of positive reviews, but recent negative reviews for EarnIn highlight more severe and recurring issues, particularly around customer service, account access, and unauthorized deductions, compared to Tilt.

Frequently asked

Do Tilt and EarnIn have hidden fees?
Tilt users report both 'no hidden fees' and a monthly fee, which some find 'a little much' R31R49. EarnIn users mention fees for immediate funds and numerous complaints about unauthorized charges, money being taken out without explanation, and paying back more than borrowed R79R97.
How is customer support for Tilt and EarnIn?
Tilt's customer support receives mixed reviews, with some users finding it unhelpful for issues like login or bank disconnections R7R11. EarnIn's customer support is frequently criticized as unhelpful, unresponsive, or like talking to a robot, with users struggling to resolve issues or close accounts R61R64.
Can I trust Tilt and EarnIn with my bank account?
While many users trust both apps for cash advances, Tilt has some reports of unauthorized charges R1, and EarnIn has more severe accusations, including incorrectly routing wages, switching direct deposit information, and taking money out without explanation R64R83R85R97.

What reviewers actually said

Built only from these 120 real reviews (foreign ones translated). Superscripts jump to the quote here. Apple has no per-review links, so [ref] opens that app's reviews on the App Store.

  1. [R2] Tilt 5/5 · US This really works love the app: Theman561
  2. [R4] Tilt 5/5 · US Cool: Less stressful hassle free thank you
  3. [R6] Tilt 5/5 · US Tilt: Very fast very up front
  4. [R8] Tilt 5/5 · US Cash Fast: Easy and a life saver
  5. [R3] Tilt 1/5 · US Whole app is trash: I then been through detail update app update and nothing was fixed on my account nothing changed and I still can’t take the amount they said I can get but they love tracking my money and trying to get me to pay them for service I can’t use
  6. [R5] Tilt 1/5 · US Don’t get it: I tried it try logging in and it wouldn’t let me it’s that too many attempts turn my phone number and instead of send an email It never did . It’s just a big headache.
  7. [R7] Tilt 1/5 · US Zero stars actually: Not good. Its been a temporary outage on my account for weeks and support has not been able to help. Do not use.
  8. [R9] Tilt 1/5 · US Best thing ever: Always there when you need it.
  9. [R1] Tilt 1/5 · US Be stealing: Every few weeks they keep taking 8 dollars out my account no explanation
  10. [R27] Tilt 5/5 · US Love it: Amazing for small cash needs!
  11. [R31] Tilt 5/5 · US Easy to use: No hidden fees. No hassle. Funds available when needed.
  12. [R32] Tilt 5/5 · US The easiness of tilt: It was an me & tilt. I wanted those hundos that 1st heckin month. But they made me wait just a lil bit just to show em I had money coming in. So once I repaid the 1st loan which was just like 25 or something, the loans got bigger & bigger and more and more helpful. Thank you tilt.
  13. [R11] Tilt 2/5 · US Did work wonderful till it didn’t: Have been using this app for about a year and now all of a sudden it doesn’t want to log into my personal bank account that has been connected to the app. I’ve tried having customer service help me out but they were not helpful; I’ve tied deleting app or the bank account connected to it, and everything else they told me to do and it still will not allow me to rec
  14. [R61] EarnIn 1/5 · US Don’t trust them at allll: Won’t let me close my account and none of the customer service numbers actually do anything but tell you your phone number doesn’t match
  15. [R64] EarnIn 1/5 · US They are scammers: So I was trying to get a cash advance and it said I had to wait that was fine but I didn’t know I sent my check through them. I get paid on mondays as my bank pays me 3 days early,they don’t care they have my check as we speak and won’t let me use the lightning money or give me my check don’t do it!!!!! And I been in contact with support for days, they are very rude, and will ju
  16. [R49] Tilt 5/5 · US Great help: Besides the monthly fee, which I think is a little much, tilt has been a great help. Once you’re qualified and pay on time, everything is not so bad.
  17. [R79] EarnIn 1/5 · US Earnin: I enjoy this app but when I request amount of funds it automatically send me whole 100.00 which I don’t need therefore this is a great apps. I notice the charge a fee if you need immediately or you have to wait one or two business day to receive your funds in your account.i notice I tips some time unfortunately when it time to repay the money back it seem I pay more back. I’m trying to und
  18. [R97] EarnIn 1/5 · US Stolen: They have taken over 700$ in pay back before time it was 499$ and now and extra 300 was taken out of my account and no you can not contact customer service or support to fix this issue so im out an extra 300$ out of my paycheck never again it is being deleted after tears with them
  19. [R83] EarnIn 1/5 · US Scam: Scammers, will switch your direct deposit info to their account so your direct deposit is delivered to them
  20. [R85] EarnIn 1/5 · US Do not download this app before reading this: I am trying to help the next person so I need to let you know that this is an Absolute failure of consumer protection. A critical defect in this app’s backend banking integration incorrectly routed hundreds of dollars of my earned wages into a completely wrong, restricted account. When I immediately provided documentation of the ongoing processing erro

Synthesized from 120 recent App Store reviews · updated July 2026 · View on the App Store